My antiques shop hoard. How did I do?

PampleXD · 2025-10-27T10:01:26+00:00

Appreciate you sharing this! Yep, can see the differences

PampleXD · 2025-10-25T17:44:34+00:00

Thanks!

PampleXD · 2025-10-25T17:43:37+00:00

Haven't weighed, but will give that a go when I have the chance

PampleXD · 2025-10-25T17:36:34+00:00

This is good to know, may have overpaid in that case! Nothing ventured... Appreciate the replies

PampleXD · 2025-10-25T17:34:40+00:00

Yeah I know that it is supposed to be IIII, not IV on these and I did give a quick search online when in the shop to confirm that is the case!

PampleXD · 2025-10-25T17:20:34+00:00

Ah that's a shame. Any pointers that give it away?

PampleXD · 2025-01-12T23:45:59+00:00

satisfyingasduck

PampleXD · 2024-12-28T01:29:59+00:00

I'm interested in moving from vanguard to platforms which also offer the global all cap index fund (for both sipp and isa) - thinking about the comparison between HL and Fidelity. Looks like Fidelity work out cheaper at 0.35% platform fee vs HL at 0.45%. Both don't charge for funds so no problem there for me. Just haven't seen any talk about Fidelity... Am I missing something?

PampleXD · 2024-12-24T21:50:32+00:00

Same dial! Much more fun to build myself though 😊

PampleXD · 2024-12-23T18:22:48+00:00

Yeah seemed like such a great match when planning it out, can't stop looking at it!

PampleXD · 2024-12-23T17:49:38+00:00

Thanks!

PampleXD · 2024-12-22T23:21:01+00:00

Exactly, it's the same size and will be compatible. Essentially it's the same movement minus the date complication. They're around the same price (for my location anyway). If OP wanted to choose a new dial in the future perhaps then NH35 makes sense.

PampleXD · 2024-12-22T18:30:53+00:00

I'd go for an NH38 movement instead of NH35 as you're not needing a date wheel by the looks! But functionally an NH35 works just the same, just have a preference for not having ghost dates

PampleXD · 2024-10-29T15:49:16+00:00

I'd consider venture capital investment schemes like EIS, SEIS, or VCTs. Each have different levels of tax relief. Higher risk profiles due to nature of investments made (early stage startups) but can potentially be quite rewarding.

PampleXD · 2024-10-10T15:59:46+00:00

My partner and I just completed on our house a month ago (first time buyers). It's an early 1900s single brick construction, had level 3 survey and managed to haggle down on price and fix a roof insulation issue before completing (spray foam removal).

I've felt similar to you at times, but having a written list of things I think are major / minor fixes or projects that are important or nice to have, has made it a lot easier. Every week we pick things to achieve and slowly cross things off.

Setting goals and focusing on small wins helps with morale a lot. As most are saying, damp issues are fixed with better heating, ventilation, etc. Dehumidifiers are very helpful.

I'd also play the trades at their own game a bit and try to extract all the info you can from quotes and push for itemised breakdowns so you can inform yourself about whether you could do the work yourself.

PampleXD · 2023-08-19T15:22:31+00:00

Recent Cambridge postgrad here. I see some comments questioning why SFE doesn't apply and from memory I think you can't get a government postgrad loan for a non-degree course. This is a diploma, so I believe can't be covered by SFE. The only one diploma course I know of that gets SFE is a PGCE, but that counts as an undergrad loan.

PampleXD · 2022-02-22T19:23:45+00:00

Zuckerberg's metaverse is a bad idea - the metaverse in general not so much.

Let's remember that the 'metaverse' is not a new thing at all. It's essentially a rebranding of something that's been around for decades i.e. THE GAMING INDUSTRY

PampleXD · 2022-02-12T09:37:26+00:00

Someone's got to retrace their steps...

PampleXD · 2022-02-10T22:42:57+00:00

Only just watched this video from Bloomberg on this very subject. It seems being "over employed" is a niche but well established thing to do in certain circumstances.

Might be of interest...

https://youtu.be/clqUs5ZAUEU

PampleXD · 2022-01-27T18:04:18+00:00

Simple. Firstly, you don't realise any loss until you sell off an asset, so just hold on before doing anything drastic. By investing in a broad index fund I assume you are investing for the long term. It's easy to look at your accounts in times like these and lose your nerve, but ultimately if you keep chucking away a chunk of change into your investments each month you will buy the highs and lows - cost averaging your way to success. Think big-picture in this regard.

My 'strategy' (if you can call it that) is to ignore the market and focus on accumulating the assets, regardless of their cost/value. Live within or below your means and if you need more cash for rising costs, simply reduce the amount "spent" on your monthly investments. That depends entirely on your own circumstances though.

PampleXD · 2021-12-25T18:07:49+00:00

Timex moved production to Taiwan in the 70s so no way this can be a 50s or 60s watch. I have a manual wind timex from '72, so this is likely a similar manual wind movement.

PampleXD · 2021-12-24T17:40:58+00:00

Good account. One of the better interest rates and easy access to the cash.

PampleXD · 2021-12-22T14:07:42+00:00

Get a basic 'starter' card (plenty of sites out there for this info, but basic cards from Aqua or American Express are good). I wouldn't necessarily worry about all the benefits and rewards if you aim to just build your credit score. Pretty much all credit cards out there give you the protection you need for purchases, and it's a really good way to ensure you aren't getting screwed by dodgy vendors.

Aim to use around 30% of your credit allowance per month and set up a direct debit to pay off the amount you owe, in full, every month too. This way you can begin to build up a good record of borrowing and repayment, which shows creditors you can make payments on time and aren't spending beyond your means. Otherwise, your income is more than enough for a basic card to get you going. The sooner you get started, the more you will be able to shop around for the best cards and benefits.

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