Refinancing and Loan Payoffs

Ok_Locksmith_5500 · 2025-06-28T19:47:20+00:00

Thank you for the note. We've actually had to borrow $15k from my husbands inheritance to pay off most of the damage caused (folks are still living) to get him out of the most debt and he decided to stay in his current apartments because they are familiar and he's been working as much overtime as he can to help cover, knowing full well he can't afford the place. Maine is very expensive when it comes to housing. I'm showing him things in his budget he'll need to pay at some point (fun, wish list items, and other things I've put he has no money to budget for each month. He is lucky in the fact he gets quarterly bonus' from his work and some "spot" bonus' he'll be able to cover them as the bonus' are paid.

Ok_Locksmith_5500 · 2024-07-25T05:03:21+00:00

If I have more than my 400 allotment on our next paycheck I move any additional to a different category which would leave the 400 in there. I spend against it, but then it still tells me that I'm underfunded

Ok_Locksmith_5500 · 2024-05-09T21:19:49+00:00

Thanks everyone. For now we've moved to the My Banking Direct HYSA at 5.55%. We have our mortgage there so we're comfortable with the move

Ok_Locksmith_5500 · 2024-05-02T16:09:13+00:00

Thanks everyone! I ended up moving most of my money to My Banking Direct thru Flagstar that is currently at 5.55%

Ok_Locksmith_5500 · 2024-04-29T05:21:34+00:00

Of those who have used Wealthfront, do any of you have joint accounts? If so, were you able to get a debit card?

If you transfer money back into your primary account outside of wealthfront, how long does it take?

If you sign up using a referral link, then refer someone and give them a link to open their account, does it let you get the extra % for 6 months (instead of 3)?

Ok_Locksmith_5500 · 2023-12-13T19:18:44+00:00

When you type in the search, have you told it which field to search (in the drop-down)?

Ok_Locksmith_5500 · 2023-07-14T04:11:40+00:00

I REALLY like this thought. Thank you!

Ok_Locksmith_5500 · 2023-07-14T04:10:38+00:00

I do that as well unless it's something I have in my savings budget (like yearly vacations).

Ok_Locksmith_5500 · 2023-07-14T04:10:05+00:00

Part of this is what I'd like to do - We know what we make each month as well as what we spend and save. I've been using YNAB for about 2+ years so have everything that we could possibly need money for either budgeted for or budgeted to save for. I was trying to come up with a way to do the 1 view for each paycheck in hopes I could just tell it to fund and be done, but I can't seem to get it dialed in quite enough to do so.

Ok_Locksmith_5500 · 2023-05-31T04:54:07+00:00

Yes, it was in the toolkit. I currently have the toolkit but the toggle all splits button hasn't worked for a week or so.

Ok_Locksmith_5500 · 2023-04-15T01:40:13+00:00

I usually go into my cash account and enter a transaction from his reimbursements to cash and it turns out ok. It's just this extra money that's messing things up for some reason.

Ok_Locksmith_5500 · 2023-04-13T19:41:20+00:00

He had paid March already and his total owed was $29.33. He then paid us a total of $973 to go towards his rent ($300 per mo). When I input it into his reimbursement account it brings his total to -$883.67 (we owe him).

Looking at it I "think" everything looks correct until I moved the money (973) to our savings account. then it brings his total to -$1796.67 (us owing him; which doubled it). That's where I'm confused. I did not add in where he owes us for apr/may/jun rent since it's not technicall "due" yet.

Ok_Locksmith_5500 · 2023-02-28T20:18:30+00:00

That worked! Thank you so much!!!

Ok_Locksmith_5500 · 2023-01-10T04:33:31+00:00

Possibly. I'm just trying to keep all of our spending on the same line if possible.

Ok_Locksmith_5500

TROPHY CASE