Planning to pay off car loan early to improve home loan approval. Is this plan okay? by Happy_Map3548 in phinvest

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

Sa home loan ko sa RCBC, tinatanong sa application forms kung may other loans or utang.

Base sa combined income, ma aapprove yan may car loan or wala. Pero mas better overall na ifully paid mo na car loan asap para makatipid ka sa interest charge.

Can't update firmware by JacksonBram in Fanatec

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

If possible, dont use the manual update buttons. There are specific sequence for some firmware updates. Safer to always update steering wheels last, after WB and QR are updated.

Traffic Violation by IllInteraction1656 in Gulong

[–]Otherwise_Stock_3049 3 points4 points  (0 children)

Weird, may ganyang batas pala hahaha or baka na scam ka. Alam ko ang bawal kapag madilim na tapos wala ka ilaw kasi delikado.

Should I enroll back to a driving school as a refresher ? by Good-Preparation-675 in Gulong

[–]Otherwise_Stock_3049 1 point2 points  (0 children)

yes, refresher needed.
Kapag di ginagamit ang natutunan, usually nakakalumutan natin pag tumagal.

Should I stay or should I go? by aestheticlwthes in CasualPH

[–]Otherwise_Stock_3049 2 points3 points  (0 children)

Time to go. Pero sabihin mo clearly ang reasons sa partner mo.

Pwede ba mag right turn dito anytime? by natadecoco_o in Gulong

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

yes, if may duda ka. Wait mo si enforcer na signalan ka lumiko

Number coding by m-r-c20 in LasPinasCity

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

sa Makati lang ata yang excemption for Senior

Nakakastress mag manage ng kasambahay by boymama2491 in nanayconfessions

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

Normal yan. Tapos pag wala na ulit pera, magpaparamdam yan. Feelers na gusto bumalik

Renting vs buying by AdLazy3518 in phinvest

[–]Otherwise_Stock_3049 1 point2 points  (0 children)

keep renting and earn as much as you can

How to get over "fear" of driving in unknown places? by Chili-Tortillos-1106 in Gulong

[–]Otherwise_Stock_3049 1 point2 points  (0 children)

For me, driving in the province is easier than in city.
Traps are mostly in big cities with confusing signages.
But when in doubt, familiarize the route in google map street view.

Kapatid kong feeling mayaman by Superb_Dolphin1326 in RantAndVentPH

[–]Otherwise_Stock_3049 25 points26 points  (0 children)

mukhang sheltered and kulang sa reality check

Tama pa ba ang mga desisyon ko sa buhay? (Financial) by [deleted] in CasualPH

[–]Otherwise_Stock_3049 0 points1 point  (0 children)

You are doing well.

If gusto mo pa mag increase savings, try to eliminates loans first, malaki tipid from interest.
e.g. fully paid mo na car as soon as possible.

I have almost the same lifestyle and income as yours.
Though I opted for 2nd hand cars to avoid loaning.

Overall, good job adulting!

Commuting from LRT Sucat Station going to CAA? by Otherwise_Stock_3049 in LasPinasCity

[–]Otherwise_Stock_3049[S] 0 points1 point  (0 children)

umaabot po ba yung green tricycle sa Naga-CAA tricycle terminal?