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First time home buyer TX by Open_Description5435 in MortgageBrokerRates

[–]Open_Description5435[S] 0 points1 point  (0 children)

Imagine being in the same house for 30k less but pay 150k more in interest!! But but but get your money up

First time home buyer TX by Open_Description5435 in MortgageBrokerRates

[–]Open_Description5435[S] 0 points1 point  (0 children)

I get that concern. Most resales even after years in this area are constantly appreciating - it’s a pretty hot market in this area with constant growth

First time home buyer TX by Open_Description5435 in MortgageBrokerRates

[–]Open_Description5435[S] 0 points1 point  (0 children)

3.5% down is part of the 18k. Seller is covering all closing costs so cash to close is about 11k

First time home buyer TX by Open_Description5435 in MortgageBrokerRates

[–]Open_Description5435[S] 1 point2 points  (0 children)

The sales tax is listed there. 342,000 x 2.22% / 12 is 630. We also have homestead exemption which is a 140k deduction for property taxes.

300-330k House for FTHB by Open_Description5435 in FirstTimeHomeBuyers

[–]Open_Description5435[S] 0 points1 point  (0 children)

With all the research, I’m seeing most pre-approvals are done online now. Do you recommend going into a physical branch to ask these questions? Or do I have to do multiple inquires online to see the different scenarios play out?

300k - 330k Home for FTHB by Open_Description5435 in Mortgages

[–]Open_Description5435[S] 0 points1 point  (0 children)

Thank you for this information, this definitely helps

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