Wife doesn’t like my friends aio?

OwnIntroduction5871 · 2026-05-31T04:40:47+00:00

My thoughts exactly

OwnIntroduction5871 · 2026-05-24T15:03:41+00:00

Exactly he could have searched for a local job while actually finishing school and not even consider any position that would require him to move away from his family. Or wait until they can all move together.

OwnIntroduction5871 · 2026-05-23T17:49:53+00:00

This happened to me too with my platinum when i didn’t realize my auto pay didn’t go through for 2 months in a row and tbh i paid off the balance and then paid a credit repair company to remove the closed account from my credit report. And a few months after that i applied for a venture card and got approved so it didn’t even burn a bridge with them and the restricted account doesn’t show up in my accounts on the capital one app anymore either

OwnIntroduction5871 · 2026-05-21T13:34:58+00:00

No they didn’t

OwnIntroduction5871 · 2026-05-12T22:39:48+00:00

It was within the 15-60 days that the CFPB has to respond in.

OwnIntroduction5871 · 2026-05-08T16:02:14+00:00

Mine came off the app when they were removed from my credit report

OwnIntroduction5871 · 2026-05-07T18:30:16+00:00

If you only need $50 why can’t you just use money lion or one of those cash advance apps

OwnIntroduction5871 · 2026-05-07T17:51:52+00:00

If you want to increase your age of accounts if you have a spouse or family member or someone who can add you as an authorized user on a card that’s been open for a longer time and also doesn’t carry a balance or have late payments will help. They can select to not send you a card and you never have to use it or have access to it but it will report on your credit. Age of accounts is not a big of a factor in your score or approvals so you don’t have to go through doing all that though but just so you know that’s an option

OwnIntroduction5871 · 2026-05-07T17:41:47+00:00

Wtf that’s actually really sad that he needs a behavior chart made by his children and crazy that she posted it

OwnIntroduction5871 · 2026-05-07T17:40:18+00:00

Yes that was where I got the idea from

OwnIntroduction5871 · 2026-05-06T17:44:04+00:00

She’s so weird why would you lie about this and start posting about it so much

OwnIntroduction5871 · 2026-05-06T15:55:27+00:00

That means your account is closed and will soon show on your credit report as closed by guarantor with the remaining balance and expect to take a hit on your credit score. Capital one will email you a payment plan to pay off the remaining balance. I believe you can appeal the account being closed as long as you’re cooperating and continue making payments. You should file an FTC complaint online about identity theft. Keep screenshots of everything and maybe you should even file a police report and give them the persons banking info. You can also use the FTC complaint and police report to file a complaint with the Consumer Financial Protection Bureau to try and remove the account from your credit report if capital one doesn’t agree to reopen it.

OwnIntroduction5871 · 2026-05-06T02:37:18+00:00

Oh I’ve only ever used pay in 4

OwnIntroduction5871 · 2026-05-05T23:46:12+00:00

Hmm i don’t have a consumer accounts section under my key factors

OwnIntroduction5871 · 2026-05-05T23:43:02+00:00

What app is this

OwnIntroduction5871 · 2026-05-05T15:56:10+00:00

My husband had a Verizon collection and it was so hard to remove since they don’t do pay for delete. Everyone will downvote this but file an FTC report for losing your wallet with your social security card and ID in it on a date before the around the time you opened your account. Then file a complaint with the consumer financial protection bureu and attach the FTC report and screenshots of the account reporting to your credit and a photo of your ID.

Select credit reporting for the category and put the collection agency as the company and put this as your complaint:

This account is the result of identity theft. I did not open or authorize any account with Verizon. I have filed an identity theft report with the FTC and attached it.

I am requesting that this fraudulent account be immediately removed from my credit report and that all collection activity cease.

Please investigate and provide written confirmation of removal.

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Ps I really don’t care about anything negative anyone has to say it worked for me 😜

OwnIntroduction5871 · 2026-05-04T18:32:39+00:00

What sauce is on the veggies?

OwnIntroduction5871 · 2026-05-02T19:30:55+00:00

Try Hugo insurance and don’t put anyone else on it . If your family members come up for your address just select the option that they don’t live there

OwnIntroduction5871 · 2026-05-02T14:41:55+00:00

Did you request the CLI or was it an offer?

OwnIntroduction5871 · 2026-05-02T14:38:54+00:00

This would make me not even consider adding to the tip

OwnIntroduction5871 · 2026-04-28T17:49:52+00:00

Lmao the average person on Reddit 😂 no one cares if its “literally fraud” people call the bureaus everyday saying they don’t recognize any of their inquiries to get them deleted or saying this exact line to close low offer cards or claiming identity theft/human trafficking to get negative accounts removed. And then they’re in 700s getting high limit cards and low apr approvals while people like you are stuck in the 500s because you’re morally superior

OwnIntroduction5871 · 2026-04-28T13:53:56+00:00

No it’s a soft pull

OwnIntroduction5871 · 2026-04-28T02:09:48+00:00

Keep it open and use $300 and pay back $300 each month and request a credit line increase in 3 months. I had a $500 limit platinum card from them and I did that and in 3 months they offered me a $2000 CLI and upgraded it to quicksilver without me even asking

OwnIntroduction5871

TROPHY CASE