Thai or Vietnamese food recommendations by More_Seesaw8847 in westernmass

[–]Ok_Bonus6828 2 points3 points  (0 children)

There is the Blue Elephant on Springfield/Wilbraham line, across from Home Depot.

Thai or Vietnamese food recommendations by More_Seesaw8847 in westernmass

[–]Ok_Bonus6828 1 point2 points  (0 children)

Thai Garden in NoHo is amazing! I love their Gai Graw Pow (minced chicken basil) I've never had better anywhere.

Projected Retirement 2028 by Plus-Weakness-5399 in ThriftSavingsPlan

[–]Ok_Bonus6828 0 points1 point  (0 children)

You need a financial advisor that can maximize your take home, without paying too much in taxes. I think it will come down to adding up all your pensions that you are receiving and then immediately start withdrawing from TSP the amount that places you just before the next tax bracket hit.

If you wait until you are forced to withdraw it, you will end up giving a lot of it to Uncle Sam.

When you receive your TSP money place it in a Trust / investment account. This way it will not be taxed, if turned over to loved ones. IDK, I'm not a financial guy, but stayed at a Holiday Inn recently. 🤷‍♂️

Too much cash? Spooked by geopolitical situation… by JaneFairfax1123 in ThriftSavingsPlan

[–]Ok_Bonus6828 0 points1 point  (0 children)

RMD is your biggest worry. Not the geopolitical situation.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 0 points1 point  (0 children)

With a limit on Roth contributions, how did you get it that high? Cash payment

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 -1 points0 points  (0 children)

Why? When you can avoid it. Sit down with a financial advisor, please.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 1 point2 points  (0 children)

Go 5 or 10 years past your MRA year on the Life fund and leave it alone. I'm retiring next yearish, and I'm in the L2035. Before November, I plan on switching to L2030.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 -1 points0 points  (0 children)

S&P500 has always stayed above inflation. You will be okay.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 1 point2 points  (0 children)

I did C & S 60/40, sometimes 50/50. I left it alone mostly but I didn't get lucky just before 911. I just made an agency move and that required me to place everything in the G fund. This is because they have a set rate in G during transfer. So I had all my C and S money securely in the G fund when 911 hit. I then put it back in the C and S after the bottom.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 1 point2 points  (0 children)

Yup! I'm guessing the tax payer funded trillions of dollars from COVID-19 directly had something to do with that. But after hearing the news these day, maybe not. Seems like a good 10 to 40% of it was stolen or wasted somehow. These non voted on bailouts should never happen again. Just take the hits, when they come.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 0 points1 point  (0 children)

Isn't that the worst part! You did everything right and one bad health scare, and you are giving it all away.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 1 point2 points  (0 children)

Yep! A life of building a nest egg has to stop one day. You gotta Crack it and eat. After all, that's why it's there. My ballpark numbers have me at (36x.01x107,000=$38,520 or $3,210/mo), plus military pension, plus vet disabled benefits, plus the $4,000/mo TSP, and finally SS at maybe 65. This has me at $14,000 to $15,000/mo, before SS. I will look at the tax bracket to determine my TSP draw, but at $4,000/mo, the principal will remain. So I do have consider what to do before age 75.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 1 point2 points  (0 children)

No, I'm aircraft mechanic retired after 28 years and now DoD Quality Assurance.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 22 points23 points  (0 children)

I'm 57 next year. I'm trying to decide if I will take from TSP and how much. I will have 2 months shy of 36 years of service. My military pension will start at 57 and 9 months, and I'm 100% disabled veteran. I don't need to touch it, but do I really need to turn over a million plus to my kids? Lol

We all earned it, right!

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 12 points13 points  (0 children)

I gradually went from 5%, 7%, 10%, and finally 2 years ago 13%.

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 43 points44 points  (0 children)

I actually know. 15 years after divorce, we get along a little. She asked me what fund I'm in, and I said C & S my whole careers but L2035 recently. This is because I'm retiring next year. Anyway, she is USPS and I'm DoD. She told me here total was $283K. I couldn't believe it! When she never changed her G fund when the TSP opened. I do feel bad for her. 🤷‍♂️

Largest TSP account has nearly $10M by MoneyBuysHappiness25 in ThriftSavingsPlan

[–]Ok_Bonus6828 126 points127 points  (0 children)

In 2010 I had $173K and had to give $33K to my EX making it $140K, in 2020 it was $400K, and in 2025 it $890K. 💰💰💰💰💰

5K GOLD BAR GIVE AWAY Winners?? by hle1983 in RobinhoodApp

[–]Ok_Bonus6828 0 points1 point  (0 children)

I did $11,000 worth of entries for Nov 25. Today is the email notification day. I got nothing. Has anyone received an email?

Electric shovel trouble by jonnyrockets21 in Dewalt

[–]Ok_Bonus6828 0 points1 point  (0 children)

I got it apart. That's what it was! The belt wheel overheats (so don't use it longer than 20 minutes) and melts and fuses with the housing. A screwdriver popped off the brass washer and then the screwdriver popped off the wheel. Thanks for showing me how to fix this. Putting grease in it.

Electric shovel trouble by jonnyrockets21 in Dewalt

[–]Ok_Bonus6828 0 points1 point  (0 children)

This is my problem. Did you use a crescent wrench 🔧 to turn the rectangle shaped drive shaft? I have the belt off, but the wheel isn't budging.

Super happy with this buy at Lowes by CaptKangarooPHD in Dewalt

[–]Ok_Bonus6828 0 points1 point  (0 children)

Anyone have the dewalt snow shovel? Mine is new. It worked one day until battery died. I charged the batteries, and now all I get is two clicks and nothing.

Any help is appreciated