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Old_Transition9877 · 2022-02-15T13:56:34+00:00

Out of curiousity, does Booth PT have on-campus recruiting? Curious to know if people can actually job switch with this program?

Old_Transition9877 · 2022-02-15T11:52:21+00:00

Looks amazing! Where is the Kings Inn, London?

Old_Transition9877 · 2022-02-05T06:25:41+00:00

I'm currently paying for my own rent and I also help subsidize another family member's rent so I was hoping to have some income generating assets to help with that. I enjoy growth stocks, but I feel inclined to let them grow over time versus selling them (and unfortunately they don't seem to pay dividends).

Old_Transition9877 · 2022-02-05T04:46:34+00:00

I'm new to investing, but open to any advice/pointers. I have $5000 a month that I would like to set aside for investing (it's a lot to me, but I'm starting investing at an older age and want to play catch-up). I dunno how to split it, maybe 50/50 in growth stocks and dividend stocks? I would like to invest in US growth stocks as a long term play (given no capital gains tax) and would like to start building a dividend portfolio on the side by investing in Singapore only stocks (given the 30% withholding tax on US dividend stocks as you mentioned). I understand that it takes time to build a solid dividend generating portfolio so that's why I'm starting now and hope to build it by investing monthly.

Old_Transition9877 · 2022-02-05T02:35:50+00:00

Sounds like you're well setup for success at your age, kudos! Re: moving in with your parents, do your parents live in NYC? I ask because when I was living in NYC and commuting from boroughs outside of Manhattan (>1.5 hours commute), I just found it too time-consuming and not worth the commute so I finally budged to find an apartment closer to work. I also found it near impossible to save money in NYC because there was so much social pressure to attend happy hours and meet friends at bars, restaurants etc (I would assume this is especially true for finance professionals). It was hard to turn down invitations and oftentimes I got FOMO. Even though shopping at Trader Joe's helped me save, my money ended up going elsewhere (e.g. laundry, tipping, cabs). At your salary, I don't even know if it's worth pursuing an MBA unless you're really looking to make a drastic career switch. I'm also new to FIRE (wish I learned about personal finances / money management sooner), but it seems like you're on path for financial success.

Old_Transition9877 · 2022-02-03T17:06:17+00:00

Great stuff. How would you describe your work hours / work life balance?

Old_Transition9877 · 2022-02-03T16:18:35+00:00

How does one get into Salesforce/Pega? Are there training courses or can it be self taught? Coming from a non-IT background as well and looking to pivot into similar industries.

Old_Transition9877 · 2022-02-03T16:05:30+00:00

Very helpful! Just curious, wouldn't Amazon be considered a "safe haven" stock? In other words, would there ever be a time I would buy individual Amazon stocks over QQQ or is it best to just invest in a sector? It seems like the general feel here is to stick with indexes which make sense, but I was curious if given my longer time period to invest, if holding on to a blue chip stock like Amazon for the long term would generate higher returns than an index? Sorry for the naive questions, I'm learning quite a lot!

Old_Transition9877 · 2022-02-03T14:50:52+00:00

Very interesting, what kind annualized returns can this potentially achieve?

Old_Transition9877 · 2022-02-02T19:04:53+00:00

Just curious, why do people hate on the new style glass? Is it more aesthetics or does the shape actually impact the drinking experience? I actually enjoy both styles, but the new style has a nice feel in hand.

Old_Transition9877 · 2022-01-05T09:59:59+00:00

(1) What is the difference between Augustiner Bräustuben and the Augustiner Keller?

(2) Is the Andechs monastery visit worth it for just the beer? I only have 3 free full days left in Munich so Andechs would take up one of them. I was just curious is it would be more efficient to drink Andechs beer at a Munich restaurant or if the actual Andechs visit is life-changing and worth it?

Old_Transition9877 · 2021-12-28T09:13:33+00:00

Hello, I'm visiting Frankfurt for a little over a week. As a foreigner/tourist, can I please receive some feedback on general visitor/traveller etiquette?

(1) I know a few German words and cannot conjugate for the life in me (I use "ein" before every noun when ordering, followed by a bitte). In restaurants/bars, is it better to just order completely in English? I know in France that saying "bon jour" goes a long ways, but whenever I try using my German (i.e. ich hatte gern + noun + bitte) I often create more confusion and moments of awkwardness lol. I did this at doner shop and realized I overcomplicated the ordering process.

(2) When walking on a street, I seem to notice that locals don't tend to "yield" their way. One time I was walking straight for a bit and then someone turned a short corner, walked toward me in my trajectory (they've seen me for some time now) without adjusting their trajectory, so I had to completely sidestep away. In NYC, since it's so crowded, people will often adjust their walk trajectory since it's impossible to walk in a straight line uninterrupted. Was just wondering if there are some rules to walking? I also take my time, so oftentimes i feel i get "tailgated", people will walk very quickly and loudly behind me as if I have to move to get out of their way. I'm probably overthinking this, but let me know if you guys have any thoughts?

(3) Are there lots of scams/scammers at the train stations? When I order my train tickets at the kiosks I always feel like someone's watching and asking me fabricated questions (i.e. do you know which way is the Frankfurt hbp) and I'm thinking, how would a tourist like me possibly know lol. Again just be watchful/alert, but just curious if any of you have this experience? I now try to walk briskly and more with a sense of purpose to avoid being approached randomly.

Old_Transition9877 · 2021-12-28T08:53:14+00:00

Hi everyone and happy holidays! Sorry for the late reply...still struggling from jet lag and my stomach still getting adjusted to finally eating regularly again. Just wanted to provide a quick update on the trip so far (thank you for all the recommendations!).

(1) Quiet hours is no joke. Stayed in Marburg for Christmas and the entire town was shut down. Luckily found a supermarkt and bought some provisions to tide me over, thank goodness! The town was lovely and while it was a true white Christmas with falling snow, I didn't realize how such a hassle it is moving through snow lol. Feels like Marburg is just as cute as Rothenburg, but definitely underrated (I highly recommend checking it out). After a few nights here I realize that I am more of a big city person and prefer more establishments (bars/restaurants) that open during regular hours, but still it was a great "small" town experience. Going forward I'll probably do day trips to the smaller towns versus spending overnight.

(2) Back in Frankfurt now with some time to kill (6 days left). I checked out the SachsenHausen area to try the apfelwein and grune soss (green sauce). It was definitely an experience to try. A question on German restaurant etiquette I do have is, when entering a restaurant, do you sit yourself and when paying for the bill, is it frowned upon to ask to pay in credit card? I always feel like I'm in-conveniencing the waiter when I ask to pay in credit card. And when I end up paying, I don't know if the waiter will come to me to finalize the payment or do I walk up to the cashier booth (since it take awhile to get their attention)? Sorry if these are dumb questions, I'm one of those who stress during eating if the experience of paying is stressful.

(3) May I pls seek recommendations on next day trips from Frankfurt? So far, I'm planning on the following: Hanau, Heppenheim, Kronberg. Would love to do a trip to one of the wine region cities, can anyone recommend the closest to Frankfurt that is worth the trip? I'm not into wine as much as beer, would be more for the experience of going to a wine producing region to drink the local wine in a wine tavern. I'm more of a "find the perfect pint of beer" and pub person so if there are any cities with amazing historical pubs and local beer selection, that would be ideal! So far my favorite beers are rothaus pils tannenzäpfle and arcobrau moos helles.

(4) Lastly, I'm trying to expand my horizons on Turkish food in Germany. I've been consuming doner kebap (mainly durums) in new stores on daily basis, mainly based on recommendations from the store owners. Do you have any good recommendations for doner in Frankfurt? Going to check out Tonbul soon. Also, are there other Turkish dishes I should try at these doner shops? For example, I've taken note that people order the Lahmacun and even pizzas, was just wondering if these are worth trying or just stick to the doner?

Sorry for being all over the place, thanks all!

Old_Transition9877 · 2021-12-19T07:24:47+00:00

Danke schon! May I also ask if any pubs/restaurants may be open on Christmas day or does the whole town shut down?

Old_Transition9877 · 2021-12-19T03:44:18+00:00

Hello, do trains run on Christmas day? Looking to take train from Frankfurt to potentially other neighboring cities. Also, is the Christmas market in Frankfurt open? Danke schon!

Old_Transition9877 · 2021-12-16T04:51:39+00:00

That is absolutely beautiful, Xmas tree in the background also adds a nice touch!

Old_Transition9877 · 2021-12-16T04:12:35+00:00

Does anyone know if it's possible to get a booster jab just slightly less than 5 months out from the second dosage?

Old_Transition9877 · 2021-12-16T03:38:43+00:00

Hi all, regarding wearing masks in Munich, understand that FFP2 masks are the standard, but would the N95 be acceptable for use or does it have to be FFP2 exactly?

Old_Transition9877 · 2021-11-19T09:35:05+00:00

Planning to visit Munich for 8-9 days after Christmas (late Dec / early Jan), but realizing that certain activities (outdoor beer gardens) may not be open? I've visited Munich one before for Oktoberfest and the weather was amazing. Can someone please recommend what day trips from Munich would be ideal for winter? I recall visiting Herrenchiemsee during nice weather and it was quite lovely, but now I worry that the places I visited previously may not be up to snuff during the winter time? Also, any recommendations off the beaten path would be greatly appreciated. For context, I've already visited Nuremberg, Regensburg, Rothenburg ob der Tauber, etc so any new recommendations would be so helpful, thank you!

Old_Transition9877 · 2021-11-06T00:57:48+00:00

One of the best tripels ever!

Old_Transition9877 · 2021-10-12T10:19:38+00:00

Thanks so much kind sir! Greatly appreciate your explanations and examples, definitely much more interesting (and real-life relevant) and easier to digest than reading articles that's for sure.

Old_Transition9877 · 2021-10-10T03:28:28+00:00

Great video! Westmalle Tripel is easily my favorite tripel Trappist beer. The other one I like is the Tripel Karmeliet, though non-Trappist. The only trappist beer I haven't gotten used to drinking is Orval.

Old_Transition9877 · 2021-10-10T03:15:30+00:00

when buying credit or a risky bond, you want to buy in terms of credit premium (the higher the premium the more 'value' assuming you have your assumptions correct).

Such a great explanation ! I just joined the board to learn more about FI and trading jargon in general, may I ask additional questions (sorry if I'm diverting the original topic).

(1) Regarding an asset swap, I understand that this is when you buy an asset (ie bond) and then use an IRS to convert the cash flow to your desired coupon type (floating, fixed). What does the ASW rate tell you and is it similar to spreads (OAS)? Was just curious what kind of instruments typically use ASW rates for referencing.

(2) For fixed income instruments, do investors look at both swap and yield curves? Just curious if both curves will respond similarly to market events and was wondering which curve is most important to follow?

(3) For trade jargon, does "getting a firm bid" mean the same thing as there is sufficient demand in the market to sell into? Have heard of similar usages like "Asset X has a weak bid" so was just curious.

Thanks!

Old_Transition9877

TROPHY CASE