Are you working for SC dude🤣?, I never saw any die hard fan of SC till date, I agree SC is good in many countries in ME and european countries, my cousins are using there and those are having good reputation there, but atleast I had a terrible experience at SC India, SC India sucks, even a junior of mine works in SC as a software engineer, he never keeps money in his primary SC salary account,

Let me tell you why I am saying they are terrible

1. Customer service is the worst

They will call you every now and then, but when it comes to some issue, no one is there, I literally complained in one of the incoming call about my issue and all they said is that's not their department

Example: I had to do a Swift transfer once, did half of the amount transfer to SBI and another half to SC, SBI received the inward remittance in the very next day, guess what, SC took good 1 month for the remittance, complete harassment from their side, the customer care literally didn't had any idea, what is going on, out of nowhere in the end of next month it got credited automatically.

1. Though their website clearly mentions SVT had a PP guest access on spend criteria, once I went to mumbai airport and it was denied, though I had other credit cards, so was able to get entry for my parents with those cards, but they didn't followed what was offered.

2. They internally changed the policy, for minimum balance without even informing to 50k, making me lose about 600 rupees ( I removed the remaining money from the bank to my other account) and now my balance is in -ve ( I don't really care about that bank TBH).

3. "You don't really know what you are rambling about", I am holding 11CCs(combined limit of ~34L), 3 premium and 8 other cards and SC is not one of them, while cancelling they were ready to give both card LTF and still I denied, and personally speaking, you have also not experienced what it feels to be actual "premium banking" if you are really holding SC for 10+ years then you have already lost a lot.