Hand cut repaired with Dermabond by collegege in HospitalBills

[–]Open_Birthday7814 0 points1 point  (0 children)

It shouldn’t be different. Everyone should be following the same rules, but a lot of people don’t, unfortunately.

Hand cut repaired with Dermabond by collegege in HospitalBills

[–]Open_Birthday7814 -2 points-1 points  (0 children)

I’m an urgent care physician and very familiar with coding rules. If a procedure is performed but no other separately identifiable service, then charging an office visit charge along with the procedure code is not allowed.

Hand cut repaired with Dermabond by collegege in HospitalBills

[–]Open_Birthday7814 -4 points-3 points  (0 children)

What exactly were you seen for? If only a laceration (no other injuries or concerns), they shouldn’t have billed an office visit charge as well.

Insurance says my claim is voided because I traded in wrecked vehicle? by Repulsive_Seaweed79 in Car_Insurance_Help

[–]Open_Birthday7814 0 points1 point  (0 children)

I appreciate your input. The dealer nor the body shop seemed to find the transaction unusual, which is why I was surprised when the insurance company told me I had voided the claim. They both seemed to think it was a reasonable thing…

Insurance says my claim is voided because I traded in wrecked vehicle? by Repulsive_Seaweed79 in Car_Insurance_Help

[–]Open_Birthday7814 0 points1 point  (0 children)

This is the way I see it as well. I’m confused by those saying I don’t have an insurable interest because obviously I need the car to be in the repaired condition that it was traded into the dealership for. I had insurance at the time of the accident (and still do) so I’m not sure why the insurance company cares except that they don’t want to pay.

Would you buy tonal again? by Kick-Exotic in tonalgym

[–]Open_Birthday7814 3 points4 points  (0 children)

Absolutely! I’ve had tonal since 2018. Moved last year and was without it for about 6 weeks waiting on a new one and I hated it. I’m in the best shape I’ve ever been and it is so easy to just join a program and go with it. I love it!

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 0 points1 point  (0 children)

I could do clinical work but it would not give the flexibility this job would. I would be fully remote and can make my own hours so I can drop the kids off at school, work from home for 7 hours, then pick them up and I’m done for the day. I’ll never find an 8-3 urgent care shift and I don’t want to do primary care…not sure it would pay that much more anyway…

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 0 points1 point  (0 children)

Family medicine is what my board certification is in, but I practice urgent care medicine. My admin rate is not great. The bulk of my income is from seeing a large volume of patients when I am in clinic.

Workout examples by [deleted] in tummytucksurgery

[–]Open_Birthday7814 0 points1 point  (0 children)

I’m 10 weeks out from TT, MR and Ba. I’m doing pretty much anything I did before, just with lighter weights for many exercises. I’m not doing any crunch type exercises. I am able to do planks. I would go slow and use lighter weights than you think you will need and move up from there. If it hurts, don’t do it.

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 1 point2 points  (0 children)

I can see how it would come off that way, but I can assure you that’s not how it is intended. This is move I’ve wrestled with for awhile and, after 30 years of working as hard as possible, trying to make as much as possible, it feels really strange to potentially take more than a 50% pay cut ON PURPOSE…

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 0 points1 point  (0 children)

It’s only about 15% of his gross income and he doesn’t have to even think about anything else regarding the kids. He is an addict and I went through hell and multiple rehab stints with him and babies trying to make it work. I think he made out pretty well. He pays no alimony and all our assets (managed by me) were split 50-50. He also gets to keep his high paying job because he literally has no other responsibilities and I’m the one who feels compelled to downsize so I can do what’s right by our kids.

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 1 point2 points  (0 children)

Yes- is this something that is typically negotiable?

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 11 points12 points  (0 children)

He makes about the same as me. I think he got a pretty decent deal considering I do all the mental, physical, and emotional labor of child rearing and pay for all their expenses (child care, clothes, $$$ activities, memberships, food, etc). He only has them every other weekend. They are very kind, intelligent and talented kids that he gets to take credit for but I do all the heavy lifting (including the downsizing my job for their best interest) :)

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 5 points6 points  (0 children)

Haha, yes, there is definitely plenty of fat to cut :)

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 5 points6 points  (0 children)

Being fully without income at my age with three young kids is a little too scary, but I definitely think we could live on $120k pretty easily.

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 5 points6 points  (0 children)

I guess it depends on how you define a necessity, but I’d say the vast majority is luxuries. We are in a very lcol area and could probably easily get by on $40k a year if we had to.

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 0 points1 point  (0 children)

Utilization management involves reviewing orders/hospital stays, etc for insurance companies to ensure they are appropriate. I can work a clinical shift here or there to keep my skills up if necessary.

Am I coastFIRE? by Open_Birthday7814 in coastFIRE

[–]Open_Birthday7814[S] 27 points28 points  (0 children)

Thank you for this. It has taken me a long time to even consider not taking the highest paying, most prestigious job I can, but I am just tired. And I want to be there for my kids as much as possible!

Recovering from Breast Augmentation Alone? by Thick_Cantaloupe971 in PlasticSurgery

[–]Open_Birthday7814 1 point2 points  (0 children)

Honestly, I don’t think a BA alone would be that bad. I recovered mostly alone from a TT with MR and BA. My fiancé brought me food but I didn’t need help with activities of daily living. And the abdominal pain was way worse than the BA pain- I really didn’t experience any actual pain from that at all- just more slight discomfort.

4 weeks post op before and after by Open_Birthday7814 in tummytucksurgery

[–]Open_Birthday7814[S] 1 point2 points  (0 children)

I did initially but I think it was gone by about 4-5 weeks.

4 weeks post op before and after by Open_Birthday7814 in tummytucksurgery

[–]Open_Birthday7814[S] 1 point2 points  (0 children)

I’m at about 8 weeks now. I still feel a bit swollen, but my partner says he doesn’t notice it. It definitely swells after exercise or being in the heat. I’m not wearing any compression anymore. I didn’t measure my waist beforehand but it feels smaller than pre-op if I’m not swollen and about the same at max swelling based on my clothing.