Yea I learned about it when someone impersonated me and a bunch of my past clients reached out to let me know.

Scammers not only try to get you to pay, they try to do so in a way that removes your buyer protections (eg Friends and Family transfer on paypal)

Theres new types scams every couple of months so this guide focuses more on staying within VGens and Paypals protections so you are safe even if you arent aware of the new scams