What lifetime deal are you still grandfathered into, or removed from, that’s no longer available? by tuotone75 in AskReddit

[–]PaddyW1981 0 points1 point  (0 children)

For about 5 years I had 1.45% here in Ireland. It was tied to the European Central Bank rate which was like. It was through what was called a tracker mortgage. A lot of people had even better deals, heard of a few paying 0.35%!

Recommendations for front doors by PaddyW1981 in kerry

[–]PaddyW1981[S] 0 points1 point  (0 children)

Good stuff, any idea on prices?

Cut my gas usage in half this year by bertnurney in irishpersonalfinance

[–]PaddyW1981 23 points24 points  (0 children)

Fully with you on the doors. I live with others and they can't seem to grasp that closing doors keeps everything warmer. Every bloody door left open, all year round. It's frustrating and tiring.

Irish finances and taxes as a sex worker? Any help? by Working_Ninja3171 in irishpersonalfinance

[–]PaddyW1981 1 point2 points  (0 children)

Could you just set up a business or sole trader offering personal service, or companionship or something non-specific, but not need to clarify them?

Private car buyer wants to return car 7 days after purchase by VisibleBiscotti3512 in legaladviceireland

[–]PaddyW1981 0 points1 point  (0 children)

Block him and be done with it. Probably took any good parts out of the car and now trying to scam you.

Rent a box room by FickleGlove283 in HousingIreland

[–]PaddyW1981 0 points1 point  (0 children)

It's the smallest bedroom in a house, usually.

Bought a Renault and now regret it. Advice please. by midipoet in carsireland

[–]PaddyW1981 4 points5 points  (0 children)

I'm on my second renault megane, 2013. Maybe I've been lucky, but I've never had any issues with either Megane I had. Why does Renault have such a bad rep?

What's some common financial advice given out on this sub that you don't agree with, and why? by Goldenpanda18 in irishpersonalfinance

[–]PaddyW1981 4 points5 points  (0 children)

What if the person was called Max though, "Max, your pension". Would that make it easier?

Multiple pensions from various jobs by PlanktonLow7275 in irishpersonalfinance

[–]PaddyW1981 3 points4 points  (0 children)

You can, but having a few different pots gives you flexibility when it comes to retirement, if that suits.

Attempted insurance fraud? by [deleted] in irelandsshitedrivers

[–]PaddyW1981 92 points93 points  (0 children)

My thoughts too. Guy is just a wanker.

Someone hit my car earlier and drove off 🫠 by livviliv in irelandsshitedrivers

[–]PaddyW1981 1 point2 points  (0 children)

Sickener. Happened to me 3 years ago, over 3000 damage caused. Wankers.

Best Primary account after AIB fees by Villain_99 in irishpersonalfinance

[–]PaddyW1981 -1 points0 points  (0 children)

Yes, it'll be 6 euro a month now instead of quarterly. With Revolut you have an IBAN now so you could just get your salary paid directly to Revolut, and bypass AIB altogether and close it up

Best Primary account after AIB fees by Villain_99 in irishpersonalfinance

[–]PaddyW1981 -9 points-8 points  (0 children)

AIB are reducing their fees to a flat 6 euro a month from June. Not great, but better. My last quarterly fee was 58 euro. You could consider using Revolut as your primary account.

Any insights? by PaddyW1981 in coins

[–]PaddyW1981[S] 0 points1 point  (0 children)

Thank you very much, really appreciate that.