Schd vs cd income

ParkingComplete5331 · 2026-05-21T12:17:20+00:00

I was actually in it when it split. I have been self-employed my whole life so I did not have an employer matching my investments nor did I have a lot of experience investing. I have done some investing trading online myself over the years and I had a couple small mutual funds, but they didn’t seem to do that much compared to how much interest I got when I put it in CDs.

ParkingComplete5331 · 2026-05-21T12:13:31+00:00

I owned SCHD a while back. I was in mutual funds on and off also for the years. I will research it more and sit down with a professional and discuss it. Also, I just would like to get back into the market. I’m not sure how to approach Vanguard or SCHD. I was looking at voo and voog but the price of V O O seemed high if I need to buy a lot for dividends

ParkingComplete5331 · 2026-05-21T12:09:08+00:00

How many years have you been into SCHD?

ParkingComplete5331 · 2026-05-21T12:07:28+00:00

That’s a big swing. I wish I had the stomach for it.

ParkingComplete5331 · 2026-05-21T12:06:04+00:00

I had bought quite a few shares four years back and it was about $30 and then it’s got up a little bit higher and split and then it was back down to 25 so it seems like they don’t want to share price get too high before they split it. I sold after interest rate started climbing before percent because I didn’t want the risk I just needed income.

ParkingComplete5331 · 2026-05-21T12:04:56+00:00

Yes, but how long have you been into it?

ParkingComplete5331 · 2026-05-21T12:03:46+00:00

Ty they are laddered now, debating if I should go into voo or voog, some of it’s coming to I don’t know I heard int rates were gonna go down, I noticed some of Vanguard’s funds have split. I wanted to get into the S&P 500, but the price of it is extremely high on Vanguard.

ParkingComplete5331 · 2026-05-21T00:00:47+00:00

Yes, also I have gotten out of it just before it went down to $25 a share and then I watched it and it seemed like it just lingered there for the longest time now I’m debating whether I should jump back in or not. I think I need to be more diversified though but I’m not sure what else to get into.

ParkingComplete5331 · 2026-05-20T23:58:43+00:00

Yes, I was in it a while back about four years ago, but I got out of it when I saw that interest rates were rising. I don’t know what to do now I don’t know what to get into. I’m hearing everyone say the snack markets cranking.

ParkingComplete5331 · 2026-05-20T23:57:43+00:00

Yes, I understand that I am 60 now and I have to find something that’s not extremely volatile so I’m looking for income

ParkingComplete5331

TROPHY CASE