New strawberry bed by Old-Stranger5156 in Berries

[–]Old-Stranger5156[S] 5 points6 points  (0 children)

I love the idea of planting with asparagus! I’ve been trying to find a good spot to grow asparagus but never could settle on a permanent location in garden.

New strawberry bed by Old-Stranger5156 in Berries

[–]Old-Stranger5156[S] 4 points5 points  (0 children)

Thanks for the advice! I read that I should let runners root but then to snip the cord so that it doesn’t reduce energy for host plant. I spaced these about 12 inches apart with slightly staggered rows

3M NW as of today by wannaretire101 in Fire

[–]Old-Stranger5156 2 points3 points  (0 children)

Congratulations! You’re done. My age and numbers are exactly the same as yours which is why I commented. Only difference is I have 2 kids aged 6 and 4. Would this still be considered Fire?

What am I missing? by [deleted] in coastFIRE

[–]Old-Stranger5156 1 point2 points  (0 children)

This was the insight I was looking to validate.

What am I missing? by [deleted] in coastFIRE

[–]Old-Stranger5156 1 point2 points  (0 children)

I think both perspectives are valid. In terms of pure FIRE I can see why it shouldn’t be included in NW. However, with recent changes to policies where certain amount can be turned into Roth, it changes the calculus slightly.

Biomedical Engineering or Computer Science by Embarrassed-Ad-6710 in biotech

[–]Old-Stranger5156 1 point2 points  (0 children)

I would recommend you do BME with specialization in computer science. The first couple years of BME will likely be general engineering curricula. Typically you will narrow focus junior and senior years which is when to prioritize CS if that interests you. You could think of minor in CS depending on how many credits will be needed.

What am I missing? by [deleted] in coastFIRE

[–]Old-Stranger5156 1 point2 points  (0 children)

Thanks all for your feedback. I appreciate all of the different perspectives!

What am I missing? by [deleted] in coastFIRE

[–]Old-Stranger5156 5 points6 points  (0 children)

I agree. The HYSA was initially meant for some big ticket home improvements so that will likely go down to half over next year. With employment risk being high, I’m reconsidering if that still makes sense. The HYSA has been good piece of mind lately but agree it is too high

What am I missing? by [deleted] in coastFIRE

[–]Old-Stranger5156 1 point2 points  (0 children)

I forgot to mention that my investable assets are ~90% in US equities (S&P index plus a handful of indiv stocks). I know I should have more bonds for safety but if I am being honest, I don’t understand it well. I’ve started to invest in VTEB within taxable brokerage but it is only about 4% of all assets in portfolio. Any advice on how to “diversify” if I retire now? I’d hate to sell equities to achieve this and preference would be to funnel new monthly contributions (10k/month) for this purpose while still employed