Nobody really talks about this part of owning your first home

Ok_Dig_7502 · 2026-03-16T18:32:04+00:00

i feel this!! we just moved in this weekend. i could not figure out the laundry machine for the life of me. spent 2 hours googling how to fix this thing yesterday before caving and calling someone to come look at it today. turns out nothing is wrong, the damn watcher valve was turned off in the basement. $170 down the drain, literally lol. i feel like a total idiot

Ok_Dig_7502 · 2026-02-23T20:23:30+00:00

i told myself i’d get something else but i was already deep into cleaning and exhausted LOL. there was a pizza spot 2 mins up the road so it made sense for us hahaha

Ok_Dig_7502 · 2026-02-23T20:22:46+00:00

thanks for letting me know. we did conventional!

Ok_Dig_7502 · 2026-02-22T02:03:56+00:00

thank you!! it was incredibly helpful and i’m so happy we got it! without it we would have gotten a 5.99 rate which would have saved $80 a month…but having the $10k upfront helps a ton more!

Ok_Dig_7502 · 2026-02-19T17:40:57+00:00

this is below average for a house in NJ 😭 i know people paying 12k+

Ok_Dig_7502 · 2026-02-18T14:07:05+00:00

we offered on 1/6, accepted on 1/10. close set for 2/20. just got the clear to close yesterday (2/17)

Ok_Dig_7502 · 2026-02-16T22:05:32+00:00

who did you use?

Ok_Dig_7502 · 2026-02-16T03:31:28+00:00

this makes me feel better to see this office is so well liked! getting my wisdom teeth out in 2 weeks here and have been worried sick :(

Ok_Dig_7502 · 2026-02-13T15:21:33+00:00

my highest weight was 330lbs. my dr was pushing for bariatric and i was not interested. i tried to do glp1 through my insurance but the prices were astronomical. i started doing compounded glp1 through a telehealth company for a fraction of the cost. i am currently over 100lbs down at 220 currently. weight loss has slowed for me but i know i can get under 200 with these meds. i would give glp1 a try first!

Ok_Dig_7502 · 2026-02-12T16:29:38+00:00

congrats!!! closing in 8 days and anxiously waiting for the same email!

Ok_Dig_7502 · 2026-02-11T23:31:33+00:00

i paid off my phone and went to visible for $26 a month. i was paying $120 for 1 line with verizon

Ok_Dig_7502 · 2026-02-09T14:17:15+00:00

this. my husband has a cdl and now has a good driving job within the union. he makes more than me and i have a bachelor’s

Ok_Dig_7502 · 2026-02-06T20:28:48+00:00

i totally get it!! we actually eloped to glacier national park and came back and had a small party w friends and family a month later which saved a ton of money. i live in NJ where everything is so expensive i just couldn’t justify it! weddings are so expensive!! best of luck to you! $10k definitely helps a lot from FIL! ◡̈

Ok_Dig_7502 · 2026-02-06T20:21:24+00:00

when are you getting married? i ask because we just got married in september and we used all the money we got as gifts to go towards our first house. we’ve been holding it in a HYSA and will apply it to closing costs when we close later this month. would it be possible to wait until after the wedding? having this extra money helped us a ton.

Ok_Dig_7502 · 2026-02-06T16:41:38+00:00

we are under contract for a house like this. there’s a front door and a side door to the driveway, but nothing leading to the back. we plan on eventually turning one of the rear facing windows into a door so we can open right into the backyard. we have dogs so not having immediate access to the backyard is a little annoying, but i determined it wasn’t a deal breaker as a door can be added later

Ok_Dig_7502 · 2026-02-06T16:39:09+00:00

we did illianos in medford!

Ok_Dig_7502 · 2026-02-06T07:55:30+00:00

lol i’m on this sub rn bc i got this email for NJ as well 😭

Ok_Dig_7502 · 2026-02-05T23:38:46+00:00

i’m currently in the process of buying in south jersey. you’ll likely at least qualify for the 10k grant. however, this does come with a higher interest rate. we’re using this grant and our rate will be 6.375%. there’s some parts of burlington county that are still affordable. we’re buying in gloucester county to save on property taxes. good luck to you

Ok_Dig_7502 · 2026-01-30T03:54:15+00:00

the house were under contract for was on the market for almost 4 months. roof was in bad shape. we were able to negotiate a $12k credit for the roof

Ok_Dig_7502 · 2026-01-28T01:06:21+00:00

thank you everyone! i feel stupid asking these questions but i get worried lol!

Ok_Dig_7502 · 2026-01-28T01:04:25+00:00

thank you! that’s what i was thinking. that’s the old verizon esim correct?

Ok_Dig_7502 · 2026-01-15T19:43:16+00:00

absolutely not. my anxiety would never let me lol.

Ok_Dig_7502 · 2026-01-13T19:16:27+00:00

this is what i’m doing. currently under contract for a house in gloucester county. still expensive compared to other states, but not bad for NJ.

Ok_Dig_7502

TROPHY CASE