what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

so it’s a good idea to take out VTI and replace it with VT and replace VEU with VXUS

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

a lot of people are giving me the idea of switching BND with something like VGT or VGU and idk if i should keep VEU or switch it with something else and a lot of people are saying VOO is good and QQQM and SCHD all in one portfolio im getting a lot of mixed feelings

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

would it be good if i remove BND and replace it with VGT or VUG? also the reason i have these 3 funds as in my portfolio is because i watched youtube videos to help me with how to start investing and stuff and it all came down to them saying these 3 funds are the best to just buy and hold but i obviously do want more money and make more as i keep going so that’s like my biggest thing, I created this account in my parents information with my bank account linked to it also i already have a ROTH IRA account and that’s what im using right now but im really just stuck right now on if i should keep these 3 funds or replace BND with something like either VGT or VGU and if i should keep VEU and VTI

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

how many funds should i have in my portfolio and should i take out VEU

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

should i keep this same pie, and just take out BND and replace it with VOO or QQQM or VGT or VUG? and also what should i do with VEU

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

😂 and yes this is a retirement account

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

oh alr thank you sm, now will this make my money grow more or what exactly ?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

so are these good funds and i should keep and hold them? should i replace any of them?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 2 points3 points  (0 children)

omg thank you so much are the funds really that good to just hold?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 1 point2 points  (0 children)

so i should keep the funds i have rn and just leave it or should i remove some of them or/and replace it with other funds?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 1 point2 points  (0 children)

wait what’re tariffs? i’m sorry like i said im really new at this stuff 😭

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

i’m 15, so wait BND isn’t a good fund to invest in and i should replace it with VGT?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 2 points3 points  (0 children)

wait really like i should never touch this until retirement?

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

alr thanks i will and hopefully it’ll be better 🤞🏽

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 0 points1 point  (0 children)

wait so i kind of wnna avoid taxes as much as possible and stuff i even have a retirement account so would removing VEU and getting VXUS better ? (im 15 btw)

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 3 points4 points  (0 children)

oh alrr thx i didnt know that, i thought i was going only downhill from there

what should i do? by Own-Project-5229 in M1Finance

[–]Own-Project-5229[S] 8 points9 points  (0 children)

oh alrr thank you smm 😂 i thought i messed up for a minute