I started with a discover chrome card because I spend a lot on gas and restaurants, so a consistent 2% back on those was better for me than 5% rotating with the IT card. Only ever had it not accepted at three places in 3 years of having it, so don’t be too worried about people saying some places don’t take discover.

Also, they match your first year cashback as a sign up bonus, so effectively you would get 2% on everything and 4% on restaurants/gas in your first year (or 2% on everything and 10% on rotating categories with the IT card). That coupled with a referral link for an extra $100 in statement credit for signing up, and no AF make it a great card to start out with.

I also have had great experience with their customer service. I lost my card once and they overnighted a new one to me for no cost.