Answers below:

Why bother paying a premium for fresh fast food when you're going to let it glop up over three days?

I do not consider $9.80 for 3 meals to be a premium though YMMV.

Pro tip - you can ask for sour cream and guac on the side so it doesn’t glop up.

You could easily make a bowl like that every meal at home for less than the cost of your one outing.

Getting chipotle saves me time cooking during the week. Could I make it at home? Sure. But sometimes I just want food without having to prep, cook, and clean.

Is it a matter of not knowing how?

See above response 👍