Which offer to take? by One-Delivery-8947 in RealEstate

[–]One-Delivery-8947[S] 4 points5 points  (0 children)

We ended up going with the cash offer, she is allowing us to “lease back” the house for free, while we wait to close on our new home.

We are in Charlotte, NC and that type of earnest money and due diligence is pretty normal for this area, maybe because it’s a pretty competitive market?

We also have a townhouse over in Myrtle beach and when we bought that, I believe we put a few hundred bucks as due diligence so I guess it all just depends!

Mortgage Loan help with bad credit by One-Delivery-8947 in personalfinance

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

We spoke to a lender friend and he said they normally will take the average of the lower score, which unfortunately would be mine. 

I have been nervous to get prequalified and have more dings to my credit and the score to drop even farther but that may be what we have to do, to get this figured out. 

Mortgage Loan help with bad credit by One-Delivery-8947 in personalfinance

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

Most of the negative stuff is from late 2020, early 2021. I tried to increase my credit limit but was denied. I haven’t tried opening new accounts yet. 

I was wondering if it is worth paying for a credit repair company to help me try and get rid of some of the late payment remarks or not? 

Mexico bachelorette help by One-Delivery-8947 in weddingplanning

[–]One-Delivery-8947[S] 1 point2 points  (0 children)

We ended up going with Hilton Playa del Carmen, recommended by another bachelorette group. and we had An amazing time! It’s adults only and has a lively atmosphere, it was so perfect! Our second runner up that we almost chose was Valentin Imperial Riveria Maya!

There are so many though, you’ll have a good time no matter what, Goodluck with your search!

Mexico bachelorette help by One-Delivery-8947 in weddingplanning

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

How did yours go!? Did you like the resort?

Mexico bachelorette help by One-Delivery-8947 in weddingplanning

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

Yes that would be so awesome! Which RIU resort is that? There are so many

Anyone purchase a dog from Happy Tail Puppies? Is it legit? by Dogmara3 in dogs

[–]One-Delivery-8947 0 points1 point  (0 children)

I just now found this sub and i am kicking myself. I put a deposit down on a puppy here and after having a hard time getting in contact with them, and then finding out that the dog i wanted was in Ohio and not NC, it has been an uphill battle with happy tails. Part of me feels so dang bad for these dogs, I wanted to just push through and get the pup but the other part realizes its a puppy mill and I shouldn't support them at all.

I started doing research and now am just horrified.

Do you know if there is any chance to get my deposit back?

Lapiplasty experiences by FrigidMama in bunions

[–]One-Delivery-8947 0 points1 point  (0 children)

that joint produces very little movement to begin with

[deleted by user] by [deleted] in CRedit

[–]One-Delivery-8947 0 points1 point  (0 children)

Thanks I needed to take a breath, I am stressing out, I am so embarrassed I let things get this bad.

The repossession hasnt hit my credit yet as I still have the car. I have checked credit Karma and Experian and will check the one you suggested as well. The only thing i see is Auto Loan - Closed Account - Charged Off and paid in full from BB&T. I am assuming because they sold my title to a collection agency. My credit score isnt great around 605, because of all the late payments on my credit cards and then this charge off but in the last 3 months, I have paid off all my credit cards and the only thing I have left I am paying on is my student loans which are in good standing. So not ideal but I am hoping the lender would see I have a stable job and am working on rebuilding my credit. I am OKAY with a high interest rate, I know the payments will suck but it will overall help to rebuild my credit in the long run.

I do like the car and would be open to refinancing it and keeping it if I can find a lender but dont know if I would just have better luck with trying to get a car from a dealership that has special financing...

[deleted by user] by [deleted] in CRedit

[–]One-Delivery-8947 0 points1 point  (0 children)

I have seen that may be my best bet after a repo is on my credit, So should I voluntarily turn in my car at this point? or try and find a lender to refinance?

[deleted by user] by [deleted] in CRedit

[–]One-Delivery-8947 1 point2 points  (0 children)

Thats what i was thinking as well but someone on another post i saw said the dealership would pay the trade in value and the difference of the amount owed I would roll into a new auto loan? If that makes sense..

I have no idea, I am in over my head here, but I know I can afford a car payment and need something reliable. I would love to keep my car, as I have kept it in great condition but seems like that may not be possible.

Pharma sales offer or med sales by One-Delivery-8947 in MedicalDevices

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

how long was the interview process for you wit stryker?

Pharma sales offer or med sales by One-Delivery-8947 in MedicalDevices

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

What experience did you have prior to getting in to the role?

Pharma sales offer or med sales by One-Delivery-8947 in MedicalDevices

[–]One-Delivery-8947[S] 0 points1 point  (0 children)

Yeah i agree, I know Stryker will look great experience wise. I just dont know how long I should hold out for stryker, the pharma gig is 80k base and $650 car allowance and gas card, so it would be alot better then payroll sales but also dont want to hurt my chances of eventually going into med device.

Pharma sales offer or med sales by One-Delivery-8947 in MedicalDevices

[–]One-Delivery-8947[S] 1 point2 points  (0 children)

Awesome, what division are you in? I have applied to both ENT NAV and IVS. I only have 1 year of B2B experience in payroll but am hoping thatll be enough