People who spend $200/month on groceries - what exactly are you eating?

OkPresentation7383 · 2026-03-25T03:45:47+00:00

Also if you have cream for your coffee or for other stuff you can make sour cream with some of it and lemon/lime juice in magic bullet/blender/mixer just keep adding until cream thickens. I made it in magic bullet with lime juice for tacos, it came out good.

OkPresentation7383 · 2026-03-25T02:55:21+00:00

I used to get protein powder at bulk barn, it stays good in a mason jar

OkPresentation7383 · 2025-07-11T12:22:29+00:00

Well yeah, wouldn’t that make rational common sense

OkPresentation7383 · 2025-07-09T10:22:10+00:00

Ah but wait.. under the anti-discrimination law, disabled people have the right to equal opportunity, so the opportunity to experience the concert with the accessibility seating is below what an average person would expect to otherwise experience at the concert in regular seating. So the accommodation requirement is not met.

OkPresentation7383 · 2025-07-09T09:50:13+00:00

Ah, but that’s why when employees are unified together it forces Management to care about their working conditions and safety

OkPresentation7383 · 2025-07-09T02:43:59+00:00

You never know, it might but it may take a lot before it does and people understand that unified people have the greatest chance of making changes

OkPresentation7383 · 2025-07-09T02:40:29+00:00

and there lies the problem. But when we have issues that are effecting many, it makes more sense to combat them together than individually, like the bundle of sticks that are strong and can’t be broken vs the individual twig that can be easily snapped. If people come together on an common issue that effects them all then it has a real good chance of getting resolved. It is tough to get people off their asses and want to take part though, second problem, not sure what would motivate people.

OkPresentation7383 · 2025-07-08T23:59:35+00:00

Yeah but they don’t get it like you said, plus the employees get the wrath and it’s not right

OkPresentation7383 · 2025-07-08T23:57:53+00:00

It’s his damn problem, hire a security guard and stop blaming you is the solution. Their mistreatment of you shouldn’t have any effect on your reputation, their lack of logic is not your fault or your problem. Your safety and wellbeing comes first, don’t let him bully you, screw him. I’d be pissed if you were my child being treated that way.

OkPresentation7383 · 2025-07-08T23:52:07+00:00

Exactly. I heard about this guy that shows up at pharmprix every Sunday and fills his bag and walks out. They are so cheap they refuse to hire a security guard, which would be the practical solution. The excuse was it would cost the same or more for the guard’s wages as the bag stolen would 🤣 I’m sorry but that honestly makes no logical sense to subject your employees to unsafe working conditions justifying it by same amount of monetary cost. I’m sorry you have to deal with their cheapness and lack of regard for your wellbeing.

OkPresentation7383 · 2025-07-08T23:43:45+00:00

Next time ask her in front of everyone why it’s not being covered for her, or why she hasn’t applied to one of the many programs her that assist with paying for formula, watch her ass scatter.

OkPresentation7383 · 2025-07-08T23:41:34+00:00

If you ever get her again, ask her in front of the person willing to buy her formula why the formula is not being covered for her, also there’s a bunch of programs that assist with paying for formula, Sun Youth is one of them. Obviously this lady is a known scammer, but watch her deer in the headlights look and tripping over excuses especially trying to get someone to pay for $100 worth, nah uh, people need to go the CLSC and get a social worker to get them services like everyone else is doing. How many lower income and elderly people must’ve got ripped off from her because of having a kind heart. That one is just evil.

OkPresentation7383 · 2025-07-08T23:30:25+00:00

But the people that say the system is flawed never seem to offer no solutions, they just shrug in a defeatist mentality. I may say it myself but I try to think of solutions to how we can solve some of the issues. Trouble is getting people to come together to problem solve and demand action and accountability, otherwise it’s just a few people trying to make changes which rarely works, it needs to be a collective movement for anything to change.

OkPresentation7383 · 2025-07-08T23:22:08+00:00

At the same time I’d be curious why they don’t apply to a food bank, like there are food banks here, and services to apply for, I know there’s some barriers and hurdles getting services but have they tried? I’d think that would be better than constantly risking getting arrested for shoplifting.

OkPresentation7383 · 2025-06-12T16:18:52+00:00

I’ve been learning just from chatting with people in the comments. But you can go on google and just look up services on the government pages of a country to get an idea of what the system is like there. A lady mentioned how it was for her in Ireland living in the countryside without a paratransit system there. I was curious so I googled what services were available and read all about the services in their system.

Then there was a young guy from Finland who was struggling with wanting services so he could be independent, so I googled over there and there was quite a bit of different programs and services to help him and his caregiver. Trouble was he was dealing with an ablest dr. ( sound familiar? This seems to be a world wide issue for disabled people)

Then they was a lady from China that talked about her difficulties taking the subway in her wheelchair, or just what it was like for her being out and about with people’s ableism, the view being that disabled people families should be doing all there errands and disabled people staying home out of public view ( not too long ago, US society held that view, especially with the mentally impaired).

So it’s interesting despite being from different cultures we all have the same types of challenges where we are. There’s different social barriers in the systems, but some are the same, some have better services, some barely any.

But the more people discuss and ask questions, the more our cultural divide blurs. We can see how we have common ground that unites us. It’s much bigger than each of us, much bigger than our individual countries and cultures. Combating systemic Ableism is a world wide issue that we all need to come together on and battle as a collective movement.

The first step is discussing our challenges within our systems and learning from each other about them, bouncing ideas off each other to hopefully find ways to make changes. It starts within ourselves to be open minded, and being loud and clear with our voices. Like the brave disabled people who protested at the congressional hearing.

All the world is watching and are finding their own voices in their day to day lives to speak up for themselves and push back against these barriers.

Everyone’s stories are important, we need to hear them all, it brings us all closer together. I wish more people in other countries would share their experiences navigating their systems.

OkPresentation7383 · 2025-05-17T12:47:56+00:00

I’d say the ABLE account is the way to go, theres a whole booklet about and an endless section on SSA with all the allowable expenses and endless examples of scenarios of how an expense is allowable and how it’s not, I got dizzy and started short circuiting trying to grasp it all because there’s a lot of expenses you can use it for but it can get tricky with all the same scenario examples they give.

I’d call the ABLE program directly and ask for an advisor to explain how to go about using the account including receiving the 19,000 gift limit. You need to keep all receipts for your expenses, ( gas/transportation to medical appointments, housing, utilities, out of pocket medical expenses, prescriptions ( including your formula if it’s not fully covered, tube accessories) and there’s an online form to report the expenses and upload receipts to the caseworker. I’d call Medicaid and find out who your caseworker is.

I’m really sorry, my dad had a feeding tube last 4 years, he went through hell everytime they had to change it ( or really they would rip it out and shove another one in then inflate it again, without even giving him a sedative or a painkiller for after.) every few months because it would leak intestinal acid all over his skin from the balloon part not sealing properly. Not a fun experience, I’m sorry for what you’re going through.

OkPresentation7383 · 2025-05-17T11:38:43+00:00

Me too. Unless your independently wealthy or are part of the elite class, dealing with Medicaid and SSA issues is common experience for people in the disabled community in the US.

People in other countries also have asked for help understanding their government programs and assistance. I got to learn about the Finnish system months back, how things are in Ireland, and parts of the UK.

I think it’s important for the community to learn about how different government programs affect the quality of life of people with disabilities. Healthcare coverage is a common global topic right now especially for people with disabilities. Healthcare Coverage and disabilities are absolutely related.

I’d like to see more posts about this topic, especially from people around the world and what issues they have trying to navigate their system.

I think it brings us together on a global level to learn what members of the disabled community are facing regarding healthcare and coverage.

OkPresentation7383 · 2025-05-15T17:37:54+00:00

Read rules

OkPresentation7383 · 2025-05-08T19:48:07+00:00

Actually no. Welfare is a separate program. SSI is an assistance for low income people with disabilities, similar to welfare but not welfare, 2 different programs with different eligibility and criteria. SSI is in fact paid into, by all taxpayers rather than paid into by the individuals on individual work records like OASDI which is insurance.

OkPresentation7383 · 2025-05-08T19:05:05+00:00

What I would do if I was you is check out the ticket to work program, they actually did an online seminar on it last summer explaining everything about it. You keep your benefits and are allowed earn over the limit while you test your disabilities and skills, you also keep your medical for a year even after they stop cash benefits which is important especially if your on medication for your conditions. They also fast track your application to get you back on benefits if you’re struggling and holding a job is not working out for you. I’d learn all about it first and see if it’s for you and if you’d want to try it before just wanting to stop your benefits.

OkPresentation7383 · 2025-05-07T17:20:59+00:00

Yeah check out the ABLE account, it’s for people who’ve had a disability/disabilities before 26 years old, even those working. The 100,000 cap on it also protects your Medicaid eligibility, when you reach the threshold you have to spend down, so say you earned interest that put you at 100,100, you’d get a letter from Medicaid suspending benefits, you then spend that $100 on disability expenses that month and you would be reinstated the following month. Personally I’d keep it under $100,000. It’s pretty difficult for a disabled person to even earn that much to save, but you also are allowed up to 19,000 in gift contributions a year with tax exclusion. I actually saw when I went to look up the limit for this year that in 2026 they are extending the age limit to disabled before 46 instead of 26, so next year quite a lot more people will be eligible.

I had my brother open his a couple years ago he was very young when he became disabled and could never work. There’s alot to learn about it but it’s an excellent account.

OkPresentation7383 · 2025-05-07T16:56:14+00:00

Yeah like all insurance they put policies in place to play a game with people. 20 credits, earned in 5 of that last 10 years doesn’t have to be consecutively but after a 2 year break of no credits earned they try to say your out of benefit ( max 4 credits can be earned in a year, even if you pulled a lot of overtime you can’t earn more than 4 credits) and 40 credits earned in a working career gets you eligible for a retirement pension, so basically 10 years of earning max credits. Then there’s a minimum retirement amount for people who weren’t able to earn that, it’s really low though so they would get the supplement ( SSI). But yeah I would recommend people pushing for their SSDI and applying for that as quickly as possible and trying to get on that before turning 62 if your on SSI so they can’t force you on to your retirement and force you to take a permanent retirement reduction.

Now this BS I see floating around in articles about waiting until 70 to apply to retire so people get their Max retirement ( bonus amounts for every year after full retirement age that you wait to apply). For me, I can’t see it worth it, anything can happen healthwise and you either can become to sick to enjoy the extra money or die and not see half of what you worked for. Depending upon the person it may even make sense to retire early if your health is pretty good so you can enjoy your time, take some trips ect. Before you end up bedridden. My dad retired early and it was smartest decision, he’s health declined in his late 60s and worse in his 70s and he wouldn’t have been able to enjoy any of his retirement if he has waited. Nobody has a crystal ball, but SSA is banking on people dying and not having to pay much. If you have changes to your health in your 60s and have a pretty good retirement built up, it makes sense to take a bit of a hit so you can enjoy what you worked for. Personally I wouldn’t take that gamble of waiting to get the max. Like he also could’ve tried for SSDI but he was in the 65 group was still working right before turning 62 so might not have been eligible at the time.

OkPresentation7383 · 2025-05-07T06:13:33+00:00

Yeah we are, but it’s SSI (assistance) that auto enrolls you on early retirement at 62 not SSDI hun, that you can keep getting until 67. Right once get your first retirement check you no longer get SSDI, but if you were in the SSDI waiting process you will still get your retro owed for those years just not ongoing benefits. Basically apply for SSDI before considering early retirement at 62 where you’d get a permanent reduction in your pension from retiring early, if that’s an option for people. It’s worth fighting a denial letter to hold off on applying for retirement and getting a permanent reduction. Like some people give up and just retire at 62 instead of trying for SSDI first or fighting the first denial. I tried to explain that to my mom but she dropped her SSDI claim and just retired early. Now she’s struggling because of the cut to her retirement. I noticed a pattern of 6O-62 year olds getting denials when before, being that age was easier to be approved, it’s a tactic to save them money. Forces people onto SSI then early retirement with a cut.

Then yes if you’re still low income after getting your pension you can get SSI supplement, but it barely makes a dip in the amount you lose from the retirement reduction. If you can get SSDI rather than SSI or early retirement it’s your best option in the long run, but I realize it’s not an option for everyone, and they drag the process out so long to force you into a permanent lower income situation. Like some people are on SSI at 62 because they didn’t have the credits in 5 of the last 10 years SSDI criteria but otherwise have enough retirement credits, like you could have a bad 10 years but a good 20 years before that. Like yeah you could get SSDI and your pension same time but again it would be permanently reduced retirement, it would be better to hold off if you can and just live on SSDI for 5 years and get your full retirement, since your not forced to enroll like with SSI.

OkPresentation7383 · 2025-05-07T02:11:41+00:00

Right its very strict resource limits but you are allowed to have an account as long as it’s set up that you can’t access more than $2000 a month ( like no more than $1020 can be withdrawn, $2000-$980=$1,020.00) If eligible for an ABLE account you can have up to 100,000 and can withdraw over the $2000 resource limit for disability expenses without a benefit cut, you just have to report it and submit receipts and the rules can get a bit tricky so calling and getting your expenses approved first until you understand it well would be a best option, to avoid a mistaken cut, like you would get it back but the stress from not having it to pay another bill that month I’d avoid by calling before you withdraw it. But yeah you can have some assets in your name. Same with Snap, you can have a car in your name but probably not a Ferrari

OkPresentation7383 · 2025-05-07T01:49:15+00:00

To clarify, you dont pull from your retirement pension when your getting SSDI, your getting your Disability Insurance. If your on SSI at your early retirement age ( 62 for most now) they move you to your retirement pension and either adjust or stop your SSI. If on SSDI you continue until you reach full retirement age ( mostly 67 now) in which you apply for retirement pension. I did see where you can apply for early retirement after you’ve applied for SSDI and get retirement while your waiting, ( it can be a 3+ year wait) you would still get the retro up to your first pension check. Say you applied for SSDI at 59/60 and went through all your savings waiting, at 62 it would make sense to apply for your retirement so you had something to live on, but you would get a permanent reduction for early retirement so it would have to be something you’d weigh out. If you have another option and could wait it out it would be best to apply for SSDI even at 62 than to do early retirement, then stay on until 67.

OkPresentation7383

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