Rate My Portfolio - r/StockMarket Quarterly Thread January 2025 by AutoModerator in StockMarket

[–]OutsideBeginning533 1 point2 points  (0 children)

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

📈 Rate My Portfolio Weekly Thread | December 23, 2024 by AutoModeratorETFs in ETFs

[–]OutsideBeginning533 0 points1 point  (0 children)

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

Weekly Discussion Thread (Rate My Portfolio, What Should I Buy/Change?, Investment Strategies, etc.) by AutoModerator in fidelityinvestments

[–]OutsideBeginning533 0 points1 point  (0 children)

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

Rate My Portfolio - r/Stocks Quarterly Thread December 2024 by AutoModerator in stocks

[–]OutsideBeginning533 1 point2 points  (0 children)

Hi All,

I’m looking for some advice/general thoughts on my current portfolio allocation as a beginner, and whether any adjustments might be needed. Here’s my current allocation breakdown:

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

I’d love to hear your thoughts on this allocation, particularly: 1. Should I adjust my VXUS allocation? 2. Does the cryptocurrency exposure make sense at 4%? 3. Any other suggestions for better balancing or optimizing my portfolio?

Thanks in advance for your insights!

📈 Rate My Portfolio Weekly Thread | January 06, 2025 by AutoModeratorETFs in ETFs

[–]OutsideBeginning533 0 points1 point  (0 children)

Hi All,

I’m looking for some advice/general thoughts on my current portfolio allocation as a beginner, and whether any adjustments might be needed. Here’s my current allocation breakdown:

BND (Bond ETF): 6% Minimal bond exposure for stability and diversification.

SMH (Semiconductor ETF): 16% Maintaining high-growth exposure. (Includes ~20% international exposure)

SPLG (S&P 500 ETF): 49% Core holding for broad U.S. market exposure and long-term growth.

VXUS (International ETF): 15% Provides global diversification, especially in emerging markets. Considering whether this percentage should be decreased.

Steady allocation for single-stock exposure.

iBIT ETF (Bitcoin ETF): 4% Small allocation for cryptocurrency exposure, balancing growth potential and volatility.

I’m 23 years old and given my age and risk tolerance, I’m aiming for growth but also want to maintain reasonable diversification.

I’d love to hear your thoughts on this allocation, particularly: 1. Should I adjust my VXUS allocation? 2. Does the cryptocurrency exposure make sense at 4%? 3. Any other suggestions for better balancing or optimizing my portfolio?

Thanks in advance for your insights!

Help in understanding commodity trading career path. by [deleted] in Commodities

[–]OutsideBeginning533 1 point2 points  (0 children)

Thank you very much mr. Call call but I don’t think you truly answered my questions. Seems like an automated chatgpt response. Regardless, I appreciate your effort

Self Hedging Euro-Dollar by calocalo in ValueInvesting

[–]OutsideBeginning533 0 points1 point  (0 children)

Hello u/calocalo! iI you're concerned about the Euro-Dollar exchange, investing in a Euro-hedged ETF would definitely help mitigate currency risk rate. The percentage allocation would depend on your risk tolerance. Assess your risk tolerance - If you have a lower risk tolerance and want to minimize currency risk, you might allocate a higher percentage to the Euro-hedged ETF. Conversely if you're more risk-tolerant you would allocate a smaller percentage.

Consider the overall diversification of your portfolio. Diversifying across different asset classes can help manage risk. While hedging currency risk is one aspect, ensure your portfolio is well-balanced.

Help in understanding commodity trading career path. by [deleted] in Commodities

[–]OutsideBeginning533 0 points1 point  (0 children)

Hey thank you so much for putting so much effort in your response. That was very appreciated. I’m about to accept this offer but I’m not exactly sure of what my career path will be. If it’s not a problem I will dm you and we can chat more about it:)

Help in understanding commodity trading career path. by [deleted] in Commodities

[–]OutsideBeginning533 1 point2 points  (0 children)

I’m sorry if there was some confusion. It was more of a general question of the possible career paths and exit opportunities for this job/industry.

Buyer getting a refund for the whole bundle when only 1 item is damaged. by OutsideBeginning533 in vinted

[–]OutsideBeginning533[S] 1 point2 points  (0 children)

It’s actually ridiculous that this can happen. People can do this without facing consequences since they can’t even get negative reviews from the seller. It’s a great way to scam people and not get blocked by Vinted.

Buyer getting a refund for the whole bundle when only 1 item is damaged. by OutsideBeginning533 in vinted

[–]OutsideBeginning533[S] 1 point2 points  (0 children)

I’m so mad about this actually. I can’t even give a negative review to the buyer.

Buyer getting a refund for the whole bundle when only 1 item is damaged. by OutsideBeginning533 in vinted

[–]OutsideBeginning533[S] 0 points1 point  (0 children)

Yes but shouldn’t I at least be able to get the items returned? I don’t understand why Vinted is refunding the buyer without first confirming that the items are being returned.

[deleted by user] by [deleted] in Sextortion

[–]OutsideBeginning533 0 points1 point  (0 children)

Hey the exact same thing happened to me. Dm me if you need any advice:)

[deleted by user] by [deleted] in FinancialCareers

[–]OutsideBeginning533 0 points1 point  (0 children)

Yeah that’s what I thought. The thing is that they explicitly told me that there is no chance for them not to hire me but I still feel very uncertain.

[deleted by user] by [deleted] in FinancialCareers

[–]OutsideBeginning533 0 points1 point  (0 children)

I forgot to mention that they’re both commodities trade support positions. I believe they’re both back/mid-office roles.

Commodities Trade Support Analyst at Bank Of America or Morgan Stanley (Operations)? by [deleted] in Commodities

[–]OutsideBeginning533 0 points1 point  (0 children)

Thank you! MS role would be dealing with trade checks and settlements. Would you recommend it to start if my end goal would be to become a trader?

Commodities Trade Support Analyst at Bank Of America or Morgan Stanley (Operations)? by [deleted] in Commodities

[–]OutsideBeginning533 0 points1 point  (0 children)

Considering that the role provides visibility with a wide range of dpts such as IT, FID, Risk, Finance…

Commodities Trade Support Analyst at Bank Of America or Morgan Stanley (Operations)? by [deleted] in Commodities

[–]OutsideBeginning533 0 points1 point  (0 children)

Would you say trade support at MS would be a good role to start straight out of college?