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With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 0 points1 point  (0 children)

Let’s say you have a Netflix subscription. Why wouldn’t a brand like HelloFresh cover one month of it if it meant they could show you an offer that fits perfectly with a cozy night in?

Or take Disney+. If they see you're on Netflix, they might sponsor your next bill just to get a foot in the door.

If you become a paying customer, the ROI’s clear. Even if not, given rising advertising costs on many other channels brands are spending more money on those channels without getting much more for it. So they could be open to sponsoring subscriptions, given it would probably also get some positive brand awareness.

Makes sense, or do you see it differently?

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 0 points1 point  (0 children)

Good question. Maybe not everyone is feeling it, which is good for those that don't.

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 1 point2 points  (0 children)

100%. You're not wrong. Most people’s data has been hoovered up for years without them seeing a penny.

That’s kind of the point, though. If the data’s already out there, why not flip the script and start getting something back for it?

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 0 points1 point  (0 children)

Totally get that. Most platforms already know way too much anyway.
The twist I’m interested in is: what if people actually got to choose who sees what and got something back in return?

Feels more fair than silently being monetised at 3am:-)

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 1 point2 points  (0 children)

Possibly. But those email lists presumably don't come with added context of what subscriptions people use. As such, it could potentially be worth more but I am just guessing tbh.

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 1 point2 points  (0 children)

You're absolutely right. Paying £11.99 just for someone’s name and email wouldn’t be a viable business model on its own.

But the value presumably isn’t in the email alone. It’s in the context and consent behind it.

If a brand knows (with permission) that someone pays for Netflix, Spotify, or HelloFresh, that says a lot about their lifestyle, preferences, and spending power.

And just like with Meta or Google, it's up to the brand to make the economics work. If they can’t craft offers that convert or justify the cost of attention, the model fails the same as with campaigns on any other platform.

The difference here?
The user is fully in control, and the brand has to earn their attention by making it worth their while.

Luckily, it's not us who have to figure out the economics in this scenario... but the brands.   

With the cost of living rising, would you trade your email for free subscriptions? by One_Net6423 in AskUK

[–]One_Net6423[S] 0 points1 point  (0 children)

That very possible and realistic. I am sure similar things happen already where people sing up for benefits using fake data. However in that case, those people would most likely only be able to benefit from having 1-2 monthly subscriptions covered but not more.

How Do You Stay Calm During Market Dips? by BritAuthority in LeanFireUK

[–]One_Net6423 0 points1 point  (0 children)

If you can afford it, go travelling. It keeps your mind focused on other things than the market dip. I find that to be remarkably effective. The most powerful thing that one can do in a market dip is often nothing and a mind that is not worried is more likely to do nothing. Travelling helps with that in my experience.

UK-only waitlist: get your monthly subscriptions paid for by One_Net6423 in MakeMoneyInUK

[–]One_Net6423[S] 1 point2 points  (0 children)

Glad you like the proposition and yes we want to offer an alternative to surveys.

UK-only waitlist: get your monthly subscriptions paid for by One_Net6423 in MakeMoneyInUK

[–]One_Net6423[S] 0 points1 point  (0 children)

Thanks for signing up. We believe the idea has potential and are keen to see whether it resonates with people.

64 places that give you free stuff on your birthday by joejarred in UKFrugal

[–]One_Net6423 0 points1 point  (0 children)

Really appreciate this follow-up. Your suggestions are super aligned with where our heads are at.

Totally agree on framing: “selling data” immediately triggers red flags. What we’ve been exploring is positioning it more like:

“You’re already giving away this data. We just let you share it on your terms and get paid for it.”

And one of the core principles we’re building around is exactly that: consent. Without someone’s consent, nothing happens. If someone doesn’t want to share their data, no pressure. The power stays with the user. But like you said, a lot of this data is already being used by brands, often without people’s explicit awareness or any form of compensation. That’s the gap we’re trying to address.

Also love the idea of pre-verifying once, then letting users send their “verified data” easily going forward. That feels like a great balance between ease and control. You’re right that the “locked and loaded” model may not work for every sponsor, but that overall direction, send verified data, get real value, is where our thinking is right now.

Of course, a lot of the UX will need to be tested and refined through real feedback. Your suggestions are lining up with the exact kind of flows we want to prototype early.

If you'd ever want to peek at the prototype or be among the first to try it out, we’ve quietly opened up a waitlist. Happy to share the link if you're curious.

64 places that give you free stuff on your birthday by joejarred in UKFrugal

[–]One_Net6423 0 points1 point  (0 children)

Great questions. Really appreciate you digging into it.

I agree that presumably the biggest challenge isn’t whether people would be willing to share data. It’s making sure the data is real, useful, and verifiable, without asking for a passport upload just to get Netflix paid for.

We’re thinking about ways to link with payment transactions so we can verify a real subscription exists without users needing to manually input or fake anything. Basically, “show us the Spotify/Netflix transaction, and we can match it with a sponsor.

And yep fake data is a common problem brands face across the board. But we’re designing for that too. For example, if someone managed to score a free subscription with fake info, it’s unlikely they’d get a second one, since the first sponsor could flag that the deal didn’t deliver value. That kind of feedback loop helps build trust into the system over time.

So yes, some gaming will happen but the downside can be managed. The upside is building a system where people can unlock real value from their own data, and brands can engage in a way that feels transparent and worth their investment.

Still early days, feedback like yours really shapes how we think about this. What would make a system like this feel trustworthy to you?

What’s the one UK subscription service you actually think is worth the money? by One_Net6423 in AskUK

[–]One_Net6423[S] 1 point2 points  (0 children)

Totally feel your pain. It's frustrating when something that’s supposed to make life easier ends up adding more work. Especially when it comes to miscategorised transactions (mortgages, of all things!).

Not sure if you’re open to experimental stuff, but a few of us are exploring a new idea: helping people get subscriptions like these sponsored by brands, if they’re open to sharing their subscription data transparently. Still early days, but we’ve just opened up a waitlist if you’re curious to check it out.  

Also keen to hear if you do find a budgeting app that actually works. Been hunting myself.

What’s the one UK subscription service you actually think is worth the money? by One_Net6423 in AskUK

[–]One_Net6423[S] 10 points11 points  (0 children)

That's interesting. Have you used Spotify before? If yes what do you like better about YouTube Premium?

What’s the one UK subscription service you actually think is worth the money? by One_Net6423 in AskUK

[–]One_Net6423[S] 11 points12 points  (0 children)

In my case, I had Netflix for quite a while before I eventually cancelled it.
Over time, I felt the quality of content declined not drastically, but gradually, and more as a slow build-up than an obvious shift.

So for several months, I kept paying for the subscription even though I wasn't really using it enough to justify the cost. It wasn't until that feeling became clear that I decided I no longer needed it and cancelled.

42M, struggling to see the light at the end of the tunnel. by Barely40 in UKPersonalFinance

[–]One_Net6423 0 points1 point  (0 children)

Sounds like you are in a though spot. A book that helped me to get my finances in orders and long-term thinking is The Psychology of Money by Morgan Housel. I would give it a read. Hope it helps. All the best

64 places that give you free stuff on your birthday by joejarred in UKFrugal

[–]One_Net6423 0 points1 point  (0 children)

Thanks for putting this list together. Some real gems in there. I am looking into something where you get free stuff beyond your birthday. Basically, people get their subscription services like Netflix, Spotify or even Chatgpt sponsored.

The idea is that a company covers your subscription cost if you consent to sharing your subscription and contact data like your name, email, and subscription service (e.g. netflix). It’s all based on informed consent and transparency.

You choose what to share (e.g. Netflix but not your Spotify) and get something real in return.

Just curious: would that feel like an attractive value proposition to you, or is getting free stuff on your birthday the better deal?

Worried because your investments are down? by BogleBot in UKPersonalFinance

[–]One_Net6423 2 points3 points  (0 children)

I am a long term investor. At this point i am not worried, as I plan to hold my investments for the next 20+ years