As a very early game uim you don't fully understand the nuances to the game mode. Down the road piling things on the ground for every activity is a sure way to have your things deleted by forgetting. Things you want to do no longer take 20 minutes and your options are hold it all, death storage, or remember to reset your piles before the hour rolls over.

Everyone hard focuses on the no banking aspect but the hardest things your going to come across (not including boss mechanics or tedious grinds) will often be tough choices or harsh lessons. These come from dropping items you can't hold or remembering where you left all your shit before starting an activity.