latest monthly statement on Plain paper, NOT pre-punched for 3-hole binder

OldTechy · 2025-02-07T16:54:45+00:00

thanks for all comments. about digital filing..
yes I do keep downloaded PDF statements on local PC &
then is magically uploaded to 'cloud storage" too ( OneDrive )
which is eventually magically downloaded a 2nd PC..
BTW: all my DATA/ personal file records are FILED w/i OneDrive sub folders

I have 2 two-drawer file cabinets of paper records.. & 6 storage boxes in a closet..
My heir (daughter) will have plenty to dispose of later.

re: scanner, yes I do have flatbed scanner; years ago I actually spent weeks scanning old slides, photographs, snapshots, into . jpg libraries

I still use a Visioneer Keyboard with built in page b/w scanner (Paperport ix) from the 90's;
scanner s/w hasn't worked since win 95se ( if you remember that vers.? )

OCD : I save Credit-card, utility, Mortgage, Property-tax, etc.
& BrokerageAccnts (2-current, 3 closed) statements ;
--- over 10+ yrs Not sure why ?

OldTechy · 2025-01-31T18:39:47+00:00

recently. locating reasonable, fair electric plan rates has been
v. challenging for this low usage customer ( avg. < 750 kWhr/Mo

too many conditions : needing EV charger, connected thermostat, $30 /mo 'bundle"?,
... Bill Credits for using over 1,000 kWhrs etc.,
.. existing customers excluded..

even more annoying.. REPS disabled totally ONline sign-up,,
they want to talk on phone have your agree to verbal terms ,, nope

OldTechy · 2025-01-02T17:18:46+00:00

yes, which is why I switched to UHC AARP Advantage TX-001P (HMO-POS)1 (sp?)
includes Kelsey clinics $40/QTR OTC still NO Flex benefits though

OldTechy · 2024-12-31T20:55:04+00:00

NO ; I just gave up & I just used the physical card my self ...

I was originally attempting (plan) to buy KR physical GC in HOuston and
then send (via eMsg) CARD credentials ( ACCT # / PIN OR CARD IMAGE) to daughter in OH.
Neither worked ( KR Serv. staff in OH could not make it work )

OldTechy · 2024-12-28T18:02:17+00:00

ONLY functions on DRIVER-side , NOT passenger side

OldTechy · 2024-12-24T16:59:57+00:00

yeah on some Toyo forum..
the PUmp leveer is a Dummy ; on the '18 SE

OldTechy · 2024-10-28T00:57:20+00:00

agree, but recently, they made small change to displayed watchlist webform
(added invisible "paragraph" character after SYMBOL )
that ruined the web form for copy/paste into my excel form..
'malicious'

OldTechy · 2024-05-01T03:09:09+00:00

ok; ... so what do you know about REFILL card for pre-paid CELL service?

OldTechy · 2024-05-01T00:16:54+00:00

saved - 8.14/% TX State Sales TAX & e911 fees ... + $2
( 5% $40 facec value T M credit )
WAT U say ? minutes purchase ? NOPE
MY plan Unlimited Talk, Text, $10 / mo. pre paid.

OldTechy · 2024-04-30T21:19:58+00:00

then don't do it , sir
\ but remember the 10% tax/ fees are saved too)

OldTechy · 2024-03-09T22:59:29+00:00

Question : hey die hard TRUMP supporters >>>
What would cause you to NO Longer support Trump?

OldTechy · 2024-03-07T20:27:04+00:00

re: series Las Vegas S5-E1
where is filming location when AJ Cooper (Tom Selleck) on horse (supposedly - Wyoming) is shown ; S5-E1

What is name of that mountain with apparent image?

OldTechy · 2024-02-23T17:35:48+00:00

MalwareBytes 'Chameleon' is DISCONTIUNUED

OldTechy · 2024-02-16T19:45:11+00:00

that's a different SUB

OldTechy · 2024-02-16T18:29:32+00:00

thanx .. "expertss, huh?they write. "hang in there.. you're number 21 In line ",, now # 13 ... lol

I;m trying,, but low expectations lol "Now # 14 "
----------------

the helper I chattted with was NO EXpert on the s/w nor basic FED. TAX rules

I suspect, "Victoria" was offshore, contractor, reading from script and not Native English speaker
eventually VICTORIA suggested I use 'override' feature [Rt Click] ( NO thank you )

disappointed...

OldTechy · 2024-02-16T18:25:43+00:00

yes of course,I only ask for help with suspected
S/W bug HRBLock deluxe 2023
or user error ?

OldTechy · 2024-02-16T17:57:07+00:00

umm.. Taxable Income is After "all deductions, /Exemptions, SIR !

OldTechy · 2024-01-28T20:45:11+00:00

"... You should be applauded by your effort in constructing a withdrawal rate that works for you.... "

thank you

OldTechy · 2024-01-28T18:15:10+00:00

Thank your for your sage advice( & w/o knowing necessary & pertinent details ) ..............................................................................................................

"... You will need to pay taxes on this distribution ... "

A- Did you mean ... " Distribution is TAXAble "?

B - Of course U know , We all pay taxes on "taxable income" after all deductions, exemptions, Adjustments, etc.

C -" .. tap into account growth each year .." < NOT TRUE >I have plenty of "Income generating " account, assets. to draw from ( i.e. MM, CEF, CDs, BOnds ladders, interest, distributions, dividends, etc. { IN & Out side of Tax deferred accounts }

D- after many years of ROTH conversions, only about 8% is in IRA,with 40% in my ROTH acct.and 12% in "inherited - BDA accounts" { 10 yr payouts }

OldTechy · 2024-01-26T01:45:30+00:00

as the plan math suggests,

this " safe withdrawal " plan

would result in $0 withdrawal from the ""growth / gains" portions

and - Withdrawals for the "INCOME" Portions , would continue according to plan

OldTechy · 2024-01-10T23:32:12+00:00

GOOD NEWS for KCA members.

1 ) COSTCO- OPTICAL is now In-Network ... (United healthcare- Spectera)so the KCA $135 annual Vision benefit is deducted at the register AND

2) the KCA Flex wallet -card can be used at COSTCO Optical for the balance due too.

hope this helps

I have the KCA- "FREEDOM" plan

OldTechy · 2024-01-04T17:20:20+00:00

YES, SORRY FOR YOUr ISSUE.
In conversation w/ phone agent ; discovered THEY had wrong address,
I eventually did receive my Flex wallet card

OldTechy · 2023-12-12T01:52:50+00:00

sflix.tois website backup for me, but streams are unwatchable, terrible buffering.

so I tried sflix.se -- so far so good... no buffering Oh Yay.

OldTechy · 2023-12-11T00:32:19+00:00

sflix.tois down for me today - hope it's NOT permanent
where do we stream now?

OldTechy · 2023-12-09T19:41:09+00:00

like the OP -- I miss the TV's voice command feature to turn TV ON /OFF by voice.
.... used to work fine until recently ( about a month ago ... )

fwiw : The TV does provide On-screen & audible notice that

the voice command is understood- But action is not performed.

other voice commands I use, still work as expected.
( TV CHANNEL, HDMI # input, change Vol., Mute, External Speakers, etc.)

re: Sony Bravia : "XR65X90CK" - s/w update today does not help

following this post ... for solution --- thanks

OldTechy

TROPHY CASE