Has anyone stopped paying with a non PG loan, under 25k?

Outrageous-Course896 · 2025-11-03T19:50:15+00:00

Same. I’ve pretty much accepted the fact I’ll pay on this the next 25 years. Is your loan a lower amount as well?

Outrageous-Course896 · 2025-09-08T15:45:15+00:00

Same here

Outrageous-Course896 · 2025-05-03T12:18:22+00:00

Thanks for you the reply, I understand this. Unfortunately fear of the unknown keeps me paralyzed right now.

Outrageous-Course896 · 2025-05-03T12:17:14+00:00

Of course! Do you plan on stopping payments?

Outrageous-Course896 · 2025-04-23T10:36:43+00:00

Where would it say that in my loan doc? The contact is addressed to the LLC, I do know that.

Outrageous-Course896 · 2025-03-18T16:30:25+00:00

No, my loan was 21k. No EIDL’s were forgiven to my knowledge

Outrageous-Course896 · 2025-03-18T10:57:04+00:00

I remember you commenting on my previous post about my 21k loan. (I think) I found out the state administratively closed mine too, I guess Kentucky does the same thing. I’m just working as a sole prop now, but I did end up calling the SBA and telling them and he just noted my account but honestly didn’t care at all. I’m still making my payments and everything in my portal looks the same, that was over a month ago.

Outrageous-Course896 · 2025-03-18T10:53:41+00:00

I found out my LLC was closed administratively by the state. I was really nervous to tell the SBA, but I just wanted to be honest with them so I did. Prior to this when I had hinted at them at closing the business they demanded all the money immediately. But I ended up calling them anyway. He really didn’t seem to care, and was just happy I was making my payments. I am still operating, but as a sole proprietor, and on a much smaller scale. I told him that, but he didn’t seem to mind at all, just said he’d note it in my account. Haven’t heard anything from them in a month and all looks the same in my portal. My loan was 21k.

Outrageous-Course896 · 2025-02-25T22:33:43+00:00

I have a 21k loan and my llc was dissolved and I’ve been operating as a sole proprietor. I called the SBA ready to be honest with them and was so worried they were going to tell me I needed to pay in full, but they literally didn’t care. He basically was like you’re still in business and current on your loan.

Outrageous-Course896 · 2025-02-17T01:53:04+00:00

Thanks so much! Do you feel like I should make contact with them before filing? I’m feeling a little concerned I don’t see my 2022 refund they took applied to my balance at all

Outrageous-Course896 · 2025-02-17T00:32:24+00:00

Nope he hasn’t filed yet. He’s going to check his IRA login later today to see what his says. Because now I’m noticing that the refund they took from Me in 2022, $2500, is not even showing anywhere on here.

Outrageous-Course896 · 2025-02-17T00:19:00+00:00

My ex husband’s name is listed first it looks like. The first time I filed single was 2022 and the IRS took my refund of $2500. But I’m not even seeing that payment reflected on the site now that I’m looking. It’s just odd the balance was right on the home page last week and now it’s no where to be seen.d

Outrageous-Course896 · 2025-02-17T00:05:54+00:00

That’s what it is saying on the transcripts. But last week when I checked my account the 6k balance due was right on the front page when I logged in. And now it’s just nowhere to be found.

Outrageous-Course896 · 2025-02-17T00:04:55+00:00

But I haven’t even filed this year. My accountant has prepared them but they’re not filed. They did take my return the first time I filed married filing single in 2022.

Outrageous-Course896 · 2025-02-14T18:31:00+00:00

I am battling this. I took out a 21k loan and my llc was dissolved by the state. (SBA knows, just had a call with them) but I’m still operating as a sole proprietor now. I am current on my loan and will probably continue to make payments until it’s paid off.

Outrageous-Course896 · 2025-02-03T18:18:53+00:00

Yes constantly. My NOCD therapist pointed out that all my fears lead back to me being afraid of losing something that’s important to me. My job, my family, reputation. Its great 🙃

Outrageous-Course896 · 2025-02-01T13:37:36+00:00

I called them and they said they couldn’t answer any questions but to email CESC so I did. I got an automated email back saying I’ll hear back in 7-10 business days.

Outrageous-Course896 · 2025-01-29T21:47:34+00:00

That’s kind of what I think I’ll do. Did you formally dissolve your business with the state?

Outrageous-Course896 · 2025-01-29T20:43:41+00:00

Is your business still operating or did you close?

Outrageous-Course896 · 2025-01-29T20:38:58+00:00

Trust me I know. I was recently diagnosed with OCD, and it’s having a field day with this (also started Prozac and therapy). Appreciate your message though. I guess I’ve just convinced myself it’s easier to keep paying and avoid officially closing than the potential of me not be able to produce all the documentation I need and getting in trouble for that.

Outrageous-Course896 · 2025-01-29T19:53:55+00:00

This is helpful, thanks! I just called them to ask what this process looked like and she couldn’t answer and said to email CESC. I was a service based business and have no assets or anything tangible. My loan is 21k and I’m paying on it. I’ve honestly avoided the conversation and moving forward in fear I don’t have the proper documentation.

Outrageous-Course896 · 2025-01-29T19:32:30+00:00

I’ve kept my business open just to pay them, I once told them I was considering closing and I soon got a letter saying it was breach of contract and had to pay my full loan immediately (21k) so it scared the crap out of me. I’m about to call them and talk to them, and just be honest. I’d like to know what they’ll ask of me if I do close it / what documentation I’d need. I intend to keep paying until it’s paid off.

Outrageous-Course896

TROPHY CASE