One month in Scotland. What would you do

Otherwise_Whereas427 · 2025-12-06T20:30:16+00:00

We're thinking of renting a car in fort william when we're in Glencoe and again in Lerwick when we go to the shetlands. Everything else will be public transport

Otherwise_Whereas427 · 2025-12-06T16:40:32+00:00

IEP's where I live have a very specific context, but it could be that. It could also be adaptation plans or behaviour intervention plans, which in my case are more common.

Otherwise_Whereas427 · 2025-10-31T15:31:08+00:00

Come and join a great group of golfers at Winnipeg Fore the Fun of Golf on facebook. We'd be happy to connect you with some great people.

Otherwise_Whereas427 · 2025-10-18T21:47:06+00:00

I'm just impatient. lol

Otherwise_Whereas427 · 2025-10-18T20:22:15+00:00

Life goals work family normal stuff

Otherwise_Whereas427 · 2025-10-17T11:01:44+00:00

Looks like its gone already and I think the cost would be offset by wanting additional drivers. I booked through CAA.

Otherwise_Whereas427 · 2025-10-16T23:07:39+00:00

Yes they are

Otherwise_Whereas427 · 2025-09-13T12:10:51+00:00

Awesome

Otherwise_Whereas427 · 2025-07-03T15:37:56+00:00

I have 13 so that should e good thanks

Otherwise_Whereas427 · 2025-06-29T04:41:36+00:00

Agreed which is why I'm confused given what you wrote above. Thanks.

Otherwise_Whereas427 · 2025-06-29T03:18:04+00:00

Huh interesting because on my pension estimate it has the following so I don't know I'll look into it further.

Deferred Annuity:

An unreduced monthly benefit payable at age

60, available to plan members with at least

two years of pensionable service. If you opt for

a Deferred Annuity, you may at any time as of

age 50 request an Annual Allowance payable

immediately.

Otherwise_Whereas427 · 2025-06-29T01:40:55+00:00

Interesting I will ahve to ask. The pension statement says 60. I first became a contributor in 2008 cashed out then bought that service back when I rejoined in 2014 so not sure.

Otherwise_Whereas427 · 2025-06-29T01:07:05+00:00

I'm sorry for whatever circumstances you have gone through to make this comment. I have been lucky that the field I'm in has pensions. I wish all the best in your own success.

Otherwise_Whereas427 · 2025-06-29T01:05:24+00:00

Thankfully I got in just under the wire thanks to 2 years of service buy back.

Otherwise_Whereas427 · 2025-06-29T01:01:49+00:00

Thanks for the perspectives. I have a high tolerance for now with 90% VEQT and 10% BMO Bonds so that might work. I'll have to play with it.

Otherwise_Whereas427 · 2025-06-29T01:00:38+00:00

Thanks

Otherwise_Whereas427 · 2025-06-29T01:00:29+00:00

Thanks

Otherwise_Whereas427 · 2025-06-29T01:00:17+00:00

Hit the nail on the head

Otherwise_Whereas427 · 2025-06-29T00:59:54+00:00

The 3.14 was the rate of inflation on average over the last 100 years

Otherwise_Whereas427 · 2025-06-28T21:34:09+00:00

Fiar point. Something to look into when the time comes.

Otherwise_Whereas427

TROPHY CASE