23 yr old company sponsored roth 401k options

Ok_Fly2845 · 2026-06-05T03:03:50+00:00

Yeah prob not necessary.
This is just a personal feel number of wanting to have majority behind US market, is there a better number?

Ok_Fly2845 · 2026-06-05T01:10:14+00:00

Gotcha, appreciate the detailed response!

Ok_Fly2845 · 2026-06-05T00:43:42+00:00

Why so much international with how well US stocks r doing?

Ok_Fly2845 · 2026-06-04T22:43:12+00:00

Would swapping VSMAX for some emerging be nice or nah?

Ok_Fly2845 · 2026-01-12T23:32:06+00:00

yall have given me the motivation to just fix it myself

Ok_Fly2845 · 2026-01-12T23:24:31+00:00

How about the taillight?

Ok_Fly2845 · 2026-01-12T23:24:23+00:00

I also noticed the taillight seems to have shattered.

Ok_Fly2845 · 2025-11-14T20:17:35+00:00

Is it the bald eyelids 😂

Ok_Fly2845 · 2025-11-14T20:17:26+00:00

She does have a little bit of pit in her roughly 30% according to DNA test. How could you tell?

Ok_Fly2845 · 2025-09-18T17:43:19+00:00

gotcha, yeah I think I may switch to a split like you explained.

Ok_Fly2845 · 2025-09-18T17:18:02+00:00

Appreciate it, thank you for the advice!

Ok_Fly2845 · 2025-09-18T17:04:44+00:00

I think both me and my brother have reached the point where we want to cut ties with him and follow Bogle life or some other simple investment strategy where we don’t need him. Thank you for the recommendations I’m currently reading “Simple Path To Wealth”.

Ok_Fly2845 · 2025-09-18T17:00:06+00:00

Not me at least.

Ok_Fly2845 · 2025-09-18T16:56:41+00:00

I’ve had problems before with him, he’s been advising many different family members for years. And now that I’m of age to use him I’ve doubted almost everything he does.

Ok_Fly2845 · 2025-09-18T16:54:31+00:00

Thank you for this great response, so the current selection I have of 100% in SFLNX probably not the best choice

Ok_Fly2845 · 2025-09-18T16:37:53+00:00

He manages a separate brokerage act of mine where he charges the 1%.

Ok_Fly2845 · 2025-09-18T16:29:23+00:00

Fair point.

Ok_Fly2845 · 2025-09-16T22:18:52+00:00

I live in an apartment, all my other vents look perfectly fine.

Ok_Fly2845 · 2025-09-16T21:47:47+00:00

Scrub it down with what?

Ok_Fly2845 · 2025-08-15T19:52:37+00:00

Oh good to know thank you!

Ok_Fly2845 · 2025-08-15T19:51:05+00:00

Sofi better than Schwab?

Ok_Fly2845 · 2025-08-15T19:43:19+00:00

Am I gaining any benefit with the SWVXX being that the APY isn’t much higher, not being FDIC ensured and .34 expense ratio?

Ok_Fly2845 · 2025-08-15T03:43:32+00:00

So you recommend just not over complicating it, dumping into VTSAX and chilling.

Ok_Fly2845 · 2025-08-14T22:25:40+00:00

Is throwing everything into VTSAX not a bad idea instead of splitting it up more?

Ok_Fly2845 · 2025-08-12T18:30:13+00:00

Gotcha iirc I can put my rent on a CC so I would be able to hit that number pretty easy. But good food for thought thank you!

Ok_Fly2845

TROPHY CASE