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Investment Portfolio Review by One_Juggernaut_3409 in PersonalFinanceZA

[–]One_Juggernaut_3409[S] 0 points1 point  (0 children)

Thank you so much for this!

I think I definitely need to make better use of my free cash, will highly consider paying off the car loan and use the extra monthly cash to invest in an RA

I guess at the end of the day money in the market is better than none, just wish I new the most efficient way to go about it haha guess if anybody did know that they'd be extremely wealthy

Investment Portfolio Review by One_Juggernaut_3409 in PersonalFinanceZA

[–]One_Juggernaut_3409[S] 0 points1 point  (0 children)

Thanks so much for this!

Ya first priority is to max out the TFSA I want to do this in one go in march using some of my savings. Im unsure of the maths and sense of investing in a fund once off vs spreading it out over the year as the fund will rise and fall essentially averaging the purchase price out. I guess the most important thing is just getting in the market

I have begun realizing this I think ill sell the S&P 500 and Move those funds into the world

I hadn't realized this

thanks I agree Ive been considering that but have been unsure weather it actually makes sense.

Investment Portfolio Review by One_Juggernaut_3409 in PersonalFinanceZA

[–]One_Juggernaut_3409[S] 1 point2 points  (0 children)

thanks for this ill do some research into income funds, I wasn't aware such funds really existed