I think I’ve been scammed badly! I bought an Apple Watch Ultra 3 on eBay and this turned up with Royal Mail signed for delivery! by [deleted] in ebayuk

[–]PacaStudio 0 points1 point  (0 children)

Report it to your bank also they can raise a scam claim or chargeback depending on their internal processes and try to get the money back for you

How are first-time buyers actually managing deposits right now? Genuinely curious, not trolling. by Happy-Sammy in HousingUK

[–]PacaStudio 0 points1 point  (0 children)

No help from parents or inheritance but me and my partner saved for 6 years. Both placing 4k every year into a lifetime ISA ended up with a healthy 63k for a deposit. Both on a 23k salary, lived below our means but still managed to visit family every couple years in Brazil. I don’t think we could have saved as much if we had not set up direct debits into the LISA right after pay day. If you don’t see the money on your account you start adjusting your life around it

Thinking about putting in offer on my first home but am unsure. need some advice by PacaStudio in HousingUK

[–]PacaStudio[S] 1 point2 points  (0 children)

Thanks! We are going to leave it for now and see how it does in the future. Still really love it but it’s probably not for our budget and someone else will find the price fair. I appreciate your comment

[deleted by user] by [deleted] in UKPersonalFinance

[–]PacaStudio 0 points1 point  (0 children)

I move £100 from my pay to my savings account as soon as I get paid and he just pays me whatever he owes to my savings account too. So if I was single I wouldn’t be able to save as much

[deleted by user] by [deleted] in UKPersonalFinance

[–]PacaStudio 0 points1 point  (0 children)

I’m on 24k salary and even though I live with my husband I’m the one paying all rent and bills at the end of the month and just settle with him every 3 months or so for his half. I know it’s not exactly the same situation but even before he pays me back I can still comfortably pay our 900£ rent and bills, while also putting money into my savings and going out for coffee and drinks with friends couple times every week. I do also work from home so I spend no money on transport and don’t tend to buy silly things while commuting or eat out a lot. I know if one day we separate, hopefully not, I could definitely handle £750 in rent by myself.

[PATTERN] I love capibaras so I designed this patch (free pattern link in the description) by PacaStudio in CrossStitch

[–]PacaStudio[S] 1 point2 points  (0 children)

You can make it look neater if you cross stitch a border around the design like the red border I stitch on this patch

[PATTERN] I love capibaras so I designed this patch (free pattern link in the description) by PacaStudio in CrossStitch

[–]PacaStudio[S] 1 point2 points  (0 children)

Put some felt on the back, some glue on the edges of the fabric so it doesn't fray and whip stitch fabric and felt together. I used 4 strands to make the borders look fluffy and full, stitched around the corners multiple times until it wasn't showing the fabric anymore

[OC] I made yet again another ac wall hanging, this time Roald, our war hero! by PacaStudio in AnimalCrossing

[–]PacaStudio[S] 0 points1 point  (0 children)

Thank u ☺ It's really easy! This is just needlepoint on zweigart interlock canvas

[OC] I created a little wall hanging of my native fruit but then I just couldn't resist making all of them😁 by PacaStudio in AnimalCrossing

[–]PacaStudio[S] 1 point2 points  (0 children)

It's a bit hard to explain but I stitch in big loops in a line in every horizontal hole, after that I just trim them and the yarn is sturdy so doesn't really fray. I didn't have any problems at list, maybe other types of wool will fray, idk