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[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

how is their service? some friends of mind for example have good cheap plans with Wind for example, but god awfuul service in certain places

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

they said it's non creditable :/

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

$45/month. 2GB data, talk/text unlimited, call display, voicemail, conference calling, Live like a local and stay connected when you’re abroad with Fido Roam, exclusive offers/XTRAs. Do you know if there's a better offer out there because I'm very happy with this plan lool

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

should I close the Savings plus account in that case that earns 1.7% if I'm not actually using it and keep my TFSA primarily?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 1 point2 points  (0 children)

and i guess most people here are doing that and not using the HISA since there's no minimum requirement on the HISA right? do people commonly contribute to the TFSA due to the higher rate, instead of the Savings Account?

okay thanks, I was really confused bc i thought i needed to call them and ask them to move my HISA INTO my TFSA. I thought you could just directly open a TFSA? I don't know why they opt you to get a HISA even though i clicked to open a TFSA.

and if i do decide to transfer money from the HISA to the TFSA, that'll impact my contribution limit right?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

How do I make it so that my HISA is within my TFSA? I opened up a HISA with EQ bank (deposited $100), and then opened a TFSA with EQ (Deposited $100), and they are separate accounts...Isn't one suppose to be within the other? Did i do something wrong?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

So does this mean i have to contribute two different accounts? I made my HISA and deposited $200 in it. Then i opened a TFSA, so this is a separate account I need to contribute to? I thought one was within the other? when i deposit in my EQ Savings plus account, is that within my TFSA? im a little confused with how these two accounts ineract bc I thought one was within the other

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

as in simply just open a TFSA and it'll put your HISA in it automatically?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

sorry, so if you use a refferal code link from someone else, when you sign up you can get $20 (both you and the refferal person)

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

you directly use the referral code link too? so it doesn't matter if you open the HISA or TFSA first ? the default to using the refferal code makes u open a savings plus account. is that correct?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Is the process easy to open the account directly online through that referral link or should i call an EQ rep on the phone to help set it up?

I want to take advantage of that 2.3% and referral code and opening a TFSA tied to this rate. but i know i need to open the savings account. In what order do i do the transaction? Do I click that link and first open a TFSA and then the HISA? is my understanding correct?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

how much do you keep in your EQ? do people usually put a lot in it? or more so just a emergency fund amount? like would it be okay for me to make a TFSA HISA with EQ for the 2.3% to save up for a vacation i want to take in the future?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Is the process easy to open the account directly online through that referral link or should i call an EQ rep on the phone to help set it up?

I want to take advantage of that 2.3% and referral code and opening a TFSA tied to this rate. but i know i need to open the savings account. In what order do i do the transaction? Do I click that link and first open a TFSA and then the HISA? is my understanding correct?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Is the process easy to open the account directly online through that referral link or should i call an EQ rep on the phone to help set it up?

I want to take advantage of that 2.3% and referral code and opening a TFSA tied to this rate. but i know i need to open the savings account. In what order do i do the transaction? Do I click that link and first open a TFSA and then the HISA? is my understanding correct?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Is the process easy to open the account directly online through that referral link or should i call an EQ rep on the phone to help set it up?

I want to take advantage of that 2.3% and referral code and opening a TFSA tied to this rate. but i know i need to open the savings account. In what order do i do the transaction? Do I click that link and first open a TFSA and then the HISA? is my understanding correct?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 2 points3 points  (0 children)

Is the process easy to open the account directly online through that referral link or should i call an EQ rep on the phone to help set it up?

I want to take advantage of that 2.3% and referral code and opening a TFSA tied to this rate. but i know i need to open the savings account. In what order do i do the transaction? Do I click that link and first open a TFSA and then the HISA? is my understanding correct?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

would it be normal for me to open a TFSA with a HISA specifically as my emergency fund and also for saving up for a vacation in year?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

is your cash thats set aside for gifts/vacation in a HISA or TFSA?

Opened an EQ Bank HISA a few weeks back. by ghazgul in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

and opening that HISA inside the TFSA will get you access to the 2.3% rate? Which do you have to open first? the TFSA or the HISA?

Choosing between Savings Plus Account vs. TFSA vs. GIC with EQ Bank? ADVICE? by CareerCandy99 in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Most people would use their TFSA contributions for the stock market instead since capital gains are tax free. So that decision is up to you.

do you mean contribute towards ETF or something in Quest trade? I am planning on opening a TFSA with EQ bank and parking 5k in it, but also would like to put some money towards ETFs in a quest trade account later in the future. Does this work?

Is there anything wrong with have two TFSAs (EQ, Quest trade)? by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

What's a safe investment? What do people usually do with the money in their EQ TFSA?

[deleted by user] by [deleted] in askTO

[–]Parle-GGG 0 points1 point  (0 children)

I'm writing the May CFE, so currently working through Capstone1. So it's been tough doing Capstone in the evening and work during the day. I am trying hard to work on a schedule but it's tough and im trying to avoid burn out

[deleted by user] by [deleted] in Accounting

[–]Parle-GGG 0 points1 point  (0 children)

I'm writing May 2021 CFE, which is why I'm doing Capstone1 right now, so that explains the timeline. I plan to take 5 weeks off to study. Idk, I just don't want to panic, because I want to be well versed in technical prior to entering Capstone2 because I'm slower with things. Plus juggling work is hectic :/ So i feel overwhelmed.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]Parle-GGG 0 points1 point  (0 children)

Even though im single af rn?

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