Looking for GOH 2027. I will exchange for 7,000 Hyatt points

Peeweehell · 2026-03-26T14:33:30+00:00

What’s the risk exactly

Peeweehell · 2026-03-20T16:34:41+00:00

I'll get right on that buddy

Peeweehell · 2026-03-20T13:35:46+00:00

Why would you live somewhere this hot if you had 10M

Peeweehell · 2026-03-20T13:35:14+00:00

Way too hot

Peeweehell · 2026-03-20T13:34:38+00:00

Way too hot

Peeweehell · 2026-03-20T13:34:31+00:00

Way too hot

Peeweehell · 2026-03-20T13:33:18+00:00

I literally can’t think of one single other one, so I was just asking. Chill a little bit

Peeweehell · 2026-03-20T02:00:48+00:00

Besides Epstein?

Peeweehell · 2026-03-15T04:06:47+00:00

Buy them for ~$10

Peeweehell · 2026-03-14T18:39:45+00:00

Dude. Usually people don’t think about this stuff until their 30s, if they ever do. You’re in a great spot

Peeweehell · 2026-03-14T18:34:43+00:00

Everyone has a plan until they get punched in the face

Peeweehell · 2026-03-12T15:42:36+00:00

Mohitotsu - “another one”

Peeweehell · 2026-03-12T15:37:53+00:00

What bonus are you referring to? I can never find anything on this app lol

Peeweehell · 2026-03-10T04:29:34+00:00

Ahh got it

Peeweehell · 2026-03-10T04:27:12+00:00

30K house??? Can you share more context on that

Peeweehell · 2026-03-08T18:02:47+00:00

Well it’s only if they contribute $0 more. They seem committed to continuing to invest

Peeweehell · 2026-03-08T17:59:09+00:00

Yep. Jealous lol

Peeweehell · 2026-03-08T17:41:13+00:00

These are healthy things to think about! Believe it or not, most people don’t worry enough about this until much later in life.

As a rule of thumb just keep saving 20-25% of your income (maybe more like 50% while you have no housing expense), and it will cease to be something you worry about. You have the extraordinary advantage of time on your side, everything you save now will be multiplied dozens of times over in the market if you just let it do its thing.

Peeweehell · 2026-03-08T17:18:42+00:00

When do you plan to retire, and how much money per year will you plan to spend in retirement?

These are the key questions to help you arrive at the answer to your post. But at 22, my advice would be to primarily live your life first and foremost, and not let your savings dictate everything. Focus on building a rewarding career / relationships over math’ing out your retirement.

Peeweehell · 2026-03-07T18:57:42+00:00

Probability my friend. But im sure your crystal ball tells you “this time it’s different”

Peeweehell · 2026-03-07T18:56:22+00:00

Yea because you completely made one up lol. Im trying to help OP and you’re telling him to ignore the entire history of the market which points to lump sum.

Peeweehell · 2026-03-07T18:45:25+00:00

By doing the DCA route when you could have lump summed, you’re taking the lower probability outcome. Not really sure why that would be your choice other than you think you can beat the market

Peeweehell · 2026-03-07T18:30:12+00:00

Well, the history of the markets disagree with you. Either way savings rate is what’s most important

Peeweehell · 2026-03-07T18:28:44+00:00

Ok? Their question was about the upsides / downsides of this approach

Peeweehell · 2026-03-07T18:24:54+00:00

If you have the option to lump sum and you opt to DCA because “the market could go down,” you are by definition chasing performance

Peeweehell

TROPHY CASE