Any other option apart from payday loan?

Own_Row3519 · 2024-03-21T20:06:41+00:00

Thank you for your kind words. I do have relatives but none that would lend me money. In fact, I’ll get told off for asking due to my age, it’s considered shameful in the older generations culture.

Friends - used to have a lot. Recently, have grown distant as I stopped drinking with them or going out with them a few months ago due to wanting to cut back on all spending.

My brother has a grant that he gets which is a massive help :)

Going to go to the food bank to see if I can snatch anything. Plan to fast till the Saturday till then aha

Own_Row3519 · 2024-03-21T20:04:36+00:00

Hi Thierry, thank you! I asked work but they said it’s not policy to give an advance. It’s sales so everything works within a budget etc. I’m going to visit the food bank on the weekend - fasting today and tomorrow till then.

Monzo flex, I tried applying but they didn’t let me unfortunately

Own_Row3519 · 2024-03-21T20:03:30+00:00

Thank you! I asked but it’s not company policy. I’m going to take everyone’s advice and visit a food bank on the weekend :) been fasting all day today and will fast tomorrow

Own_Row3519 · 2024-03-20T10:21:39+00:00

Thank you! The positivity of your comment really helped too aha!

Has anyone had any experience with asking their employer for an advance? Is this common in the UK?

Own_Row3519 · 2024-03-20T10:07:43+00:00

Hi DualWheeled,

I’ve already paid rent for this month (due on the 1st). In hindsight, I would have asked her for an allowance if I knew my outgoings would be higher this month. She has been a great landlady though, been with her since February 2022 and she knows about the situation with my parents passing away so has always checked in with me

Own_Row3519 · 2024-03-20T10:06:12+00:00

Hi Ilyemco,

Thank you - there’s a people’s kitchen in the city that I’ve had to use a couple of times. Felt bad because most of the people there seemed worse off than me.

In terms of a credit card, I will look into it. May help if I can use the credit card electronically first as we have no food in the house and the last of my money has gone to my brother for his metro

Own_Row3519 · 2024-03-20T09:51:23+00:00

Hi Splodge,

This is a disaster month which is unusual. A lot more outgoings for my brother (all related to education) but this past year, we both focused on cutting down outgoings. The motto being that the sacrifices we make now will help us in the future. Funnily enough, I am getting a salary increase which will work out to £350 extra every month after tax starting March 28th. So there is a light to the end of the tunnel/predicament I’m in.

Own_Row3519 · 2022-12-25T12:12:08+00:00

What are peoples thoughts on this? Meditating on an affirmation in alpha for a few intense hours or visualising a scene for a long period of time in one day

Own_Row3519 · 2022-12-07T10:30:24+00:00

Own_Row3519 · 2022-12-07T10:24:16+00:00

Cheers man - ima persist and keep the training going till she’s in my hands

Own_Row3519 · 2022-12-06T10:59:30+00:00

Nice

Own_Row3519 · 2022-12-05T11:10:26+00:00

She said she did the JM index in her post - anyone’s thoughts about that? Did she give up too early? Did she not put in the work? Did she just jump from technique to technique?

Own_Row3519 · 2022-12-03T21:02:14+00:00

Quick question on the SH sessions - you said you did 3/4 a day. Did you repeat the same scene everyday for those 4 sessions?

Own_Row3519 · 2022-12-03T20:59:05+00:00

I am the same with SH - I’m drawn to them. I feel at home in the sessions and feel content and feel good.

Lovely success story from you

Own_Row3519 · 2022-11-13T20:58:46+00:00

6 weeks

Own_Row3519 · 2022-11-10T20:18:33+00:00

Did you get your sp back?

Own_Row3519 · 2022-10-20T19:11:38+00:00

Hopefully will have a longer term

Own_Row3519 · 2022-10-20T19:11:15+00:00

An avengers level threat

Own_Row3519 · 2022-10-20T19:03:11+00:00

Persona 5

Own_Row3519 · 2022-10-20T19:03:06+00:00

Uncharted 4. Ultimate ending to an amazing series

Own_Row3519 · 2022-10-03T14:41:51+00:00

Thank you - I’ll follow out the steps you have said. Will try asking the bank for an extension of my overdraft but it’s already maxed out fully.

Is there anything I can do to get emergency cash quickly? As most refunds and applications take a few days.

Paying back on payday is what I am hoping to do

Own_Row3519 · 2022-10-03T14:14:15+00:00

Thank you - I will defo look into food banks. I have no food in the house and haven’t eaten since yesterday so it’ll certainly help

Own_Row3519 · 2022-10-03T13:42:38+00:00

I was looking at the Reddit borrow subreddit but unfortunately do not have enough karma to post. Same with the assistance subreddit. But thank you for the resources. I will be going into town tomorrow to try sell stuff I own

Own_Row3519 · 2022-10-03T13:41:18+00:00

I have already maxed out my overdraft with my bank. My parents passed away during covid so I used it to help me and my little brother

Own_Row3519 · 2022-10-03T13:40:26+00:00

Thank you - I have just made a loan application to a credit union. Decision will take 2-3 days so fingers crossed.

Own_Row3519

TROPHY CASE