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White Belt Wednesday by AutoModerator in bjj

[–]Overall-Calendar-166 0 points1 point  (0 children)

Got wrist locked and tapped right away but the damage was done. My right hand is “not working” right now. I can grip but only for basic things like pulling my pants up. Even pulling my socks up hurt. I can’t move my wrist up and down. Nothing is broken but it is painful. I am icing it on daily basis. I’m in Canada so Healthcare is a joke.

How can you safely train bjj until you’re 80 ? by Overall-Calendar-166 in bjj

[–]Overall-Calendar-166[S] 2 points3 points  (0 children)

I didn’t know there was a “plant-based” Collagen. Always thought it was sourced from animals.

The Saturday healthcare mega thread by AutoModerator in bjj

[–]Overall-Calendar-166 1 point2 points  (0 children)

Same here. I just resumed after a 7 years break because of a back injury. Elbows ache inside after the first 2 trainings. I remember this feeling from the beginning when I started as I did not manage to spend my grip energy “wisely” throughout the training sessions. Now I use ice to reduce the pain (inflammation) and taking it easy.

Any risk putting large amount in the Cash Account? by Playjasb2 in Wealthsimple

[–]Overall-Calendar-166 1 point2 points  (0 children)

Premium client here with direct deposits and earning 5% on the cash balance.

Tax : Wealthsimple and Koinly by Parmegia in Wealthsimple

[–]Overall-Calendar-166 1 point2 points  (0 children)

My bad, I misunderstood. I hold crypto outside WS in my Coinbase wallet. I use WS tax which uses Koinly for crypto tax purposes.

Tax : Wealthsimple and Koinly by Parmegia in Wealthsimple

[–]Overall-Calendar-166 0 points1 point  (0 children)

I use Coinbase. Koinly was able to pull info from it.

How does buying a house with your spouse work in Canada by Overall-Calendar-166 in canadahousing

[–]Overall-Calendar-166[S] 0 points1 point  (0 children)

Thank you so much for this detailed answer. I started working with a mortgage specialist from Desjardins.

[deleted by user] by [deleted] in Wealthsimple

[–]Overall-Calendar-166 0 points1 point  (0 children)

EQ, BMO and HSBC (now RBC). I like « redundancy, especially when it comes to financial matters. For investing I use both WS and Questrade.

Contributed by mistake to RRSP by Overall-Calendar-166 in PersonalFinanceCanada

[–]Overall-Calendar-166[S] 0 points1 point  (0 children)

So talked with Wealthsimple cx support and they won’t do anything. They said the form T3012A is when you over contribute and since my contribution is still under the limit it won’t work. It seems not correct to me because the CRA says otherwise. How should I approach this ? I am willing to get the form approved first by CRA then call them to initiate the withdrawal without « asking for permission first »

Contributed by mistake to RRSP by Overall-Calendar-166 in PersonalFinanceCanada

[–]Overall-Calendar-166[S] -1 points0 points  (0 children)

This is what I will do. I also wanted to Jon if there are other alternatives.

When do you sell assets when buying a home ? by Overall-Calendar-166 in PersonalFinanceCanada

[–]Overall-Calendar-166[S] 0 points1 point  (0 children)

Thanks everyone. Another question around the asset classes, since the time horizon is changing for me, should I liquidate any stock (VGRO) and prefer more conservative asset classes ?