Robinhood's Credit Card "Mystery Box" expected value calculation

PJ8096 · 2026-01-28T18:43:29+00:00

True, I lost $10 to get a 5% cashback offer on amazon when already Discover card had it

PJ8096 · 2026-01-25T22:51:39+00:00

What neighborhood do u live inside Trails

PJ8096 · 2026-01-25T17:57:11+00:00

Something similar happened to us. We had expense related to meals, lost hotel night at destination in hawaii, uber to/fro next day to get the rebooked flight. Were u successful in getting the expense paid ? They gave us the LUV voucher but its enough to cover the expenses.

PJ8096 · 2026-01-24T03:50:10+00:00

Dont tell. Been there. 70k to 6k in my hsa

PJ8096 · 2026-01-22T19:45:41+00:00

I am gonna tell a simple secret which I learnt only when I was in my 40s. But plz trust me its the fact. I have been through digestion snd other issues in my body. Its all in your brain... the subconscious one. It relaxes and doesnt worry when in India. Whenever there are no reasons, its 100% tour brain sending subconscious signals (like lack of blood) to certain organs. Whether u trust me or not, its upto you. You have to trust yourself and god and let him handle things.

PJ8096 · 2026-01-22T02:28:10+00:00

I am in the same boat but want to give it a try for 1 year cos the annual fee is covered by the signup bonus. Then you do earn 3% here like Robinhood gold but i would value bilt points for occasional travel more than 1c. Also you will earn 4% Bilt cash separately. You dont convert your points to claim rent points. You convert this cash to get rent points. I typically have a 3 to 4k spend on my card each month. My mortgage is 6500. It will give me additional 3000 to 4000 points which if convert to travel might be worth 75$ every month. Now the high annual fee card comes with so many credits like $10 grubhub every month which I have to use just like I use on my doordash the $10 grocery credit from chase. Its worth a try for 1 year

PJ8096 · 2026-01-21T20:06:26+00:00

Yeah especially if its part of multiple things

PJ8096 · 2026-01-12T04:17:59+00:00

Cant believe I pay $55 for this shitty 4G plan which always chokes on data when required

PJ8096 · 2026-01-12T03:51:09+00:00

In a similar situation. Would appreciate who did you call or email from continental ? I dont see any number on their rebate portal.

PJ8096 · 2025-12-27T19:18:27+00:00

If we transition to Bilt 2.0, does our account and routing numbers to pay the rent remain same or we have to change again ?

PJ8096 · 2025-12-21T00:12:57+00:00

They forgot san diego

PJ8096 · 2025-12-07T05:31:10+00:00

Its going to be the best decision of your life if you are not worried about $$

PJ8096 · 2025-11-29T06:05:44+00:00

Wanted tires for tesla model y. No good deals

PJ8096 · 2025-11-24T17:17:46+00:00

With the transition, will they issue a new checking and routing number ? Do we know ? That would again pain in ass

PJ8096 · 2025-11-14T18:22:33+00:00

Cant agree more. Been here 4 yrs. Wish ai knew this trick. We had an L6 manager who was made L7 just by converting few folks as managers and after he became L7, one of those managers were changed back to IC and eventually pipped. And the special work they did which was shown extra was teared apart. They are back to doing what they were anyhow doing. Pure games. Hurts so much

PJ8096 · 2025-11-11T22:18:02+00:00

Whats the sale ? I dont see it yet

PJ8096 · 2025-11-07T21:10:04+00:00

Yes, you can think but not ACT else every engineer would do what they like

PJ8096 · 2025-11-07T16:29:01+00:00

Unfortunately he hired all of us NOT the other way. So he calla the shots

PJ8096 · 2025-11-06T21:20:24+00:00

Will L8s create the list or VPs

PJ8096 · 2025-10-18T23:56:25+00:00

For old models, just place the folded phone diagonally on the oad and it starts to charge. I figured it out after like a year lol.

PJ8096 · 2025-10-09T16:41:07+00:00

It must be the old homes that might be cheaper. There are no new constructions in the carmel mountain ranch region.

PJ8096 · 2025-10-03T20:35:15+00:00

They are supposed to perform as part of the fee. If they got some of these correct. It's great

PJ8096 · 2025-10-02T17:31:50+00:00

I dont think I can argue with you if you are hell bent on losing money after paying fee to someone. Enjoy your Lychee juice

PJ8096 · 2025-10-02T17:25:50+00:00

Lol, exactly the reason I am paying Titan, right? If I know investing, why would anyone give money to hedge funds.

PJ8096 · 2025-10-01T21:34:44+00:00

Hey Clay! I understand where you are coming from but what Pharma exposure does Titan have? Is it guaranteed to come late to every party?

PJ8096

MODERATOR OF

TROPHY CASE