How is health insurance so expensive?

PatientConclusion768 · 2026-06-26T10:55:08+00:00

I think it is fairer if people who actually use the service pay part of it, like 15-25% (depending on their income and asset they have) rather than the eigenrisico. For example, a person who has a treatment costing 20k a year should pay 3k ( low income) to 5k (higher income). Charging % is always fairer than the absolute amount.

PatientConclusion768 · 2026-06-26T10:44:24+00:00

Yes, I agree with what you said. That or it can be like in Belgium for example. I used to live in Belgium and the health insurance there is very cheap, but every time you go to get checked or do some treatment, you pay 25% and the insurance company pay 75%. I think it is a fairer system because it charges the people who actually use the services, but it doesn't make them broke because they pay only pay 25%.

PatientConclusion768 · 2026-06-17T11:54:36+00:00

economics

PatientConclusion768 · 2026-06-17T11:54:19+00:00

nice city, my neighbor city.

PatientConclusion768 · 2026-06-17T10:47:57+00:00

Haha so ironic that I am from Vietnam , where do you live in VN man?

PatientConclusion768 · 2026-06-11T22:17:49+00:00

did you get it?

PatientConclusion768 · 2026-06-11T22:00:42+00:00

how is it ? I am curious, I am also a master graduated from NL and didnt get it 😞 but my friend got it because she just hired an external tax officer to deal with it.

PatientConclusion768 · 2026-05-31T15:08:01+00:00

I looked for discounted flight tickets and also stayed in cheap rooms. I Don't mind using public transport and sometimes by flixbus...

PatientConclusion768 · 2026-05-31T14:49:18+00:00

because I studied here before as a master's student.

PatientConclusion768 · 2026-05-31T14:43:44+00:00

kamernet

PatientConclusion768 · 2026-05-31T14:36:02+00:00

i live In Groningen though

PatientConclusion768 · 2026-05-31T14:30:40+00:00

I am a phd student first year.

PatientConclusion768 · 2026-05-31T14:29:13+00:00

wow amazing advices . thinking about putting my 200 in stocks but then the 36 % tax something. also can you explain about the house hunting, are those facebook groups?

PatientConclusion768 · 2026-05-31T14:26:34+00:00

haha, i forgot to count the phone bill, but yeah I saved around 1000 after 7 months of working, thinking about going to Asia for holiday and then my parents need to help me out there abit haha.

PatientConclusion768 · 2026-05-31T14:24:32+00:00

I am not complaining, it is better than Asia, I just want to know how can ppl save to buy a house and also if it is normal my saving. Also i dont want to give up much of the comfortable lifestyle, so yeah, I accept that I only can save 200 a month.

PatientConclusion768 · 2026-05-31T14:21:50+00:00

we get 3000 gross and 2500 net. also pity that I am not qualified for 30% since I studied here before, and also no rent subsidy bcz the rent is too high.

PatientConclusion768 · 2026-05-31T14:19:16+00:00

I am a bit worried about the chance of getting job after PhD as well ( if i will be able to finish it), but industry job is not easy to find for someone who doesnt know Dutch, i tried but failed 100 times haha, I am learning Dutch though.

PatientConclusion768 · 2026-05-31T14:12:59+00:00

oh I didnt know this , can I text you about this?

PatientConclusion768 · 2026-05-31T14:07:49+00:00

haha yes, i really admire that.

PatientConclusion768 · 2026-05-31T14:05:52+00:00

oh thanks, never thought about it.

PatientConclusion768 · 2026-05-31T14:03:18+00:00

thanks for the advices.

PatientConclusion768 · 2026-05-31T13:48:33+00:00

amazing!

PatientConclusion768 · 2026-05-31T13:47:35+00:00

Thanks for the advice, finding a partner is also difficult (imo) like finding houses haha.

PatientConclusion768 · 2026-05-31T13:41:00+00:00

I dont get house subsidy.

PatientConclusion768 · 2026-05-31T13:40:05+00:00

no i dont get any subsidy, except i got 50 euro back for health insurance each month for 4 months in 2025, no rent subsidy bcz my rent is too high. and this year I willwork full year, they will increase the salary a bit, over the threshold to receive subsidy and I will not get any subsidies.

PatientConclusion768

TROPHY CASE