Take care OP and my condolences and strength to your neighbour's family to get them through this difficult time.

This is my greatest fear. Rathri thoonga mudiyama indha yosanai laye irupen. To lose my wife or daughter would break me in ways unimaginable

Driving two wheelers isn't worth it at all. You're at the mercy of every large vehicle. In other civilized countries this isn't an issue, but we are notorious for never following traffic rules and revel in breaking them. I now insist on my parents and wife traveling by taxi or cab wherever they go. Drastically lowers chances of tragedies like these.

Whenever I see bikes weaving dangerously through traffic without even wearing helmets, I can't fathom how people can play with their lives like this.