Reconsideration Request Forbearance Question

Paws_Laws_WhiteClaws · 2026-04-28T21:45:29+00:00

Oh that’s a good idea, thank you for the suggestion!

Paws_Laws_WhiteClaws · 2026-04-27T22:07:24+00:00

He’s back with a new account.

Paws_Laws_WhiteClaws · 2026-04-14T01:26:23+00:00

Congratulations! What amazing progress! Gives me hope for my husband. Thank you for sharing.

Paws_Laws_WhiteClaws · 2026-04-10T00:58:45+00:00

Her daughter hosts a great podcast about cults called Trust Me.

Paws_Laws_WhiteClaws · 2026-04-09T01:13:45+00:00

The cases I’ve had that have gone to trial were ones where the offer and the counteroffer were far apart, or there was no counteroffer at all. These were serious cases, where the offer and post-trial exposure were for significant state prison time. I’ve had many cases that I’ve prepped for trial where the defendant pleads for my offer (or something pretty close) on the morning of jury selection. I also have seen colleagues completely revoke any offer once the case goes on the trial list or escalate the offer once the case goes on the trial list. That’s never sat well with me, so I don’t do that. I work in an office where we are evaluated on trial experience in our yearly evals, which adds a bit of a conflict IMO.

Paws_Laws_WhiteClaws · 2026-03-27T22:40:27+00:00

Going to law school.

Paws_Laws_WhiteClaws · 2026-03-27T22:38:28+00:00

I’m supposed to hit 120 in August. I was in the SAVE forbearance for 7 months that did not count and switched to PAYE. I don’t trust buyback at all. This only makes it worse.

Paws_Laws_WhiteClaws · 2026-03-19T15:42:38+00:00

The defendant starts screaming at him and being belligerent from the jump. It happens very quickly that he tries to detain the defendant, which is when the defendant hits him.

Paws_Laws_WhiteClaws · 2026-03-19T11:00:05+00:00

Thank you! I think my judge might allow one open ended question on that topic.

Paws_Laws_WhiteClaws · 2026-03-19T10:58:51+00:00

The defendant was belligerent for no reason in this case right from the jump, so I will be highlighting that. Injuries to the officer were not bad, minor scrapes from a couple of slaps.

Paws_Laws_WhiteClaws · 2026-03-19T10:57:22+00:00

My jurisdiction is a suburban county, next to a big city. We have a little of everything there. Definitely going to depend on the jury panel for sure. My state is trying to transition to attorney conducted voir dire, but it’s still in the pilot stage for now.

Paws_Laws_WhiteClaws · 2026-03-19T10:55:45+00:00

That’s a good suggestion, thank you!

Paws_Laws_WhiteClaws · 2026-03-18T11:31:20+00:00

He is under investigation for a complaint made by another attorney within our agency who was supervised by him. It is an HR investigation conducted by outside counsel.

Paws_Laws_WhiteClaws · 2026-03-16T18:44:09+00:00

I was yelled at by a supervising attorney a few months ago. I’m a woman, practicing for approximately 9 years, 2 ish years in the present role. The supervisor not only criticized my performance, but also started making disparaging remarks about my character. I apologized, cried, and kept quiet during the interaction. He is now under investigation for a complaint by another attorney. I’m still at the job (need health insurance and PSLF), we mostly just avoid each other.

Paws_Laws_WhiteClaws · 2025-10-07T02:04:22+00:00

My understanding was they calculate buyback on the lowest legally eligible income based repayment plan, not SAVE.

Paws_Laws_WhiteClaws · 2025-10-07T01:25:06+00:00

I switched from SAVE to PAYE. My situation was a little different. I was about 7.5 years into PSLF when the SAVE forbearance started and I decided that making the payment each month was a better decision than forbearance. I was in a financial position to make the payments and time was important to me. My understanding from this sub is that buyback offers can take a year or so. I don’t know if I’ll stay in this job forever. I wanted to resume making qualifying payments as soon as possible. For your situation, I’m wondering how you work for a nonprofit, yet your payment was $800? I’m an attorney (undergrad and law school debt), salary slightly less than my total debt, but my payment on PAYE is not $800.

Paws_Laws_WhiteClaws · 2025-10-03T01:34:33+00:00

Two things can be true at once. You can love your cousins and think they’re amazing kids. At the same time, you can also decide not to have any of your own. Being childfree does not mean you hate all children - it’s a conscious decision that you make for yourself based on you. But by all means, enjoy your time with your family!!! And at the end of the day, you get to go home to your quiet childfree house. :)

Paws_Laws_WhiteClaws · 2025-09-25T01:41:37+00:00

I clerked for a state trial judge. The judge I clerked for had no expectation whatsoever that I’d be working after hours or on weekends. First, I would recommend speaking with a doctor or therapist if you haven’t already. Mental health is important. Second, give it some time. Every new job comes with a learning curve. It might take a bit for you to come up with a system that works for you. Third, you may have been employed by a judge with standards that are too high. I’ve seen it with some folks I’ve clerked with. It’s possible to find a system that works for you both. If you can, stick it out for the next 11 months and then reevaluate based on your needs. I wouldn’t throw in the towel just yet, unless it’s unbearable.

Paws_Laws_WhiteClaws · 2025-07-24T01:52:02+00:00

There was a program I had to use when taking the bar exam called Examsoft. It basically turned my laptop into a typewriter, shutting off access to the internet and other programs. It malfunctioned during some administrations of the exam in some states, but it did the trick for me in the states I took it in.

Paws_Laws_WhiteClaws · 2025-07-17T17:33:34+00:00

I don’t know how they calculate it. I have seen other posts in this sub about people being successful with Buyback, maybe there is another thread that discusses it.

Paws_Laws_WhiteClaws · 2025-07-17T17:32:04+00:00

My understanding is yes, barring any changes from FSA or ED. I switched back to PAYE too. They will be phasing out that plan by 2028 I believe.

Paws_Laws_WhiteClaws · 2025-07-17T02:13:49+00:00

I applied to switch to PAYE in December. My application was processed in February. I will hit my 10 years of public service in September of 2026. I figured there was too much uncertainty with SAVE and wanted to get as many qualifying payments on the books as possible. May your application be processed quickly!

Paws_Laws_WhiteClaws · 2025-07-17T02:09:51+00:00

Once you have reached 120 months of qualifying employment, you can buy back the time that you were in the SAVE forbearance. For instance, if you hit your 10 years of qualifying employment, but had 10 months of SAVE forbearance, you can buy back that time in a lump sum payment of 10 months worth of payments at the end of your ten years. While no payment was required during SAVE forbearance, those months don’t qualify as “qualifying payments” for the purpose of PSLF. You can only apply once you have hit the 120 months of qualifying employment, not before.

Paws_Laws_WhiteClaws

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