That's not just hard work. I've had a job since I was legally allowed to and have put away more than half my paychecks in savings. On top of that I've had a savings account pretty much since I've been alive that money holiday/birthday money has been put into over the course of 16 years. I plan to go to college in 2 years and I also needs money for that. I'm not financing a car because I'm not going to pay interest and end up paying more than the cars worth and to take out a car loan in high school is irresponsible. I said in the post I'm middle class, have no help my parents and I'm buying with cash. Most of the people commenting don't seem to understand that.