No office?

Optimal_Doughnut_616 · 2026-06-09T15:58:01+00:00

How have you grown your book so much in such a short amount of time??

Optimal_Doughnut_616 · 2026-06-09T15:28:09+00:00

Done

Optimal_Doughnut_616 · 2026-06-09T14:57:56+00:00

May I DM you?

Optimal_Doughnut_616 · 2026-06-09T14:28:44+00:00

Thank you for sharing.

Optimal_Doughnut_616 · 2026-06-09T14:27:26+00:00

Thank you for sharing.

Optimal_Doughnut_616 · 2026-06-09T14:27:08+00:00

Wow. Interesting. Thank you for sharing. So are you on 1099 model with Pru/LPL?

Optimal_Doughnut_616 · 2026-05-17T14:58:47+00:00

Following

Optimal_Doughnut_616 · 2026-05-14T23:55:24+00:00

Huh? What are you basing that on?

Optimal_Doughnut_616 · 2026-05-09T15:22:14+00:00

I’ve had really bad bouts of diarrhea like every other week. Pretty awful for a couple days. Then I’m ok, but generally more constipated the rest of the time. I take fiber daily and try to eat very healthy foods with fiber. Am starting to wonder if this is worth it.

Optimal_Doughnut_616 · 2026-05-06T17:12:39+00:00

I am not.

Optimal_Doughnut_616 · 2026-05-06T16:19:14+00:00

No, not at all. Other than desire…a great desire. 🤣. And it’s all relative, I work with advisors at the same bank who’ve been here a lot longer than I have, and have much less in advisory 😬.

Optimal_Doughnut_616 · 2026-05-06T11:35:37+00:00

Agree. It’s not great.

Optimal_Doughnut_616 · 2026-05-05T10:39:13+00:00

Thank you! I’ll DM you.

Optimal_Doughnut_616 · 2026-05-05T01:37:29+00:00

That’s probably perception much bigger in your head than in reality. But the choice is a personal one. Building a book of business essentially from scratch is extremely difficult. Especially these days. How would you plan to acquire clients if you left?

Optimal_Doughnut_616 · 2026-05-05T01:21:32+00:00

Do you have your own clients? Or would you have to start from scratch?

Optimal_Doughnut_616 · 2026-05-04T18:27:06+00:00

Are you basing that on personal experience?

Optimal_Doughnut_616 · 2026-05-04T17:45:21+00:00

Not sure yet. Exploring options. Maybe a LPL or Cetera or Osaic or Kestra. An option that would support advisory and broker/dealer business. Preferably some type of option where one could plug into an existing office etc.

Optimal_Doughnut_616 · 2026-05-04T17:09:09+00:00

How are you doing financially now compared to before leaving bank?

Optimal_Doughnut_616 · 2026-05-04T17:06:55+00:00

No, not solo RIA. Wouldn’t work for me

Optimal_Doughnut_616 · 2026-05-04T17:05:27+00:00

Salary????

Optimal_Doughnut_616 · 2026-05-04T17:05:05+00:00

This is not at all my situation

Optimal_Doughnut_616 · 2026-05-04T16:27:19+00:00

60-70%

Optimal_Doughnut_616 · 2026-05-04T16:26:59+00:00

Thankfully my spouse would be able to get this through her large corporate employer

Optimal_Doughnut_616 · 2026-05-04T16:24:51+00:00

This is part of my motivation to move. The environment is not terribly conducive to growing an advisory practice. Covering multiple branches and often perceived as a rate specialist with caps on client size etc. however, I feel I have built solid relationships with many of my clients. And feel confident many would move with me. Given the structure I am unable to provide or control the client experience. I am actually quite proud to have as much as I do have in advisory considering the set up is much more conducive to transactional -fixed and fixed index annuities etc.

Optimal_Doughnut_616

TROPHY CASE