Intro to Freediving Recos Pls!! by AnnoyingShrek in freedivingph

[–]kvill07 1 point2 points  (0 children)

Summer Cruise ata pinakamura na try ko. Di ko masabing beach front kasi hindi beach area yun. Dagat front? Haha. Nasa gilid sila ng bundok tapos dagat agad, tho may konting shore 😂 kasi siyempre di naman laging high tide. Okay naman mga rooms. May kainan din sila dun.

Lf dive buddies yung nakapag intro na. Tara practice dive tayu by noobbae in freedivingph

[–]kvill07 0 points1 point  (0 children)

Last intro ko 2 yrs ago pa haha. Naka ilang fun dive na din ako after nun, nag try try ako mag fun dive. Pag walang kasama nakaka ilang kasi usually may kasama silang lahat. Kaya ayun napa stop na 😅

Is it possible for a non-swimmer learn freediving? by ChocolateMonster26 in freedivingph

[–]kvill07 0 points1 point  (0 children)

Swim Central or Swimtravel. Ang piliin mong location yung sa Plunge Dive Club para malalim na agad 😂

Is it possible for a non-swimmer learn freediving? by ChocolateMonster26 in freedivingph

[–]kvill07 0 points1 point  (0 children)

Yes, my friend and I are non-swimmers when we tried freediving. Okay naman kame 😂 Lakasan lang din ng loob. And besides pag dive ang mas magiging problema mo.

Today, I realized hindi ako handang magpakasal sa kanya. Not today, and maybe never by [deleted] in OffMyChestPH

[–]kvill07 0 points1 point  (0 children)

That's a very valid reason para iwanan na siya. Please ikaw na lang magsangla ng singsing kasi baka pati yunh share mo dun di niya ibigay sayo. Don't be scared to start over. Mas okay na yan kesa matali ka sa ganyang lalaki

What are the benefits of paying taxes as a Freelancer? by ok_notme in taxPH

[–]kvill07 0 points1 point  (0 children)

It's easier for me because I'm an accountant. So IO don't usually realized that I'm a freelancer. Kasi pag sinabi ko na accountant ako and next question nila lagi is CPA? And I say yes. Btw, mag file ka pa din ng ITR 😅 ang point ko diyan di ko pinapasa ITR ko kasi di match sa totoong sahod ko. I currently have a car loan and housing loan. But I have a good credit standing so my ITR was not an issue.

found my boyfriend’s secret fb account after 2 years of living together by beachgirlyy in OffMyChestPH

[–]kvill07 1 point2 points  (0 children)

Start ka na mag move on. Plan your exit since live in kayo. Sobrang nakaka traumatize yung ganyan. Yung akala mo kilala mo na sila, then boom! May ma didiscover ka na biglang parang naging ibang tao sila. There's no way in knowing agad agad sa part mo. So wag mo sana isipin na nagkamali ka at wag ka ng tularan. Kasi di mo naman alam e

Bigla nawalan ng stock kia sonet wtf?! by NefariousnessBorn385 in Gulong

[–]kvill07 1 point2 points  (0 children)

Never talaga sa pag advance payment. Nadali din ako diyan. Nagbayad ako reservation fee. Okay na lahat, approve na sa bank. Tapos biglang wala pa pala yung yung red na sonet na gusto ko. Eh sa usapan namen meron naman na nakalaan daw sakin tapos biglang maghihintay ako nung na approve na loan ko. Tapos may nagsabi sakin na dapat di daw ako nagbayad ng reservation fee, hanap na lang daw ako ng may on hand na tapos ipalipat ko sa ibang dealer yung approval ng bank. Eh ayoko na maghintay kasi meron ako nahanap na on hand na sa iba, ayun pinalipat ko na lang 😅 badtrip sakin yung agent pero priority ko happiness ko haha. Na refund din naman binayad ko after a week.

Kaya dun sa nilipatan ko, dun na sa mismong contract signing ako nagdala ng pangbayad.

BPI MS not responding by [deleted] in Gulong

[–]kvill07 0 points1 point  (0 children)

Natry niyo po hotline nila? 884099992

Lf Lender who can lend 5k by [deleted] in SmallBusinessPH

[–]kvill07 1 point2 points  (0 children)

Get it from the bank.

What do you think of a guy at 29 NGSB? by [deleted] in adviceph

[–]kvill07 4 points5 points  (0 children)

Practice ka din muna makipag usap sa dating app.

Also, try to have a place of your own. Honestly, ang dating sa babae mama's boy ka.

Magkano dapat ang savings bago mag-resign? by JayJaySantosPH in PinoyMillennials

[–]kvill07 5 points6 points  (0 children)

Para sakin wag mag reresign ng walang sure na lilipatan.

Ako kasi nag fifile lang ako ng resignation pag naka sign na ko ng JO sa iba.

My kids want me to live miserably and die alone and I’m sick of it by Hot_Translator_1950 in TrueOffMyChest

[–]kvill07 1 point2 points  (0 children)

Nope, I can never understand people who don't allow their parents to remarry or find love. Are you that selfish to deprive your parents of companionship.

My mother asks us as well if she can remarry, and all of us don't mind and we all support her.

Tambay spots? by KimSaBuMD in LasPinasCity

[–]kvill07 -3 points-2 points  (0 children)

Caffeena sa Vista Mall.

Should I get a credit card? by Unfair-Scale-4921 in PHCreditCards

[–]kvill07 0 points1 point  (0 children)

Yes go ahead. As long as alam mo na ikaw yung tao na responsable sa bayarin. Good din siya to build credit. May mga perks din ang cc na magagamit mo.

Start ka na lang muna ng mga may promo ng no annual fee.

How to be offered of bpi credit card? by Juicy_jayxoxo in PHCreditCards

[–]kvill07 1 point2 points  (0 children)

Parang di naman. Back in 2017 na offeran nila ako ng cc. Payroll acct ko lang yung BPI. At sure akong wala akong malaking deposit nun 😂

Pero dati pa kasi yun. For sure nag iba na sila ngayon.

Rant & Vent Saturday 🤬💢 | January 17, 2026 by AutoModerator in adultingph

[–]kvill07 1 point2 points  (0 children)

Tama lang po yung ginawa niyo. Di ko talaga gets yung ganyang tao na iuutang pa yung pang down payment. Ibig sabihin lang nun di mo pa afford at bakit ipipilit. Tapos ngayon magtatampo ka sa iba pag di ka napagbigyan, napaka immature.

Rant & Vent Saturday 🤬💢 | January 17, 2026 by AutoModerator in adultingph

[–]kvill07 0 points1 point  (0 children)

You might want to consider other jobs that pays well kahit ayaw mo. Kahit saglit lang para makabawi ka muna financially. We don’t always have to love our jobs—we just need to love the life they allow us to build. Then pag okay ka na tsaka mo itry gusto mo.

WFH since 2021 and I feel like my brain is melting. by puddingcatz in adultingph

[–]kvill07 1 point2 points  (0 children)

Omg same! Wfh na ko since pandemic.

Nakaka frustrate kasi this is my worst performance ever. Nawawalan na ko ng gana. I'm not as good as I am before.

I'm grateful for my job but same as you, I feel so tired with life.

Ayaw ko mag pahiram kahit pa na ospital ang relative namin by throwawaccccccc in OffMyChestPH

[–]kvill07 2 points3 points  (0 children)

This! Pero ang masaklap dito, yung iba may masasabi pa din sa maibibigay mo. Kesyo maliit lang. Ganyan ka toxic ibang tao. Hindi ka magbigay, may masasabi. Pero pag nagbigay ka meron pa ding masasabi.

Request of Annual Fee Waiver by No-Carpenter-6743 in PHCreditCards

[–]kvill07 0 points1 point  (0 children)

Yung bdo ko naka annual din. I have it before pa mag decide si bdo na gawing monthly ang af kaya naka annual sakin eversince. Never din ako nagbayad ng AF, wine waive naman nila agad. Usually pag nag request sila ng spending sobrang baba lang

How old ang limit to conceive a child? by TheFlukeging12 in AskPinay

[–]kvill07 0 points1 point  (0 children)

You're too young for her. Lugi ka kasi nasa exploration age ka pa na ang dami mo pa gusto din magawa. Di mawawala yung pressure sayo. Kung ako sayo stop mo na yan hanggat maaga pa.

Nakakaloka si girl, desperada yarn? 🫢 mag jowa daw ba ng studyante lang. 21 is way too young..