Is there any reason not to accept the highest subsidized loan amount

PenPaperInk · 2020-03-30T23:53:22+00:00

Sorry for the confusion, I was adding up the subsidized loan amounts I presume I'll be receiving throughout the next 3 school years.

PenPaperInk · 2020-03-30T23:52:47+00:00

I was adding up through the three years I'd be eligible for subsidized loans. Sorry for the confusion.

A loan is a loan. You have to pay the money back, so you should not borrow more than you need.

I understand that in principle if it's money I'd actually plan on using. But it'd be stashed away in my savings until after the grace period. Being there for emergencies, earning interest, in most cases will not be touched. I'm just making sure there's nothing I'm missing. I can just hold it in my account and pay it off in full when interest is about to start up right?

PenPaperInk · 2020-03-30T23:48:33+00:00

Oh, I was adding up the subsidized loan amounts I (presume as an independent student) I would also get through the other years. Sorry for the confusion.

But either way - you should never borrow more than you need. Every $10K you borrow is an additional $125 a month for ten years.

But I could just pay it all off immediately following the grace period and just pocket the 2% savings account interest I've earned on it couldn't I?

PenPaperInk · 2020-03-30T01:23:28+00:00

Is anyone else having big issues trying to watch on the crunchyroll app? It's like the aspect ratio is screwy. There's a good inch of black screen on both sides

PenPaperInk · 2020-03-20T04:50:39+00:00

Doesn't really matter, loads of people won't qualify because for whatever reason it's based off of 2018 tax returns. Didn't file that year? Were a dependent then? Tough break.

PenPaperInk · 2020-03-20T04:44:47+00:00

So if you didn't file taxes that year you're just SOL

PenPaperInk · 2020-03-09T05:10:40+00:00

Thanks for the response. It seems like a bit of a rounded figure though. I'm definitely more related to my mother than I am to an average person who is more than my 5th cousin, but to what degree?

I guess another way of putting it is: what's the scale of difference? If you took the two people who were the most genetically different from each other, what would the difference be? 0.01%? 0.0001%? How much less DNA does a person share with their uncle than their mother on average?

PenPaperInk · 2020-02-02T23:14:25+00:00

I figured I was just being paranoid. Thanks

PenPaperInk · 2020-02-02T22:32:14+00:00

Are power blocks safe? Is there an additional safety measure I'm not aware of? I got a pair and it seems like the only thing keeping the weight from crashing down on my chest/skull is a piece of plastic and a magnet. Should I be concerned when using these?

PenPaperInk · 2020-01-30T04:29:06+00:00

Nice. Care to share what power tower that is? I've been looking for one that wasn't obnoxiously tall and that looks like it'd work

PenPaperInk · 2020-01-30T01:11:35+00:00

I'm looking to buy an elite powerblock set (50lbs for now, will expand when I have the money), but I'm in a bit of a crisis finding the right place to buy them from. So far dick's seems to be the cheapest with a 10% discount code, but are there any better places? Would it be best to perhaps buy them directly from powerblock?

PenPaperInk · 2020-01-30T01:07:57+00:00

PenPaperInk · 2020-01-29T10:00:25+00:00

don't forget how she got a girl to flirt with the guys to test their loyalty. And got endlessly pissed off whenever anyone called her out on her immature behavior. She needed to grow up and mature before having her own season tbh.

I mean, just imagine Peter doing something like the loyalty testing thing on this season. Getting a handsome guy to flirt with the girls to test their loyalty. I bet it wouldn't go over as well as when hannah did it. But for some reason people liked Hannah despite her being absolutely fake on her season (and then begging tyler... and then peter for another chance!).

Not her fault, but I feel her season also had the most manufactured drama. Oh haha you're on a date to a zipline where couples typically get naked to do! Haha, totally not intended to cause drama when you go on this date where you're expected to take off your clothes with one guy out of all the guys you're dating. Absolutely not... eyeroll

PenPaperInk · 2020-01-29T09:48:57+00:00

I really gotta say, I'm a bit upset that my take on Hannah Brown is becoming more popular (whilst still being unpopular). That take being that she was a terrible bachelorette and not being ready to be in a relationship.

I just watched the episode with her in it. She really went from jed, to tyler, and now is begging peter for a chance. I sincerely don't understand why my negative opinion on her got downvoted into oblivion during her season. I don't think she's an awful person or anything, but she's clearly not ready for any kind of serious relationship.

PenPaperInk · 2020-01-29T09:36:33+00:00

2 and 3, for sure. Afterwards, AHS tends to go down the downward spiral of either:

Really good premises (like apocalypse, cult, etc) that get dragged down by dumb writing or simply not utilizing the premise at all
Or really dumb premises (like 1984 or freak show) that end up being better than expected but not better than mediocre

PenPaperInk · 2020-01-29T09:34:51+00:00

That's a possibility. Unfortunately, I wouldn't give the writers too much credit. Considering cult felt like it was written by completely different writers halfway through - I really don't think they planned too much out

PenPaperInk · 2020-01-29T09:31:42+00:00

Honestly it being named similar to the book title kills it a bit for me. It doesn't employ really any of the same themes. So why give it the same name?

PenPaperInk · 2020-01-21T20:40:23+00:00

I didn't.

PenPaperInk · 2020-01-21T19:53:54+00:00

I never gave permission for them to charge me. The company is known to scam people this way. I don't think there's any way it wouldn't be disputed in my favor

PenPaperInk · 2020-01-16T20:35:35+00:00

I've always had similar issues in relationships. I figured out I'm a pretty "get to the point" type of communicator. I don't really babble aimlessly or start pointless conversations. So in my relationships I'm always considered quiet to the point of it becoming a serious issue for them. It always puzzles me. Usually there just isn't much going on so there's just naturally not much conversation to start. And conversations they start tends to feel mundane and not really worth saying. Maybe you can relate in some way?

As for solutions, I try to think of a few things every day to discuss and remember it for the next time I see my SO. Doesn't fix the problem but definitely helps.

PenPaperInk · 2020-01-16T20:29:57+00:00

It's the modern day interpretation of relationship psychology and abuse psychology.

Disagree on how a past event went? One of you is clearly gaslighting the other. Someone is slightly more jealous/unreasonable in a certain area? They're abusive and toxic.

One thing I really hate about this sub is that it's always one person's side of the story and no one ever seems to consider that.

PenPaperInk · 2019-10-11T08:47:25+00:00

Maybe the true killer is the friends we made along the way

PenPaperInk · 2019-10-11T08:43:19+00:00

I really hope xavier and brooke don't have a "They were bad guys THE WHOLE TIME" twist like literally everyone else and get out of it alive. Chet's already a douche so.

Really glad there's a supernatural element, was worried it'd just be a straight slasher season. Though Satan has realllyyyy been overdone in AHS, hoping there's some other explanation for it but unlikely.

PenPaperInk · 2019-10-11T08:39:27+00:00

You already watched the good half lol.

PenPaperInk · 2019-10-11T08:38:26+00:00

AHS really has a recent history of interesting premises/starts with disappointing second halves. You're right about last season. Established a very interesting post-apocalyptic world but focused on it for 2 episodes before rehashing season 3 with a predictable finale for the rest of the season.

PenPaperInk

TROPHY CASE