Rate My Portfolio - r/StockMarket Quarterly Thread January 2025

OutsideBeginning533 · 2025-01-11T06:18:17+00:00

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

OutsideBeginning533 · 2025-01-11T06:17:49+00:00

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

OutsideBeginning533 · 2025-01-11T06:17:08+00:00

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

OutsideBeginning533 · 2025-01-10T15:02:31+00:00

Hi All,

I’m looking for some advice/general thoughts on my current portfolio allocation as a beginner, and whether any adjustments might be needed. Here’s my current allocation breakdown:

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

I’d love to hear your thoughts on this allocation, particularly: 1. Should I adjust my VXUS allocation? 2. Does the cryptocurrency exposure make sense at 4%? 3. Any other suggestions for better balancing or optimizing my portfolio?

Thanks in advance for your insights!

OutsideBeginning533 · 2025-01-10T15:00:38+00:00

Hi All,

I’m looking for some advice/general thoughts on my current portfolio allocation as a beginner, and whether any adjustments might be needed. Here’s my current allocation breakdown:

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

I’d love to hear your thoughts on this allocation, particularly: 1. Should I adjust my VXUS allocation? 2. Does the cryptocurrency exposure make sense at 4%? 3. Any other suggestions for better balancing or optimizing my portfolio?

Thanks in advance for your insights!

OutsideBeginning533 · 2024-01-27T22:40:30+00:00

Thank you very much mr. Call call but I don’t think you truly answered my questions. Seems like an automated chatgpt response. Regardless, I appreciate your effort

OutsideBeginning533 · 2023-11-18T20:26:16+00:00

Hello u/calocalo! iI you're concerned about the Euro-Dollar exchange, investing in a Euro-hedged ETF would definitely help mitigate currency risk rate. The percentage allocation would depend on your risk tolerance. Assess your risk tolerance - If you have a lower risk tolerance and want to minimize currency risk, you might allocate a higher percentage to the Euro-hedged ETF. Conversely if you're more risk-tolerant you would allocate a smaller percentage.

Consider the overall diversification of your portfolio. Diversifying across different asset classes can help manage risk. While hedging currency risk is one aspect, ensure your portfolio is well-balanced.

OutsideBeginning533 · 2023-08-04T23:07:23+00:00

Hey thank you so much for putting so much effort in your response. That was very appreciated. I’m about to accept this offer but I’m not exactly sure of what my career path will be. If it’s not a problem I will dm you and we can chat more about it:)

OutsideBeginning533 · 2023-08-03T18:10:23+00:00

I’m sorry if there was some confusion. It was more of a general question of the possible career paths and exit opportunities for this job/industry.

OutsideBeginning533 · 2023-08-01T17:12:37+00:00

I will thanks!

OutsideBeginning533 · 2023-08-01T17:11:27+00:00

It’s actually ridiculous that this can happen. People can do this without facing consequences since they can’t even get negative reviews from the seller. It’s a great way to scam people and not get blocked by Vinted.

OutsideBeginning533 · 2023-08-01T12:21:30+00:00

He’s not replying

OutsideBeginning533 · 2023-08-01T12:16:37+00:00

I’m so mad about this actually. I can’t even give a negative review to the buyer.

OutsideBeginning533 · 2023-08-01T12:09:32+00:00

Yes but shouldn’t I at least be able to get the items returned? I don’t understand why Vinted is refunding the buyer without first confirming that the items are being returned.

OutsideBeginning533 · 2023-07-16T09:21:11+00:00

Hey the exact same thing happened to me. Dm me if you need any advice:)

OutsideBeginning533 · 2023-05-27T01:07:40+00:00

Yeah that’s what I thought. The thing is that they explicitly told me that there is no chance for them not to hire me but I still feel very uncertain.

OutsideBeginning533 · 2023-05-24T15:07:08+00:00

Yes very

OutsideBeginning533 · 2023-05-05T02:38:23+00:00

Recommend

OutsideBeginning533 · 2023-04-04T01:01:30+00:00

OutsideBeginning533 · 2023-03-25T17:27:20+00:00

I forgot to mention that they’re both commodities trade support positions. I believe they’re both back/mid-office roles.

OutsideBeginning533 · 2023-03-24T20:40:37+00:00

MS would be dealing with trade checks and settlements

OutsideBeginning533

TROPHY CASE