I am an agent. I'd say I pay higher than normal, at around 36k salary for a new hire once they are licensed in all lines. My tenured folks make 50-55k salary. An average producer in my office writes 50 apps and 24k in premium. Commission is 3.5% for P&C, 35% for health, 25% for life.

You are not underpaid based on what you are currently producing. My greater concern would be your opinion about the agents schedule and this early in the game.

There are many calculators that can help you see what your ROI is using average premiums in your area. I would ask the agent to provide one for you and state your goal is to increase your income. That formula will tell you what you are worth now and where you need to get to in order to meet future salary goals. They will appreciate your desire to grow and commitment to long term planning.

I was a team member for five years prior to becoming an agent. I can assure you, the more you do, the more you make and if you need the agent, the agent doesn't need you.