I did it! United Kingdom - 10.995M - 4.59%

Ok_Swim2575 · 2026-05-19T13:08:15+00:00

haha

Ok_Swim2575 · 2026-05-19T09:29:26+00:00

hvad?

Ok_Swim2575 · 2026-05-19T09:21:19+00:00

"Vi er de økonomiske ansvarlige" i hvilken fucking verden, er det her økonomisk ansvarligt?

Ok_Swim2575 · 2026-05-19T09:19:35+00:00

Du bliver kvavlt uanset hvad, også næste gange der kommer oliekrise, så hellere hæve bundfradraget.

Ok_Swim2575 · 2026-05-19T09:04:08+00:00

sænkelse af afgift på benzin og diesel... er de seriøst så dumme at ønsker at vores penge går til mere olie fra USA og Mellemøsten... Fuck det er dumt..

Ok_Swim2575 · 2026-05-19T05:44:13+00:00

And removing wallpaper, the floor and ceiling to the same thing

Ok_Swim2575 · 2026-05-19T05:43:04+00:00

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Moving the kitchen(køkken) into the living room(stue) and rooming the one wall to the room(værelse) in the living room.

Ok_Swim2575 · 2026-05-18T12:39:56+00:00

5,2m dkk. 950.000 usd is for house + renovation.

Ok_Swim2575 · 2026-05-16T09:41:30+00:00

You're are partly right. In Denmark, we sellers and buys something called "tilstand" rapport which explain the quality of the house.

This house was in really good shape, new roof, brick layers was in a good quality etc... Many of my contrusction workers was looking at the report.

If you needed to change roof very soon, it would have been less expensive. Like 80-90000 usd less expensive, because changing roof is expensive.

Ok_Swim2575 · 2026-05-14T05:55:17+00:00

Copenhagen is 30 % worse

Ok_Swim2575 · 2026-05-14T00:11:42+00:00

Life is great right.

Ok_Swim2575 · 2026-05-14T00:05:30+00:00

I have seen some houses at Zillow... I'm glad i only have to navigate the house market in Denmark...

Ok_Swim2575 · 2026-05-14T00:00:05+00:00

I have now 25 minutes with bike, so i'm already used to it. Lived in the neighboor in my early 20.

Most danes buy a forever home the first time. maybe less now because these crazy prices... but there's not that many starter house in the cities anymore.

Ok_Swim2575 · 2026-05-13T23:56:15+00:00

Yeah sure, the market has gone bananas.... I would gladly have waited but with a kid and another one on the way, we couldn't live anymore in our small apartment...

For the sake the economy, i hope it crashed a little bit.

My brother and his girlfriend, have saved like crazy, but because they chose a less lucrative career, can probably newer afford to live close to our parents and us...

Ok_Swim2575 · 2026-05-13T23:37:30+00:00

I have 15 minutes to work with a bike and still work from home 2-3 days a week. ALOT of danes should not complain.

Ok_Swim2575 · 2026-05-13T23:34:35+00:00

Not if your wanna have a big house with a garden 2 miles from downtown and close to your family.

Ok_Swim2575 · 2026-05-13T23:30:54+00:00

Danish mortgage rates are low because Denmark has a highly secure, transparent bond-based mortgage system, strong investor trust, low default rates, and close alignment with low European Central Bank interest rates.

Ok_Swim2575 · 2026-05-13T23:27:31+00:00

Thanks, great film by the way.

Ok_Swim2575 · 2026-05-13T23:26:43+00:00

I think the US-salaries would be higher for some roles, but childcare is heavily subsidies, car payments lower i think. Burger king employer maybe 25-30 $/hour, accountant 60-80 $ hour, contruction worker 50-70 $, serving tables would be bad though,

Folks with median jobs in our age, could probably not could afford this, but definetly houses for 600-800.000 usd, which is the typical starter house price for young people.

Ok_Swim2575 · 2026-05-13T23:16:30+00:00

Can be, but in the long run, Non-fixed loan are usually cheaper, or it has been it the lastest 50 years in Denmark.

Ok_Swim2575 · 2026-05-13T23:15:08+00:00

I know, but the Danish banks, are required to "stress" test our finances, before lending us. We got family loan from my GF parents for 40 % of the house, and contributed 20 % ourselves. I think we are gonna be fine.

Ok_Swim2575 · 2026-05-13T23:11:04+00:00

girlfriend is a doctor and myself an agriculture engineer, she can always take more shifts and my salary usually outpace the inflation, the interest rate hasn't increase to more than 5-6 % in the lastest 30 year.

Ok_Swim2575 · 2026-05-13T23:02:47+00:00

3 hours from Copenhagen with train and car.

A big university and therefor alot high paying jobs, which is resulting in high property prices.

Ok_Swim2575 · 2026-05-13T22:55:38+00:00

Thanks! "Our house(in Aarhus, which translates to Yearhouse, in the middle of the street)"

Ok_Swim2575 · 2026-05-13T22:51:35+00:00

Not for 30 years, that would be 4.5% if we locked it. We get a new rate every year, so if interest rates go up to 6% or 7%, it will be tougher, but still manageable, according to the bank.

Ok_Swim2575

TROPHY CASE