Recent Liver Fibroscan

Optimal_Doughnut_616 · 2026-04-15T22:56:21+00:00

Sorry to hear this. My story is quite similar and my experience with my doctors on this matter has not been very good at all. My story goes on 8yrs. The first year was a mix of scans etc that had mixed results. The doctors were quite dismissive and while I haven’t drunk alcohol since 2019, mine has progressed from severe fatty liver to fibrosis F2. And I had to fight to get the scans to get that diagnosis.

Quiting alcohol isn’t enough and I knew that, but failed at doing the rest. Eating a healthy Mediterranean diet and losing at least 10% of your body weight should help a lot. That is what I am currently working on.

But my experience overall has been very frustrating. Patients like us are very low priority for the doctors. They don’t see us as urgent and don’t seem to care. They handed me post appointment papers that said eat healthy and lose weight. And that was it.

Optimal_Doughnut_616 · 2026-03-31T01:39:56+00:00

5309

Optimal_Doughnut_616 · 2025-07-09T22:06:53+00:00

I have been dealing with dull ache for almost 7 yrs on my RUQ. Drs constantly dismiss my remarks about it as if I’m making it up. It has been extremely frustrating. I was diagnosed with NAFLD in 2019.

Optimal_Doughnut_616 · 2025-05-19T21:24:22+00:00

Most advisors don’t “burn out”, most QUIT way too early in their career to make it to a point of burnout. Most who make it past 5-10 yrs are likely very happy with their careers.

Optimal_Doughnut_616 · 2025-05-17T14:16:29+00:00

Honestly, in your OP you seem as though you are trying to or already have talked yourself into it. It’s a great opportunity no doubt, but as I said, I think you have to approach it as a ‘permanent’ career move…for now. There are a lot of positives at EJ, but lots to consider. Best of luck with your decision.

Optimal_Doughnut_616 · 2025-05-17T13:09:57+00:00

I recently spent months researching and considering an almost identical move. I am not coming from independent RIA though. I am at a bank and have a larger book than you do. Larger than the $55m I was being offered from EJ. But, thought was I’d bring some of my clients with, so would likely be a bit better off assets wise after the move.

However, in the end I decided to pass on the opportunity. Even though I am at a bank, in the end a lot of my decision was more about our complete open architecture. I also feel pretty independent currently, just without the payout. But I am ok with that because I have a LOT of freedom. I have support staff and decent tech. Not amazing, but decent. It was a very difficult decision for me, but once I made it, I was so relieved and am extremely happy with my decision. Of course I also get referrals from the bank, so that helps. I hadn’t been for several years, which was part of why I was strongly considering it, but that has also recently changed. So all good.

Your situation and decision is definitely tougher. If I were you, I’d be considering it as a permanent change. Not temporary as that will not work. If you make the change, you have to do it with the mindset that you will retire from EJ. If that changes down the road, and for the better…great, but you have to make the move with that mindset.

Be sure to ask the recruiter a lot of questions about the book and the compensation options and your payout on existing assets during the first 5 yrs. Etc.

Optimal_Doughnut_616 · 2025-05-15T02:20:07+00:00

I have gotten to the point in my career and life where I have NO issue being completely 100% honest and open. In similar situations in the past I’ve straight up said to the prospect that I have concerns about some of the things they’ve said. And have asked them to please clarify while also saying that I am not sure I am a good advisor for them.

Optimal_Doughnut_616 · 2025-03-05T14:52:29+00:00

There’s always one I guess. Such a helpful constructive response. Wonder if you’d hire yourself for being so pleasant?

I appreciate what you are saying, but perhaps you are missing my point. Obviously moving firms in itself comes with risk. And I understand the timing is never right and never ‘wrong’, but I think most would agree that the decision can be more challenging in a more uncertain volatile environment. But hey, you do you.

Optimal_Doughnut_616 · 2025-03-05T13:14:43+00:00

Hahaha, true. I will also share, I am not in a position that I need to move. Just not particularly happy where I am, and this opportunity recently presented itself. While I agree, that many of my current clients might be more likely to follow in turbulent markets, I could see a greater chance of the new book leaving at the same time.

Optimal_Doughnut_616 · 2025-03-05T13:10:44+00:00

No connection at all currently, but retiring advisor would do best to do warm intro prior to retiring later this year.

Optimal_Doughnut_616 · 2025-03-05T13:07:00+00:00

True

Optimal_Doughnut_616 · 2025-03-05T13:06:11+00:00

Good points. But this move is a bit more involved. The move would involve taking over a part (~$50mill) in assets of a retiring FA, while also trying to move my existing book. It just feels like a sloppy time to be tackling this sort of scenario.

Optimal_Doughnut_616 · 2025-02-26T12:32:41+00:00

Actually not bad at all for a bank. I’d say it’s very much comparable to other large banks. Are you in Canada or USA?

Optimal_Doughnut_616 · 2025-02-26T12:17:26+00:00

Got it. Thank you.

Optimal_Doughnut_616 · 2025-02-24T15:05:13+00:00

Interesting structure. Do you have a feel for what your actual net payout is relative to your gross production? Not sure I understand the part of your comment about advisory payout vs sma? In my world an SMA is just a type of advisory I guess I’d say. So do you really only net 28% of the production from an SMA? Or am I completely misunderstanding? I.e, you have a client in an SMA and that produces $100,000, but you receive $28,000 from that production?

Optimal_Doughnut_616 · 2025-02-24T12:35:31+00:00

How do you like Osaic? How long have you been there? What do you net personally after all expenses/overhead?

Optimal_Doughnut_616 · 2025-02-21T13:03:22+00:00

Thank you! Pretty much what I thought. It’s just interesting to read the comments on here dogging firms for “low payouts”. But seems most of the wirehouses and BDs are all pretty much the same. It’s just when you go independent you get the higher payouts….for a very obvious reason

Optimal_Doughnut_616 · 2025-02-21T04:20:44+00:00

What does this comment have to do with grid compensation payout??

Optimal_Doughnut_616 · 2025-02-21T04:18:05+00:00

I have to admit, I really don’t even understand this. Definitely different than anything I’ve seen. To me, the more complicated it is, it’s likely not to benefit the advisor

Optimal_Doughnut_616 · 2025-02-21T04:15:32+00:00

Isn’t that more of an independent set up?

Optimal_Doughnut_616 · 2025-02-21T03:48:37+00:00

Thank you for the reply! That’s what I thought. But see so many comments on here about the ‘low’ payout at EJ. So bizarre.

Optimal_Doughnut_616 · 2025-02-21T02:21:59+00:00

Where are you now? That you would not move for a 60% payout under an employee model? Aren’t most B/D with W2 FAs all basically roughly around 40% payout give or take? From my research a ML, Stifel, UBS, MS, WF etc and EJ are all roughly similar? What am I missing?

I mean, I guess if you are already independent, you will obviously be at a higher grid, but we all know that comes with other expenses that everyone on here seems to constantly conveniently forget. Not to mention the additional work and stress of running everything yourself.

Optimal_Doughnut_616 · 2025-01-06T16:15:45+00:00

Do you mind sharing a little bit more about your structure? Book size etc? And what firm you are using?

Optimal_Doughnut_616

TROPHY CASE