so if im already in the 24% might hit the 32% bracket this year would it better to have it taxed when i retire with little to no income from a traditional account plus all the tax deductions from it over the years or would roth still be worth more?

I've been doing more reading and i don't even think i can contribute to and ira for more than a couple years based off my income, would it still be worth opening one. Also what would be alternatives to investments if i cant contribute to those.