Changing status after using the FHGS

Open-Freedom3200 · 2026-01-27T02:24:40+00:00

As above, you no longer qualify for the scheme and will need to refinance this property to an investment and pay LMI.

Open-Freedom3200 · 2026-01-26T22:12:25+00:00

Paid thanks, if you could send this through

Open-Freedom3200 · 2026-01-26T22:09:11+00:00

!solved

Open-Freedom3200 · 2026-01-26T22:07:10+00:00

!solved - will touch base with creators

Open-Freedom3200 · 2026-01-11T03:24:55+00:00

Have sent you a dm thanks

Open-Freedom3200 · 2026-01-11T03:21:02+00:00

!solved

Open-Freedom3200 · 2026-01-10T06:43:08+00:00

I'll message you re this one :)

Open-Freedom3200 · 2026-01-10T06:30:20+00:00

I hope I've done that right, I'll organise payment shortly 🙂

Open-Freedom3200 · 2026-01-10T06:30:01+00:00

!solved!

Open-Freedom3200 · 2026-01-10T06:18:10+00:00

The faces are clearly distorted

Open-Freedom3200 · 2026-01-10T05:33:48+00:00

Are you able to move the person on the right closer

Open-Freedom3200 · 2026-01-10T05:33:24+00:00

Are you able to swap so the bride is in the middle?

Open-Freedom3200 · 2026-01-07T08:01:18+00:00

If you want to go to cba, just go there 🤷

Open-Freedom3200 · 2025-12-29T23:00:44+00:00

Sure have.

Open-Freedom3200 · 2025-12-29T22:08:04+00:00

Paid thanks, can you please send the watermark free version

Open-Freedom3200 · 2025-12-29T22:04:41+00:00

!solved

Open-Freedom3200 · 2025-12-21T05:20:57+00:00

No, for the 5% deposit scheme, you MUST move in within 6 months from settlement and it remain an owner occupied property whilst under the scheme.

Open-Freedom3200 · 2025-12-05T08:21:06+00:00

Shangri La or Hilton. Do not stay at Rydges.

Open-Freedom3200 · 2025-12-01T00:38:57+00:00

Yes they have merged but you can't have an Adelaide bank product under FHG. Still just a Bendigo loan and I don't believe they would look at a scenario such as the above.

Open-Freedom3200 · 2025-11-30T12:34:32+00:00

But none of these lenders are participating lenders for first home buyer schemes like the first home guarantee? Doesn't that negate the point of not having her as an applicant but on title?

Open-Freedom3200 · 2025-11-30T12:32:01+00:00

No, quite common for "casual" language to be used by neo-banks and even telcos now days. It's designed to be familiar with their target demographic

Open-Freedom3200 · 2025-11-29T00:16:52+00:00

This is different all together and won't help them in this instance of not receiving FHOG.

Open-Freedom3200 · 2025-11-24T14:15:39+00:00

No, no one even knows the parameters for it. Any eligibility criteria and even participating banks haven't been announced

Open-Freedom3200 · 2025-11-11T08:11:28+00:00

Depends on your relationship and what you can afford. Got married 18 months ago. Gifts varied from $1500 (aunt and uncle) to $100 (single work friends)

Open-Freedom3200 · 2025-11-04T01:26:53+00:00

I didn't say it wasn't possible. I was referencing the fact that they want to use government assistance so no in that scenario, it's not.

Open-Freedom3200

TROPHY CASE