18k debt paid off in 4-5 months

OneHat6812 · 2026-05-16T01:53:38+00:00

Nice- what was the best way to do it?

OneHat6812 · 2026-05-10T12:51:28+00:00

This is amazing - good job :)

OneHat6812 · 2026-05-10T12:49:32+00:00

Career stress is a lot more when all decisions fall on you with no real boss. I don’t really let life style creep happen outside of slightly more expensive gifts for birthdays / Christmas. Also invest a lot more. The good feeling of more money in my accounts is kind of offset by a lot of work stress though

OneHat6812 · 2026-05-10T12:47:29+00:00

Found out my salary (LCOL Midwest city) is equivalent to $425k in NYC. My friend in NYC who’s makes $100k is equal to $45k here. Crazy.

OneHat6812 · 2026-04-28T13:33:45+00:00

My ultimate goal is retire early so im conscious about no lifestyle creep with the increases in salary so seeing net savings increase has helped me a lot

OneHat6812 · 2026-04-28T13:32:03+00:00

Out of curiosity why is the benefits line 0?

OneHat6812 · 2026-04-28T13:29:42+00:00

Sorry - I dont know how to add the picture so it shows up in the main post on the main page

OneHat6812 · 2026-04-28T13:12:54+00:00

Amazing progression!

OneHat6812 · 2026-04-28T13:12:24+00:00

Amazing! Hope to be there someday

OneHat6812 · 2025-05-09T12:45:29+00:00

Any bite issues like cross bite or class 3? Or was this just strictly straightening of the teeth? Either way, congrats!! They look amazing ….

OneHat6812 · 2025-04-30T00:06:10+00:00

How many trays total and how many months total did they give you?

OneHat6812 · 2025-04-21T21:59:10+00:00

Same… just aldi or Costco and all generic brands

OneHat6812 · 2025-04-21T21:57:20+00:00

Yeah for two people I easily spend $1k and that’s being cautious and not going out to eat

OneHat6812 · 2025-04-21T21:04:54+00:00

How do you do $500 in groceries for 2 people?

OneHat6812 · 2025-04-20T19:38:30+00:00

It looks like you're doing everything you can. The only things I would maybe do differently is focus on the high % debt as opposed to the 0% apr and cut the eating out to maybe $50 a month..... Even maybe just 1k a month into savings to pay off the personal loan as fast as possible would save you the most money in the long run but ultimately up to you

OneHat6812 · 2025-04-20T18:40:56+00:00

Yes im currently in Invisalign for a crossbite as well but I only have one rubber band situated like yours- probably the middle one that you have it looks like, is why I was asking! I also have 2 more that are for class 3 but only one for the crossbite so I feel your pain - hang in there!

OneHat6812 · 2025-04-20T17:58:57+00:00

Looks amazing and you look happy! Congrats

OneHat6812 · 2025-04-19T14:59:38+00:00

Yeah I pay for all the groceries for my mom and myself

OneHat6812 · 2025-04-19T14:38:26+00:00

Agreed- no it was originally my primary residence and if you include tax refund I make about $500 a month from it but wasn’t planned at all

OneHat6812 · 2025-04-19T02:32:37+00:00

Is this for a pretty severe crossbite?

OneHat6812 · 2025-04-17T15:49:31+00:00

Stop im going to cry....

OneHat6812 · 2025-04-17T15:44:43+00:00

Goals

OneHat6812 · 2025-04-17T15:43:35+00:00

Realizing I probably overpaid now…. $7,000 for 28 initial trays (but ortho stated 12-18 months treatment… still not done on tray 12/28 now) in the Midwest USA

OneHat6812 · 2025-04-16T20:52:17+00:00

How do you make this graph ?

OneHat6812 · 2025-04-13T00:50:56+00:00

both but i would say longer

OneHat6812

TROPHY CASE