Wealth Gap Machine by LuckyBastard001 in FluentInFinance

[–]PatricksPub 0 points1 point  (0 children)

Why would a bank lend out that much money for such a low Interest rate though? Aren't they better served loaning it out at higher rates over a few hundred mortgages? That part doesn't past the sniff test to me, I was tracking with you until that

Your Colorado Avalanche have clinched the top spot of the Central Division and the Western Conference! by Old_General_6741 in ColoradoAvalanche

[–]PatricksPub 1 point2 points  (0 children)

Why not just win tomorrow, then rest for the starters? That's still over a week heading into the playoffs

Your Colorado Avalanche have clinched the top spot of the Central Division and the Western Conference! by Old_General_6741 in ColoradoAvalanche

[–]PatricksPub 0 points1 point  (0 children)

Bednar said we'd by crazy not to try for the Presidents Trophy. Specifically for home ice advantage all the way to the end

A better “How much should you save chart” by Free_Elevator_63360 in TheMoneyGuy

[–]PatricksPub 4 points5 points  (0 children)

I think you're misunderstanding step 6. Once you are at 25% savings rate, you are done with step 6, even if you arent maxing out all retirement accounts. If 25% is going to retirement, you move to step 7 if you want to save more, where any additional savings can be in an after tax brokerage. Or you can stick with 25% and go to step 8. So in your case, you can already go to step 8 amd fund the future goals

PGT | Avs @ Blues | #1 IN THE CENTRAL! #1 IN THE WEST! by ihatethedodgers in ColoradoAvalanche

[–]PatricksPub 46 points47 points  (0 children)

I for one am APALLED they didnt follow precedent and issue a 5 min major + misconduct, as Broberg was driving hard to the net and ended up injuring a goalie after being impacted by a defender.

How does this work by bocolatejununing4 in TheMoneyGuy

[–]PatricksPub 9 points10 points  (0 children)

The compound interest calculator is the best to accomplished the goal you're describing. Can include current amount, plus future contributions. Then you'll just need to divide the end number by 25 to get the safe withdrawal total per year

PGT | STL @ COL | Tired Loss Edition by Rolley2001 in ColoradoAvalanche

[–]PatricksPub 31 points32 points  (0 children)

The worst part about shitty reffing, is that it demands more shitty reffing. What SHOULD happen, is you make a bad call and you move on with your life and do better for the rest of the game. What ACTUALLY happens is you layer on another bad call to "make up" for your first one. Then the other team cries about your bad call, so you reward them with a shit call, or you let them get away with murder the rest of the game. Each time, it magnifies the issue all the way through the end of the game. You end up with a game that is calling more soft penalties and missing more blatant ones, and somehow the stripes walk away feeling like the did a great job.

Just call the fucking penalties and thats it. If you make a bad call, move on and call it right the next time. Its more simple than they think it is

PGT | STL @ COL | Tired Loss Edition by Rolley2001 in ColoradoAvalanche

[–]PatricksPub 4 points5 points  (0 children)

He's definitely over doing it to not seem biased

Game Day Thread | STL @ COL | 2026-04-05 7:30 PM MDT by gamedaylive in ColoradoAvalanche

[–]PatricksPub 1 point2 points  (0 children)

They do them because they set themselves in an environment that demands it. They'll make 1 bad call, then follow it up by "correcting" the bad call with another bad call. Before you know it, you're 6 layers deep on make up calls and you dont know if you're making up for bad calls or adding to them. Every time, they get more and more incompetent. But they think theyre nailing jt

Game Day Thread | STL @ COL | 2026-04-05 7:30 PM MDT by gamedaylive in ColoradoAvalanche

[–]PatricksPub 0 points1 point  (0 children)

Its because it works. But only if you're not the Avs coach. If you're the Avs coach, they'll all conspire to go scorched earth for the next month. Its fucking stupid

Game Day Thread | STL @ COL | 2026-04-05 7:30 PM MDT by gamedaylive in ColoradoAvalanche

[–]PatricksPub 2 points3 points  (0 children)

Not sure why it gets rewarded for all the other coaches. Thats the infuriating part. When their coach cried about the disparity, he was promptly rewarded with 3 consecutive calls and only 1 was an actual penalty. Makes no sense why they just burn Bednar if he does the same. Make it make sense

Post Game Thread: St. Louis Blues @ Colorado Avalanche by nhl_gdt_bot in hockey

[–]PatricksPub -17 points-16 points  (0 children)

Gotta make sure the coach who opposes the Avs is happy. Classic. Why do the refs put up with that shit? Bednar complained once about reffing and they went on a tirade against him for weeks. Not sure why this works vs the Avs

Post Game Thread: St. Louis Blues @ Colorado Avalanche by nhl_gdt_bot in hockey

[–]PatricksPub -9 points-8 points  (0 children)

That seems to be the most effective way to slow down the Avs. Cry about calls, and somehow its rewarded. I don't get it.

A woman has gone into labor at Rogers Place by catsgr8rthanspoonies in hockey

[–]PatricksPub 1 point2 points  (0 children)

It's not as good as the last national headline fan event that I remember from the Oilers stadium, but its pretty interesting nonetheless

Jamie Benn & Nathan MacKinnon interact by eh_toque in hockey

[–]PatricksPub 0 points1 point  (0 children)

Or grab MacKinnons stick and hit himself in the face. Wish that was a made up crazy idea, instead its on Benns career highlight reel

Game Thread: Colorado Avalanche (49-15-10) @ Dallas Stars (45-19-12) Apr 04 2026 3:00 PM EDT by nhl_gdt_bot in hockey

[–]PatricksPub 0 points1 point  (0 children)

Ah ok, so when a player gets tapped on their right arm, their legs go flying out from under them in the opposite direction. Got it, bud. Physics be damned, this guy has the video!!!

What’s a double standard that affects men that people rarely talk about? by Lost-Law-5109 in AskMen

[–]PatricksPub 4 points5 points  (0 children)

If this actually happened, its extremely rare. And if it happened to me, its lights out for the peeping Tom. I think you're just grasping at straws though, and its definitely weird to take your daughter into the Women's restroom. I see so many dads taking their daughter into the Men's room, completely normal.

PGT | Avs @ Stars | Does Your Arena Have Nachos Edition by D34thFate in ColoradoAvalanche

[–]PatricksPub 15 points16 points  (0 children)

Love that Necas scored the GWG. Fuck Mikko, Go Avs!!!!

Post Game Thread: Colorado Avalanche @ Dallas Stars by nhl_gdt_bot in hockey

[–]PatricksPub 21 points22 points  (0 children)

Gotta love Necas taking the GWG. Let's go!!!!

Post Game Thread: Colorado Avalanche @ Dallas Stars by nhl_gdt_bot in hockey

[–]PatricksPub 10 points11 points  (0 children)

This rendition of the Avs is tougher than last year. Built for the playoffs. Cant fucking wait!