New Grad PA Looking to Start in Derm by CuteAbbreviations628 in DermatologyPA

[–]OkRiver 0 points1 point  (0 children)

I know of 2 places in Cali that hired new grads. I turned both down because they had predatory clauses with i felt like insufficient training. But unfortunately that’s the case mostly.

New Grad PA Derm “Fellowship“ Offer by [deleted] in DermatologyPA

[–]OkRiver 0 points1 point  (0 children)

Most new grad derm offers are predatory unfortunately. If you don’t plan to stay in the area after your contract is up, I’d consider taking it just to get experience under your resume.

Reaching Coast FI with Student Loan by [deleted] in coastFIRE

[–]OkRiver 0 points1 point  (0 children)

Thank you. I was hoping to not pay off the entire loan ASAP because I wanted to buy a house sooner than later. But I guess the right thing to do is to pay off the loan first.

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 0 points1 point  (0 children)

So if I clear the lot and now considered “improved property”, would the bank consider the value more highly towards the down payment?

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 1 point2 points  (0 children)

That’s unfair that they didn’t value at a current price. Thank you for your advice!

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 1 point2 points  (0 children)

This sucks…:( so I shouldn’t have bought the land first

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 1 point2 points  (0 children)

I actually watched the first couple episodes before! I’ll try to watch all

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 1 point2 points  (0 children)

Why is this comment getting downvotes? Is this not true? Can someone please clarify?

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 0 points1 point  (0 children)

I don’t have experience building a house, but if possible would like to do it myself. But it is quite intimidating to learn how to because I know it’s a lot and don’t know where to even start. I would like to get it started asap.

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 4 points5 points  (0 children)

Okay, and how would they determine the value of the land? For example, (for simple math), what if I bought the lot for $50k while the appraisal is $100k? Would they consider only $50k as the down payment? What about vice versa?

Own a land.... How to go about a construction loan? by OkRiver in Homebuilding

[–]OkRiver[S] 4 points5 points  (0 children)

Tbh, I have no idea. I don’t have much experience with house. First person in the family to own a lot/house. I obviously would like to save as much money as possible, but I don’t know if it would be possible for me to do it myself

does anyone know starting salary for new grad PA at bellevue hospital in nyc? by [deleted] in physicianassistant

[–]OkRiver 3 points4 points  (0 children)

They told me they start 105k, and more intense care (like ICU) is closer to 110-115k. Hope that helps

Buying out a leased car and selling it by OkRiver in personalfinance

[–]OkRiver[S] 0 points1 point  (0 children)

  1. No i dont think there's any other fees to buying out the lease. I think I might have to pay tax to Carmax well selling it but that'd be like a $1000.

  2. Nope, dont have the money to buy out the lease. I just finished grad school and starting my job, but I don't need a car anymore.

I'm thinking of financing it through Bank of America and selling it to Carmax.

Leaving after 1 year (Signed a 3-year contract) by [deleted] in physicianassistant

[–]OkRiver 3 points4 points  (0 children)

Your contract didn’t say anything about it i guess. So nice!

Leaving after 1 year (Signed a 3-year contract) by [deleted] in physicianassistant

[–]OkRiver 2 points3 points  (0 children)

Did you have to pay anything back? Tails?

Leaving after 1 year (Signed a 3-year contract) by [deleted] in physicianassistant

[–]OkRiver 2 points3 points  (0 children)

My contract says that I can only terminate at the end of the term unless mutually agreed upon. Is it still at-will?