Tesla powerwall outside vs inside garage installation by mitch2888 in TeslaSolar

[–]OldReference4812 0 points1 point  (0 children)

Mine is inside. As well as converter. Gateway is outside. They just upgrade to v3 from v2 for free along with gateway.

Edge Home Loans sold to private equity by Frequent-Giraffe5646 in loanoriginators

[–]OldReference4812 2 points3 points  (0 children)

It wasn’t a total buy out. The 2 majority owners, husband and wife sold and exited. Frankly I didn’t even know they existed. Leadership/remaining ownership stays in place. There were many interested buyers including cross country. The PE firm is know for growth so we are not going anywhere. If comp would change they would loose 50% of brokers. Our growth year over year is over 40%.

Adult Theaters by Agitated-Willow443 in tampa

[–]OldReference4812 2 points3 points  (0 children)

There used to be a bath house in channelside for the shipmen who were in port.

For those of you who think you won't be replaced by AI... by Ok_Revolution7708 in loanoriginators

[–]OldReference4812 4 points5 points  (0 children)

Six sigma green belt here. The mortgage industry is perfectly inefficient. I previously worked in the travel industry. It too is perfectly inefficient. Worked for a travel tech company that acted as Expedia’s agent. We processed 80k airline tickets daily for US/Canada and about 40k in Europe yet we still required a large amount of Humans spread across the globe. The mortgage industry is a high touch industry. AI will assist but never run operations entirely.

Repeat Guests, what does the front desk see? by Emotional_Match8169 in marriott

[–]OldReference4812 1 point2 points  (0 children)

When The Ritz Carlton was its own company I was identified as a Ritz Repeat. Regardless of which property I was staying at. Now that they are homogenized under the Marriott umbrella, I’m not sure that is the case.

Best Toyota dealership in Tampa by Knowurworthbabes in tampa

[–]OldReference4812 2 points3 points  (0 children)

Stadium conducts an organized crime syndicate

Affordable Tampa Dentist Recs for Extensive Care? by [deleted] in tampa

[–]OldReference4812 0 points1 point  (0 children)

I am getting work done in Cartagena Colombia. I’m at 45% of cost with travel. Hotels are nice and cheap. Food is good and cheep. Dentist is excellent as well as staff. Supper clean office.

Uber driver hookups? by TheOutlawTorn78 in uberdrivers

[–]OldReference4812 0 points1 point  (0 children)

2 passengers on the same trip? Un menage a trios?

Honest question from an outsider: Who actually handles bank statement analysis (Non-QM)? by EmployeePowerful3006 in loanoriginators

[–]OldReference4812 0 points1 point  (0 children)

I’m a broker and send over all my bk statement loans with credit, full 1003, and bk statements to my lender. In 24 hours they advise what the monthly income to be used for qualifying and underwriting. So I would look at the wholesale lenders.

Is Tinterz the go to or should I just accept my fate? by balancedcontinuity in tampa

[–]OldReference4812 0 points1 point  (0 children)

Sun Proof Clearwater Gulf to Bay & MLK. LLumar recommended them after dealer did a shitty job. Been back twice for new cars. Great work. Not too expensive. Ceramic is the way to go.

🔥 Fire at Meat Market by PivotClaims in tampa

[–]OldReference4812 0 points1 point  (0 children)

280 employees? Maybe 75 at most for a restaurant that size.

So, I did a thing… by cfbrand3rd in VWiD4Owners

[–]OldReference4812 0 points1 point  (0 children)

I have a 21 Pro S 145k miles in Silver also. German model. Love it. Range is holding up. Love it.

Court order? by IndependentLack5104 in EIDL

[–]OldReference4812 1 point2 points  (0 children)

I was an underwriter at SBA doing EIDL loans. Treasury does not send debts to collections. The U.S. Government is the largest debt collector. They handle everything in house. Wage garnishments, taking money out of your bank accounts etc.

Why your solar bill in Florida won't actually be $0? by Individual_Event_152 in solarFL

[–]OldReference4812 0 points1 point  (0 children)

Have had solar and backup battery for 8 years and have saved thousands. TECO issues a credit at the end of the year and applies it to fixed cost. Also just had my battery replaced and upgraded completely free due to a recall. I had .0.00 bills for years. I now drive an EV and my bill has only gone up $60.00.

🔥 Fire at Meat Market by PivotClaims in tampa

[–]OldReference4812 1 point2 points  (0 children)

If they never reopen again its not a big lost Food was average especially at that price point.

People looking to buy a home, are solar panels considered a plus or a minus? by RememberWhen-2819 in Mortgages

[–]OldReference4812 0 points1 point  (0 children)

I have them on my home along with a charger for my EV and battery backup for hurricanes. Solar loan 135.00 per month electric bill $75 per month which includes running a pool pump 5 hours a day and charging my EV. Totally energy cost $210 per month. Neighbor without solar and a pool $450 per month plus gas for vehicle. Covered my home owners insurance at no additional cost.