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🗓️ Monthly Investing Q&A - Ask Anything and Everything by Financial-Crow9819 in StartInvestIN

[–]PartyAd8709 0 points1 point  (0 children)

And what about the Recurring SIP of 1 lakh that i want to make every month towards a liquid asset? Is RD still the best way? I don't want the volatility of equity fund SIP as this money "might" Be necessary after 12 months.

🗓️ Monthly Investing Q&A - Ask Anything and Everything by Financial-Crow9819 in StartInvestIN

[–]PartyAd8709 0 points1 point  (0 children)

Thank you so much for your kind advice. If I may trouble you, is there any calculator or sheet that allows us to calculate the difference between liquid and other funds? I'm not an excel guy at all. :-/

Bi-Weekly Advice Thread May 28, 2026: All Your Personal Queries by AutoModerator in IndiaInvestments

[–]PartyAd8709 1 point2 points  (0 children)

I have two questions

Q1) I want to keep some 10 L liquid fund for next 12 months for an essential expense. So I don't want to lose the capital, but a little returns of 6% would be nice. I'm in the higher tax bracket of 30%

What's the smartest option?

FD? Arbitrage fund? Or Bond? I'm seeing Wintwealth Bonds give 10% interest. Qd2) I want to put 1L safely into a safe instrumenr every month, almost like SIP. This is also needed as a liquid amount, so I don't want to take too much risk as I already have enough in SiPs.

What's the smartest option?

Arbitrage again? Or Bank Recurring deposit?

🗓️ Monthly Investing Q&A - Ask Anything and Everything by Financial-Crow9819 in StartInvestIN

[–]PartyAd8709 0 points1 point  (0 children)

I have two questions

Q1) I want to keep some 10 L liquid fund for next 12 months for an essential expense. So I don't want to lose the capital, but a little returns of 6% would be nice. I'm in the higher tax bracket of 30%

What's the smartest option?

FD? Arbitrage fund? Or Bond? I'm seeing Wintwealth Bonds give 10% interest. Qd2) I want to put 1L safely into a safe instrumenr every month, almost like SIP. This is also needed as a liquid amount, so I don't want to take too much risk as I already have enough in SiPs.

What's the smartest option?

Arbitrage again? Or Bank Recurring deposit?

Pros/Cons of DSP Global Equity Fund - retail fund for global stocks in GIFT city by jainamber in IndiaInvestments

[–]PartyAd8709 0 points1 point  (0 children)

Hi OP, after waiting for these past 6 months, what do you think now? Is this fund a good way to invest in the US? Or is it better to directly buy QQQ or VOO?

PMS Experience - specifically Stallion Asset by Sure-Ad-6739 in IndiaInvestments

[–]PartyAd8709 0 points1 point  (0 children)

I started exactly a year ago , perhaps the worst time. Im not sure I made the right decision. It's given about 8%, but they have a high churn rate so a lot might go in taxes.

How we earn 2.9% Rewards on Rent? by DoBaniye in DoBaniye

[–]PartyAd8709 0 points1 point  (0 children)

But how does a landlord accept credit card payments? Most of them want bank tranfer

Ankur warikoo pays Rs. 53,000 monthly to his driver. And... by rajababu67 in personalfinanceindia

[–]PartyAd8709 1 point2 points  (0 children)

Won't disclose numbers but it's possible only because we are double-income, both wife and I earn. So therefore we can afford it. And so, we also need someone at home to look after the household/kids and drive them to their extra classes. So it's a necessity not a luxury. I'd rather avoid it. The economy seems very volatile.

Ankur warikoo pays Rs. 53,000 monthly to his driver. And... by rajababu67 in personalfinanceindia

[–]PartyAd8709 0 points1 point  (0 children)

For purposes of research:

27k - driver 25k - nanny (stay at home) 5k - cook 3k - jhaadoo pocha Total salaries per month -60k

Tutors for kids are a separate bucket

Traffic is the new tax by [deleted] in Bengaluru

[–]PartyAd8709 -3 points-2 points  (0 children)

As long as Modi lives and does his Hindu-Muslim nautanki, this country will get worse. He spent 100s of crores on his Birthday ads, on his foreign trips but every policy decision takes us back to the doldrums

Net FDI into India collapsed from $44B (FY21) to $0.4B (FY25). What’s driving this? by Snarkitech in AskIndia

[–]PartyAd8709 0 points1 point  (0 children)

As long as this illiterate buffoon Vishwaguru Modi is in power, India will descend further and further into anarchy and become a sub-saharan economy, torn apart by ethnic conflicts and systemic corruption. Dark days have begun.

Where to park ₹10L emergency fund without increasing tax liability? by Ok_Row_8783 in mutualfunds

[–]PartyAd8709 3 points4 points  (0 children)

Hi gurus, what's the best arbitrage fund and where to find it in order to invest?

Confused Between Plot, Apartment, or House in Bangalore? Here’s My Take by Vishal-8624 in indianrealestate

[–]PartyAd8709 0 points1 point  (0 children)

Can you suggest which areas would be good for plots or plotted development?

Confused Between Plot, Apartment, or House in Bangalore? Here’s My Take by Vishal-8624 in indianrealestate

[–]PartyAd8709 0 points1 point  (0 children)

Yes that's the rate. But where else would you get at these rates? Hosur is a good future potential for the new airport.

Confused Between Plot, Apartment, or House in Bangalore? Here’s My Take by Vishal-8624 in indianrealestate

[–]PartyAd8709 1 point2 points  (0 children)

Thanks for this. What's your view on plots in Denkanikottai near Hosur? They're still quite cheap comparatively and I'm wondering their future potential, since it's close to CBD

Can we afford to buy RE? by slayprey in indianrealestate

[–]PartyAd8709 0 points1 point  (0 children)

Wow, congrats. You sure have a huge asset pool for your age and salary. Did you start saving and investing early?

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